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公开(公告)号：US20210319446A1
公开(公告)日：2021-10-14
申请号：US17355245
申请日：2021-06-23
申请人： WORLDPAY LIMITED
摘要： Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.
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公开(公告)号：US20210279319A1
公开(公告)日：2021-09-09
申请号：US17330472
申请日：2021-05-26
申请人： Worldpay Limited
IPC分类号： G06F21/32 , H04W12/126 , G06Q20/40 , H04L29/06
摘要： The invention relates generally to secure data entry devices and methods of using such devices. A secure data entry device is provided that includes an integrated imaging device arranged such that it captures at least one image of a user during a transaction. The at least one image is processed in order to generate a biometric pattern. In one embodiment the at least one image includes a user's face and the processing involves applying a facial recognition algorithm to the at least one image to generate the biometric pattern. In some embodiments the biometric pattern is compared to a trusted biometric pattern in order to determine whether to approve or decline the transaction.
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公开(公告)号：US11074588B2
公开(公告)日：2021-07-27
申请号：US16863134
申请日：2020-04-30
申请人： WORLDPAY LIMITED
摘要： Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.
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24.发明授权公开(公告)号：US10692090B2
公开(公告)日：2020-06-23
申请号：US15417067
申请日：2017-01-26
申请人： WORLDPAY LIMITED
摘要： Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.
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公开(公告)号：US20190108506A1
公开(公告)日：2019-04-11
申请号：US16197628
申请日：2018-11-21
申请人： Worldpay Limited
IPC分类号： G06Q20/32 , G06F21/57 , G06Q20/10 , G06Q20/38 , G06Q20/40 , H04W12/06 , G06Q20/34 , H04W12/04 , H04W4/80 , H04B5/00
摘要： A method for initiating payment transactions from a payment terminal application on a mobile electronic device may include displaying, on a display screen of the mobile electronic device, a first indicia corresponding to a wireless communication antenna location of the mobile electronic device, receiving, at the wireless communication antenna of the mobile electronic device, a first signal from an antenna located in the payment instrument, the first signal received at a first time, receiving, at the wireless communication antenna of the mobile electronic device, a second signal from the antenna located in the payment instrument, the second signal received at a second time later than the first time, determining a difference in a signal strength between the first and second signals, and displaying, on the display screen of the mobile electronic device, a second indicia based on the determined difference in signal strength.
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26.发明公开公开(公告)号：US20240259641A1
公开(公告)日：2024-08-01
申请号：US18631327
申请日：2024-04-10
申请人： Worldpay Limited
发明人： Kevin GORDON , Charlotte SPENDER
IPC分类号： H04N21/4722 , G06Q20/30 , G06Q20/32 , G06Q20/40 , G06T19/00 , H04N21/41 , H04N21/44 , H04N21/478
CPC分类号： H04N21/4722 , G06Q20/306 , G06Q20/3223 , G06Q20/40145 , G06T19/006 , H04N21/4126 , H04N21/44008 , H04N21/47815
摘要： Methods and Systems are disclosed for displaying objects between disparate devices connected to an electronic network. One method comprises detecting, by a multimedia device connected to an electronic network, an object in a multimedia stream; determining an identifier associated with the detected object; detecting a mobile device connected to the electronic network, the mobile device being a device other than the multimedia device; and generating a display of the detected object at the detected mobile device.
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公开(公告)号：US11985387B1
公开(公告)日：2024-05-14
申请号：US16911858
申请日：2020-06-25
申请人： Worldpay Limited
发明人： Kevin Gordon , Charlotte Spender
IPC分类号： H04N21/4722 , G06Q20/30 , G06Q20/32 , G06Q20/40 , G06T19/00 , H04N21/41 , H04N21/44 , H04N21/478
CPC分类号： H04N21/4722 , G06Q20/306 , G06Q20/3223 , G06Q20/40145 , G06T19/006 , H04N21/4126 , H04N21/44008 , H04N21/47815
摘要： Methods and Systems are disclosed for displaying objects between disparate devices connected to an electronic network. One method comprises detecting, by a multimedia device connected to an electronic network, an object in a multimedia stream; determining an identifier associated with the detected object; detecting a mobile device connected to the electronic network, the mobile device being a device other than the multimedia device; and generating a display of the detected object at the detected mobile device.
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28.发明公开公开(公告)号：US20240147013A1
公开(公告)日：2024-05-02
申请号：US18544716
申请日：2023-12-19
申请人： Worldpay Limited
发明人： Kevin GORDON , Charlotte SPENDER
IPC分类号： H04N21/4722 , G06Q20/30 , G06Q20/32 , G06Q20/40 , H04N21/41 , H04N21/478
CPC分类号： H04N21/4722 , G06Q20/306 , G06Q20/3223 , G06Q20/40145 , H04N21/4126 , H04N21/47815
摘要： Methods and Systems are disclosed for displaying objects between disparate devices connected to an electronic network. One method comprises detecting, by a multimedia device connected to an electronic network, an object in a multimedia stream; determining an identifier associated with the detected object; detecting a mobile device connected to the electronic network, the mobile device being a device other than the multimedia device; and generating a display of the detected object at the detected mobile device.
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公开(公告)号：US20240098087A1
公开(公告)日：2024-03-21
申请号：US18524169
申请日：2023-11-30
申请人： Worldpay Limited
发明人： Christopher S. DEE
CPC分类号： H04L63/0884 , G06F9/45529 , G06F21/31 , G06Q20/401 , H04L9/3226 , G06F2221/2103 , G06Q2220/00
摘要： Systems and methods for authenticating an electronic transaction using a hosted authentication service. The systems and methods determine whether an authentication is required based on a first electronic message received from a first data system. Upon determining the authentication is required, the systems and methods transmit a dummy authentication request and a hosted authentication service uniform resource locator to the first data system. The systems and methods further determine or receive an indication whether a user authentication challenge is required based on a transaction risk analysis by a second data system. Upon determining the user authentication challenge is required, the systems and methods provide, at a user interface, an electronic form including a challenge request. The systems and methods transmit, to the first data system, another electronic form including a dummy authentication response generated based on a challenge result.
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公开(公告)号：US11823207B2
公开(公告)日：2023-11-21
申请号：US18052008
申请日：2022-11-02
申请人： Worldpay Limited
CPC分类号： G06Q20/405 , G06K19/145 , G06K19/18 , G06Q20/3278 , G06Q20/341 , G06Q20/382
摘要： Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.
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