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公开(公告)号：US11562325B2
公开(公告)日：2023-01-24
申请号：US16434024
申请日：2019-06-06
Applicant: Apple Inc.
Inventor： Chanaka G. Karunamuni , Marcel Van Os , Scott Herz , Eliza Block , Glen W. Steele , Ken Ferry , Peter Laurens
IPC: G06Q10/10 , G06F16/48 , G06F16/487 , G06Q10/00
Abstract: In some implementations, documents can be presented on a display of a computing device based on a context of the computing device. The context can include a current time and/or current location associated with the computing device. The documents can be presented based on a time and/or location associated with the documents. Documents can be downloaded and shared between devices. Documents can be dynamically updated based on document vendor provided information and/or other network based resources. In some implementations, the various graphical interfaces described herein provide access to a variety of document types in an organized and efficient manner.
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公开(公告)号：US20220343318A1
公开(公告)日：2022-10-27
申请号：US17828954
申请日：2022-05-31
Applicant: Apple Inc.
Inventor： Aaron N. Melim , Christine A. Franco , Glen W. Steele , Mischa K. McLachlan , Michael Artemiw , Ashish C. Nagre , David T. Haggerty , Fadi S. Obeid , Katie M. McIndoe , Richard W. Heard , Rima Kakarla , Akila Suresh , Jarad M. Fisher
Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
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公开(公告)号：US20210241268A1
公开(公告)日：2021-08-05
申请号：US17238805
申请日：2021-04-23
Applicant: Apple Inc.
Inventor： Jeremy T. Brown , George R. Dicker , Glen W. Steele , Morgan J. Grainger , Zachary A. Rosen
Abstract: A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, a primary user device, and a secondary user device. The user may select a particular payment card to provision onto the secondary user device by providing an input at the primary user device. A broker module running on the service provider subsystem may then transfer a disabled pass to the secondary user device. Concurrently, the payment network subsystem may direct a trusted service manager module on the service provider subsystem to write credential information onto a secure element within the secondary user device. Once the secure element has been updated, the broker module may provide an activated pass to the secondary user device so that the secondary user device can be used to perform NFC-based financial transactions at a merchant terminal.
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公开(公告)号：US11074572B2
公开(公告)日：2021-07-27
申请号：US15823269
申请日：2017-11-27
Applicant: Apple Inc.
Inventor： Marcel Van Os , Oluwatomiwa B. Alabi , Peter D. Anton , George R. Dicker , Donald W. Pitschel , Danvin Ruangchan , Glen W. Steele , Simon Tickner , Shawn T. Webster
Abstract: In some examples, an account is provisioned onto an electronic device. In some examples, the device receives a value to fund the account provisioned on the electronic device. In some examples, the electronic device transacts with a contactless transaction terminal using the provisioned account and displays an indication of the transaction. In some examples, the electronic device transmits information corresponding to the provisioned account without checking for authentication. In some examples, the device receives user input initiating a process for moving the account from a first device to a second device. In some examples, the device receives account payment credentials from a second device when a set of payment criteria are met.
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公开(公告)号：US09911123B2
公开(公告)日：2018-03-06
申请号：US15137944
申请日：2016-04-25
Applicant: Apple Inc.
Inventor： Marcel Van Os , Pablo F. Caro , George R. Dicker , Glen W. Steele
IPC: G06K5/00 , G06Q40/00 , G06Q20/40 , G06Q20/32 , H04L29/08 , H04M1/725 , G06Q20/10 , G06Q20/36 , G06Q20/38 , G06Q30/06 , G06Q20/22
CPC classification number: G06Q20/40145 , G06Q20/10 , G06Q20/102 , G06Q20/227 , G06Q20/32 , G06Q20/322 , G06Q20/3223 , G06Q20/3224 , G06Q20/327 , G06Q20/3278 , G06Q20/36 , G06Q20/3821 , G06Q20/40 , G06Q20/401 , G06Q20/4014 , G06Q20/405 , G06Q30/0631 , H04L67/10 , H04M1/72522 , H04M1/72561
Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.
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Patent Agency Ranking
公开(公告)号：US20200302517A1
公开(公告)日：2020-09-24
申请号：US16549862
申请日：2019-08-23
Applicant: Apple Inc.
Inventor： Marcel VAN OS , Michael Artemiw , Alan C. Dye , Jarad M. Fisher , Richard W. Heard , Christine Franco , Pedro Mari , Mischa McLachlan , Aaron Melim , Ashish C. Nagre , Glen W. Steele , Akila Suresh
Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
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公开(公告)号：US20200302425A1
公开(公告)日：2020-09-24
申请号：US16827202
申请日：2020-03-23
Applicant: Apple Inc.
Inventor： Michael Artemiw , Aaron M. Melim , Ashish C. Nagre , Christine A. Franco , David T. Haggerty , Fadi S. Obeid , Glen W. Steele , Katie M. McIndoe , Mischa K. McLachlan , Richard W. Heard , Rima Kakarla , Akila Suresh , Jarad M. Fisher
Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
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公开(公告)号：US10783576B1
公开(公告)日：2020-09-22
申请号：US16581569
申请日：2019-09-24
Applicant: Apple Inc.
Inventor： Marcel Van Os , Charles Tesan Ahn , Jae Woo Chang , Teofila Connor , Jarad Fisher , Nicholas V. King , Pedro Mari , Mischa McLachlan , Ashish Nagre , Glen W. Steele , Alan C. Dye
IPC: G06Q40/02 , G06F3/0484 , G06F3/0481
Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
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公开(公告)号：US20190037342A1
公开(公告)日：2019-01-31
申请号：US16145746
申请日：2018-09-28
Applicant: Apple Inc.
Inventor： Eliza Block , George R. Dicker , Glen W. Steele
CPC classification number: H04W4/021 , G06Q10/02 , G06Q30/06 , H04M1/72597 , H04W4/029 , H04W4/80 , H04W84/12
Abstract: Location-based ticket books are described. A mobile device can present a virtual ticket to a service provider based on a location of the mobile device. The mobile device can receive a virtual ticket for accessing a service from a service provider. The virtual ticket can be associated with a signal source. The signal source can be pre-programmed to broadcast a beacon signal that includes an identifier identifying the signal source. The signal source can be placed at a venue where the service is available. The mobile device, upon arriving at the venue, can detect the beacon signal from the signal source. In response, the mobile device can activate a ticket manager. The ticket manager can automatically select, from a ticket book, the virtual ticket associated with the signal source. The mobile device can present content of the selected virtual ticket at the venue where the service is available.
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公开(公告)号：US10026094B2
公开(公告)日：2018-07-17
申请号：US14871654
申请日：2015-09-30
Applicant: Apple Inc.
Inventor： Marcel Van Os , Donald W. Pitschel , Gregg Suzuki , Lawrence Y. Yang , Peter D. Anton , Glen W. Steele , George R. Dicker
Abstract: The present disclosure generally relates to the use of loyalty accounts, private label payment accounts, and general payment accounts using an electronic device with an electronic wallet. Various accounts are linked to the electronic device. In some examples, the electronic device is NFC-enabled. The electronic device may be used to provide loyalty account information and payment account information to a payment terminal, such as an NFC-enabled payment terminal.
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