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    ELECTRONIC TRANSACTION PROCESSING SYSTEMS AND METHODS
    3.
    发明公开
    ELECTRONIC TRANSACTION PROCESSING SYSTEMS AND METHODS 审中-公开

    公开(公告)号：US20240119441A1

    公开(公告)日：2024-04-11

    申请号：US18543551

    申请日：2023-12-18

    申请人： Worldpay Limited

    发明人： Ben BURDSALL ,  Jonathan Stewart VOKES

    IPC分类号： G06Q20/32 ,  G06Q20/34 ,  G07G1/00

    CPC分类号： G06Q20/3278 ,  G06Q20/3223 ,  G06Q20/352 ,  G07G1/0081

    摘要： The invention relates generally to the processing of electronic payments that involve an payment instrument. A payment instrument reading device is paired with a payment initiating device to allow transaction information generated by the payment initiating device to be automatically transmitted to its associated payment instrument reading device. This means that rekeying of transaction information is not required. In some embodiments one or more beacons are provided in a premises, to allow the location of a mobile payment initiating device to be determined. This location is used to either direct the payment initiating device to a payment instrument reading device, or vice versa. Transaction data generated by the payment initiating device is automatically transmitted to the payment instrument reading device. A pairing module is also provided, which is configured to pair a payment instrument reading device with a payment initiating device.

    METHODS AND SYSTEMS FOR SECURE AUTHENTICATION IN A VIRTUAL OR AUGMENTED REALITY ENVIRONMENT USING AN INTERACTIVE ICON
    4.
    发明公开
    METHODS AND SYSTEMS FOR SECURE AUTHENTICATION IN A VIRTUAL OR AUGMENTED REALITY ENVIRONMENT USING AN INTERACTIVE ICON 审中-公开

    公开(公告)号：US20240061568A1

    公开(公告)日：2024-02-22

    申请号：US18498381

    申请日：2023-10-31

    申请人： Worldpay Limited

    发明人： Antoniya KUNEVA

    IPC分类号： G06F3/04847 ,  G06Q20/40 ,  G06F3/04817

    CPC分类号： G06F3/04847 ,  G06Q20/4012 ,  G06F3/04817

    摘要： Methods and systems are disclosed for providing secure authentication in a virtual or augmented reality environment using an interactive icon. One method comprises: receiving, over a computer network, a request for payment authorization; identifying, based on the request for payment authorization, a virtual reality interface; generating an icon in the virtual reality interface, the icon having a randomized display of authentication characters; receiving user input associated with at least one character of the of payment authentication characters in the virtual reality interface; and generating a payment authorization response to the request for payment authorization based on the received user input.

    Systems and methods for preventing identity fraud of electronic transaction device
    6.
    发明授权
    Systems and methods for preventing identity fraud of electronic transaction device 有权

    公开(公告)号：US11823208B2

    公开(公告)日：2023-11-21

    申请号：US18057992

    申请日：2022-11-22

    申请人： Worldpay Limited

    发明人： Daren Lee Pickering ,  Jonathan Stewart Vokes ,  Nicholas Telford-Reed

    IPC分类号： G06Q20/40 ,  G06Q20/38 ,  G06K19/14 ,  G06K19/18 ,  G06Q20/32 ,  G06Q20/34

    CPC分类号： G06Q20/405 ,  G06K19/145 ,  G06K19/18 ,  G06Q20/3278 ,  G06Q20/341 ,  G06Q20/382

    摘要： Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

    Wireless communication between electronic devices in close proximity
    8.
    发明授权
    Wireless communication between electronic devices in close proximity 有权

    公开(公告)号：US11770158B2

    公开(公告)日：2023-09-26

    申请号：US18058997

    申请日：2022-11-28

    申请人： Worldpay Limited

    发明人： Daren Pickering ,  Nicholas Telford-Reed

    IPC分类号： H04B5/00 ,  G06K7/10 ,  G06K19/07

    CPC分类号： H04B5/0056 ,  G06K19/0712 ,  H04B5/0031

    摘要： A method of communicating between a first electronic communication device of a plurality of electronic communication devices and a wireless communication initiating device for reading the first electronic communication device. The method comprises receiving, at the first electronic communication device, a communication signal from the wireless communication initiating device and determining a first characteristic value relating to the communication signal. The method further comprises receiving at least a second characteristic value relating to a communication signal received by at least a second electronic communication device that is connected to the first electronic communication device and initiating communication with a reading device based on the first and second value.

    Wireless communication between electronic devices in close proximity
    9.
    发明授权
    Wireless communication between electronic devices in close proximity 有权

    公开(公告)号：US11757493B2

    公开(公告)日：2023-09-12

    申请号：US18152398

    申请日：2023-01-10

    申请人： Worldpay Limited

    发明人： Daren Pickering ,  Nicholas Telford-Reed

    IPC分类号： H04B5/00 ,  G06K7/10 ,  G06K19/07

    CPC分类号： H04B5/0056 ,  G06K19/0712 ,  H04B5/0031

    摘要： A method of communicating between a first electronic communication device of a plurality of electronic communication devices and a wireless communication initiating device for reading the first electronic communication device. The method comprises receiving, at the first electronic communication device, a communication signal from the wireless communication initiating device and determining a first characteristic value relating to the communication signal. The method further comprises receiving at least a second characteristic value relating to a communication signal received by at least a second electronic communication device that is connected to the first electronic communication device and initiating communication with a reading device based on the first and second value.