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公开(公告)号：US11775439B2
公开(公告)日：2023-10-03
申请号：US17345855
申请日：2021-06-11
Applicant: PAYPAL, INC.
Inventor： Cheng Tian , Braden Christopher Ericson , Titus Woo
IPC: G06F12/00 , G06F12/0862 , G06F16/957
CPC classification number: G06F12/0862 , G06F16/9574 , G06F2212/602 , G06F2212/6024 , G06F2212/6026 , G06F2212/6028
Abstract: A computer system monitors usage of an application on a computing device to identify one or more pre-fetch situations corresponding to a user of the computing device. The computer system determines whether the computing device is in a situation that corresponds to at least one of the identified one or more pre-fetch situations. In response to determining that the computing device is in the situation that corresponds to the at least one of the identified one or more pre-fetch situations, the computer system causes data corresponding to the application to be pre-fetched.
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公开(公告)号：US20230186279A1
公开(公告)日：2023-06-15
申请号：US18167798
申请日：2023-02-10
Applicant: PAYPAL, INC.
Inventor： Srivathsan Narasimhan , Eric Byungho Min , Michael Charles Todasco , Cheng Tian , Satish Govindarajan
CPC classification number: G06Q20/3278 , G06Q20/20 , G06Q20/4014
Abstract: A system includes a service provider device and a point of sale (POS) device. A session between a user device and the POS device is established. An authentication request associated with the user device is provided via a user interface of the POS device. Subsequent to an authentication of information, responsive to the authentication request, the POS device receives funding instrument (FI) proxy information corresponding to FIs, which is unusable to identify the FIs by a merchant. A selectable representation corresponding to the FI proxy information is provided via the user interface. Responsive to receiving an indication of a selected member from the selectable representation, information for the selected member is sent. The service provider device determines that the session corresponds to an account associated with the user device and the merchant, and performs a transaction for the session using a first FI that corresponds to the selected member.
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公开(公告)号：US11210645B2
公开(公告)日：2021-12-28
申请号：US15851518
申请日：2017-12-21
Applicant: PAYPAL, INC.
Inventor： Srivathsan Narasimhan , Cheng Tian
Abstract: A method for authenticating access to remote devices. The method includes receiving authentication data for authenticating a user for using a pointing device at an input of a Point-of-Sale (PoS) device for initiating of a transaction. The method includes receiving a user input that includes an authenticating input, the user input provided via the pointing device at an input device of the POS device, the authenticating input for authenticating the user for the transaction. The method includes accessing encoded data that is embedded in the user input, and determining a correlation between the authentication data and the encoded data. The method includes determining, based on the correlation and the authenticating input, authentication for initiating the transaction by the user at the POS device.
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公开(公告)号：US10750015B2
公开(公告)日：2020-08-18
申请号：US15710538
申请日：2017-09-20
Applicant: PAYPAL, INC.
Inventor： Jiri Medlen , Anush Vishwanath , Braden Christopher Ericson , Michael Charles Todasco , Cheng Tian , Gautam Madaan , Titus Woo
Abstract: A virtual assistant device is configured to perform operations that include receiving a user request of a user to use a service provided by a service provider, and based on an identifier associated with the service provider, determining a set of authentication credential types that the service provider accepts for authentication. The operations also include determining, based on sensor information collected from one or more hardware sensors, whether one or more other people besides the user are within a proximity to the device. Further, the operations include based on a calculated risk security level, selecting a first authentication credential type from the set of authentication credential types and selecting a first communication mode from a set of communication modes.
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公开(公告)号：US10679208B2
公开(公告)日：2020-06-09
申请号：US15818362
申请日：2017-11-20
Applicant: PAYPAL, INC.
Inventor： Michael Charles Todasco , Cheng Tian
Abstract: There are provided systems and methods for local digital token transfer during device communication limitations. A first computing device of a first user may include applications and data necessary to generate and/or transmit a data token to a second device to provide particular data to the second device, including a token used for electronic transaction processing. The first device may be unable to communicate with the second device in particular instances, for example, if the first device becomes non-operational due to battery power, location specific requirements, or other operation issue. Thus, the first device may store the token locally or to a nearby associated device, such as a keyfob device or other transceiver. The token may then be available to a third device when the first device is limited from communications, which may be used to communicate the token to the second device.
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Patent Agency Ranking
公开(公告)号：US20190260758A1
公开(公告)日：2019-08-22
申请号：US16284794
申请日：2019-02-25
Applicant: PAYPAL, INC.
Inventor： Akshay Sanjeevaiah Krishnaiah , Sandy Lynn Godsey , Michael Charles Todasco , Rohan Baddam , Cheng Tian , Philip Chuang , Srivathsan Narasimhan
IPC: H04L29/06 , G06F16/2457 , G06Q30/02 , G06F16/951
Abstract: Obtaining information may be increasingly more challenging in modern times. The systems described herein enable a user to have access to one or more data streams. For example, the data stream may include messages from a famous person provided to an online social networking service, where the messages may be limited character messages. Yet, in some instances, the data stream may also include images posted on a blog, videos posted on a social networking service for connecting people, a list of searches and/or search strings by a famous person, and a number of purchase orders by an actress. The systems may also control the user's access to the one or more data streams, possibly limiting the access to portions of the one or more data streams.
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公开(公告)号：US20190042653A1
公开(公告)日：2019-02-07
申请号：US15668415
申请日：2017-08-03
Applicant: PayPal, Inc.
Inventor： Cheng Tian , Michael Charles Todasco
Abstract: A computer system of a first entity determines that one or more types of information are required for registering a user for a service associated with a service provider. The computer system configures a selectable user interface element to: upon selection, analyze electronic content in one or more databases associated with a second set of entities to identify, from the electronic content, one or more values associated with the user, the one or more values corresponding to the one or more types of information, and wherein the first entity is different from the second set of entities; and further cause the one or more values to be transmitted to the service provider.
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公开(公告)号：US10026403B2
公开(公告)日：2018-07-17
申请号：US15236120
申请日：2016-08-12
Applicant: PAYPAL, INC.
Inventor： Cheng Tian , Srivathsan Narasimhan
Abstract: Systems and methods for associating audio signals in an environment surrounding a voice-controlled system include receiving by a voice-controlled system through a microphone, an audio signal from a user of a plurality of users within an environment surrounding the microphone. The voice-controlled system determines a source location of the audio signal. The voice-controlled system determines a first user location of a first user and a second user location of a second user. The voice-controlled system then determines that the first user location correlates with the source location such that the source location and the first user location are within a predetermined distance of each other. In response, the voice-controlled system performs at least one security action associated with the first user providing the audio signal.
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9.发明申请公开(公告)号：US20180097905A1
公开(公告)日：2018-04-05
申请号：US15284333
申请日：2016-10-03
Applicant: PAYPAL, INC.
Inventor： Michael Charles Todasco , Cheng Tian
CPC classification number: H04L67/02 , H04L43/0811 , H04L67/22 , H04L67/2847 , H04W4/21
Abstract: There are provided systems and methods for predictive analysis of computing patterns for preloaded data to reduce processing downtime. A user may utilize a computing device to interact with a service provider over a network connection, for example, to utilize one or more services or processes of the service provider. Based on the user's actions and/or historical data for the user, the service provider may determine potentially required data and/or processes of the user. The service provider may preload the data or processes, for example, by storing data to the communication device's cache or by executing some of the processes. The service provider may preload data to the communication device while the communication device has available bandwidth or network connectivity so that the data is available in an offline environment. Processes may be executed before requirement by the user during times of low processing load.
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10.发明授权公开(公告)号：US11295306B2
公开(公告)日：2022-04-05
申请号：US16730436
申请日：2019-12-30
Applicant: PAYPAL, INC.
Inventor： Srivathsan Narasimhan , Cheng Tian
Abstract: Systems and methods for an account integration system include establishing, by a service provider device, a first session with a service provider account associated with a user. After determining that a second session between a user device and the third party account of the user is active, a first validation is caused to access third party account information associated with the second session. The third party account information and the service provider account information are concurrently displayed by a display interface of the service provider device. A transaction request for a transaction associated with the service provider account and the third party account of the user is received. Information is sent to cause a second validation of the transaction request by a provider of the third party account. In response to the second validation of the transaction request, the requested transaction is processed.
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