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公开(公告)号:US10607265B2
公开(公告)日:2020-03-31
申请号:US16059014
申请日:2018-08-08
Applicant: CAPITAL ONE SERVICES, LLC
Inventor: Timur Sherif , Zviad Aznaurashvili , Hannes Jouhikainen , Steve Blanchet
Abstract: The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the processor may be configured to calculate a merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.
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公开(公告)号:US20200076796A1
公开(公告)日:2020-03-05
申请号:US16131131
申请日:2018-09-14
Applicant: CAPITAL ONE SERVICES, LLC
Inventor: Timur Sherif , Steve Blanchet , Hannes Jouhikainen , Zviad Aznaurashvili
Abstract: Multi-factor authentication systems and methods are provided that include receiving a request to authenticate a user of a mobile device. The request for authentication may include credential information associated with the user and vehicle data. A determination may be made regarding whether the vehicle data was obtained from a vehicle via the mobile device. The received vehicle data and received credential information may be compared to stored data. When there is a match between the received vehicle data and received credential information and corresponding stored data, a notification may be provided to the user device, indicating that the user has been authenticated.
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13.
公开(公告)号:US20190281086A1
公开(公告)日:2019-09-12
申请号:US16298170
申请日:2019-03-11
Applicant: Capital One Services, LLC
Inventor: Timur Sherif , Hannes Jouhikainen , Steve Blanchet
Abstract: Embodiments disclosed herein generally relate to a system and method for detecting fraudulent computer activity. A computing system generates a plurality of synthetic identities. Each of the plurality of synthetic identities mimics information associated with a verified identity. The computing system receives, from a user, an input attempt. The input attempt includes a synthetic identity of the plurality of synthetic identities. The computing system compares input information in the input attempt to the plurality of synthetic identities. The computing system determines that the input information in the input attempt includes information from the plurality of synthetic identities, if it does, the computing system rejects the input attempt.
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公开(公告)号:US11677745B2
公开(公告)日:2023-06-13
申请号:US16861974
申请日:2020-04-29
Applicant: CAPITAL ONE SERVICES, LLC.
Inventor: Timur Sherif , Steve Blanchet , Hannes Jouhikainen , Zviad Aznaurashvili
CPC classification number: H04L63/0853 , G07C5/008 , H04L63/0428 , H04L63/0861 , H04L63/0869 , H04W4/025 , H04W4/40 , H04W12/06 , G06F2221/2111 , H04L2463/082
Abstract: Multi-factor authentication systems and methods are provided that include receiving a request to authenticate a user of a mobile device. The request for authentication may include credential information associated with the user and vehicle data. A determination may be made regarding whether the vehicle data was obtained from a vehicle via the mobile device. The received vehicle data and received credential information may be compared to stored data. When there is a match between the received vehicle data and received credential information and corresponding stored data, a notification may be provided to the user device, indicating that the user has been authenticated.
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15.
公开(公告)号:US11470116B2
公开(公告)日:2022-10-11
申请号:US16686762
申请日:2019-11-18
Applicant: Capital One Services, LLC
Inventor: Timur Sherif , Hannes Jouhikainen , Steve Blanchet
Abstract: Embodiments disclosed herein generally relate to a system and method for detecting fraudulent computer activity. A computing system generates a plurality of synthetic identities. Each of the plurality of synthetic identities mimics information associated with a verified identity. The computing system receives, from a user, an input attempt. The input attempt includes a synthetic identity of the plurality of synthetic identities. The computing system compares input information in the input attempt to the plurality of synthetic identities. The computing system determines that the input information in the input attempt includes information from the plurality of synthetic identities, if it does, the computing system rejects the input attempt.
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公开(公告)号:US20220284255A1
公开(公告)日:2022-09-08
申请号:US17804142
申请日:2022-05-26
Applicant: Capital One Services, LLC
Inventor: Timur Sherif , Cara Weikel , Steve Blanchet , Kevin Osborn
IPC: G06K19/077 , G06Q20/34 , B42D25/378 , G07F7/08
Abstract: Methods and systems disclosed herein may communicate information, such as alerts and notifications, to a cardholder via a color-changing transaction card. In particular, the cardholder may configure one or more thresholds that establish when a transaction card may change colors. For instance, a transaction card may change colors at, or while approaching, a first threshold. The transaction card may change colors at, or while approaching, a second threshold. When the cardholder's balance goes below the thresholds, the transaction card may revert back to the lower threshold color or the original color of the transaction card. Using the techniques described herein a financial institution may convey information to a cardholder in a way that does not require the cardholder to digitally engage with the financial institution.
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公开(公告)号:US10769648B2
公开(公告)日:2020-09-08
申请号:US16601020
申请日:2019-10-14
Applicant: Capital One Services, LLC
Inventor: Steve Blanchet , Zviad Aznaurashvili , Hannes Jouhikainen , Timur Sherif
Abstract: Embodiments disclosed herein generally relate to a method and system of determining an overall sentiment of a facility. A computing system receives a video stream, including a plurality of frames, of one or more patrons in a facility over a first time period. The video stream includes data indicative of a sentiment of each of the one or more patrons. The computing system parses the plurality of frames to determine the sentiment of the patron based at least on audio and visual cues of the patron captured in the video stream during the first time period. The computing system aggregates one or more sentiments corresponding to the one or more patrons in a data set indicative of an overall sentiment of the facility. The computing system generates a sentiment value corresponding to the overall sentiment of the facility. The computing system outputs the overall sentiment of the facility.
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公开(公告)号:US10681040B2
公开(公告)日:2020-06-09
申请号:US16131131
申请日:2018-09-14
Applicant: CAPITAL ONE SERVICES, LLC
Inventor: Timur Sherif , Steve Blanchet , Hannes Jouhikainen , Zviad Aznaurashvili
Abstract: Multi-factor authentication systems and methods are provided that include receiving a request to authenticate a user of a mobile device. The request for authentication may include credential information associated with the user and vehicle data. A determination may be made regarding whether the vehicle data was obtained from a vehicle via the mobile device. The received vehicle data and received credential information may be compared to stored data. When there is a match between the received vehicle data and received credential information and corresponding stored data, a notification may be provided to the user device, indicating that the user has been authenticated.
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公开(公告)号:US10536289B1
公开(公告)日:2020-01-14
申请号:US16289323
申请日:2019-02-28
Applicant: Capital One Services, LLC
Inventor: Hannes Jouhikainen , Zviad Aznaurashvili , Timur Sherif , Steve Blanchet
IPC: G06F15/16 , H04L12/18 , G06F16/907
Abstract: A device may receive meeting data associated with a first meeting, the first meeting having previously occurred. The device may obtain, based on the meeting data, data identifying at least one individual associated with the first meeting and data identifying at least one topic associated with the first meeting. In addition, the device may identify a second meeting based on the at least one individual or the at least one topic, the second meeting having not yet occurred. The device may provide, to a user device associated with the second meeting and based on identifying the second meeting, at least a portion of the meeting data associated with the first meeting.
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公开(公告)号:US10475055B2
公开(公告)日:2019-11-12
申请号:US15895380
申请日:2018-02-13
Applicant: Capital One Services, LLC
Inventor: Steve Blanchet , Zviad Aznaurashvili , Hannes Jouhikainen , Timur Sherif
Abstract: Embodiments disclosed herein generally relate to a method and system of determining an overall sentiment of a facility. A computing system receives a video stream, including a plurality of frames, of one or more patrons in a facility over a first time period. The video stream includes data indicative of a sentiment of each of the one or more patrons. The computing system parses the plurality of frames to determine the sentiment of the patron based at least on audio and visual cues of the patron captured in the video stream during the first time period. The computing system aggregates one or more sentiments corresponding to the one or more patrons in a data set indicative of an overall sentiment of the facility. The computing system generates a sentiment value corresponding to the overall sentiment of the facility. The computing system outputs the overall sentiment of the facility.
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