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1.发明公开公开(公告)号：US20240021051A1
公开(公告)日：2024-01-18
申请号：US18225259
申请日：2023-07-24
Applicant: Everi Payments Inc.
Inventor： Victor Newsom , Richard Beer , Craig Potts
CPC classification number: G07F17/3248 , A63F3/00157 , G07F17/32 , G07F17/3255 , G07F19/203 , G07F19/00 , G07F17/3244 , G07F17/3225 , G07F17/3246 , G07F19/20
Abstract: A system and method are provided for redeeming cashless gaming tickets having associated monetary value, such as issued at a cash-out from a gaming machine in a casino. When the customer wishes to redeem the ticket, the ticket is introduced to a multi-function ATM. The ATM then electronically communicates with a ticket redemption system to validate the ticket. The customer may transfer the monetary value associated with the ticket to an account associated with a presented bank card, wherein the ATM transmits a request for transfer to a financial server which transmits a request to a financial network for crediting of the monetary value (such as less a transaction fee) to the customer's bank card account.
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公开(公告)号：US20230410596A1
公开(公告)日：2023-12-21
申请号：US18229828
申请日：2023-08-03
Applicant: Sightline Payments LLC
Inventor： Kirk E. Sanford , Thomas M. Sears , Omer Sattar
CPC classification number: G07F17/3244 , G06Q20/18 , G07F19/00 , G07F17/3293 , G07F17/34 , G07F17/3234
Abstract: Systems and methods are disclosed for provisionally crediting a financial account of a gaming environment based on player funds received by gaming devices in the form of wagers. The financial account can be maintained at a financial institution. The player funds can be currency, electronic funds, or combinations therefor. Once the currency is physically transferred to the financial institution, the provisional credit can be converted to a full credit. Similarly, for wagers using electronic funds, once the settled funds are received by the financial institution, the provisional credit can be converted to a full credit. Using provisional credits, benefits from the funds can be enjoyed by the gaming operator prior to the physical currency and/or settled funds being received and processed by the financial institution.
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公开(公告)号：US11704638B1
公开(公告)日：2023-07-18
申请号：US17723395
申请日：2022-04-18
Applicant: Wells Fargo Bank, N.A.
Inventor： Darren M. Goetz , Miranda C. Hill , Dennis E. Montenegro , Alicia Y. Moore , Susan Symons , Timothy R. Ward
IPC: G06Q20/10 , G06Q20/38 , G06Q20/40 , G07F19/00 , G06F3/0482
CPC classification number: G06Q20/108 , G06Q20/381 , G06Q20/40 , G07F19/00 , G06F3/0482
Abstract: A method performed by a processor of a provider computing system includes allowing an account holder at the provider to initiate a transaction with the provider remotely (e.g., via smartphone, online banking, etc.), by submitting a request for a specified transaction to be picked up in a lockbox at a provider's lockbox location. The pickup and completion of the account holder's requested transaction occurs at a lockbox location that has a plurality of lockboxes. The lockbox allows the account holder to access the facility at the account holder's leisure, both in time and location. The lockbox pickup service alleviates the uncertainty, fluctuating time cost, and inconvenient operating hours by allowing the account holder to request transactions with an easy to use interface resulting in a lockbox to be accordingly prepped so that the account holder can provide the proper authentication information and access the lockbox.
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公开(公告)号：US20190197520A1
公开(公告)日：2019-06-27
申请号：US16025829
申请日：2018-07-02
Applicant: Virtual Electric Inc.
Inventor： David WYATT
IPC: G06Q20/34 , G07F19/00 , G06K19/07 , G06Q20/40 , G06Q20/38 , G06Q20/06 , G06Q20/24 , G07F7/08 , G06Q20/22 , G06K19/06 , G06K19/077
CPC classification number: G06Q20/341 , G06K19/06206 , G06K19/0716 , G06K19/07749 , G06Q20/06 , G06Q20/065 , G06Q20/223 , G06Q20/24 , G06Q20/346 , G06Q20/347 , G06Q20/352 , G06Q20/3827 , G06Q20/385 , G06Q20/4012 , G06Q20/409 , G07F7/0873 , G07F19/00
Abstract: An embodiment includes a credit card device capable of generating a programmed magnetic field of alternating polarity based on a speed of a card swipe, and methods for constructing the device for the purpose of emulating a standard credit card. An apparatus is described to allow said device to emulate behavior of a credit card when used in electronic credit card readers. Additionally methods are described to allow user control of said device for the purpose of authorizing or controlling use of said device in the application of credit, debit and cash transactions, including cryptocurrency and card-to-card transactions. Methods are also described for generating a limited-duration credit card number when performing a transaction for the purpose of creating a limited-use credit card number, which is limited in scope of use to a predetermined number of authorized transactions. Furthermore said device may interact with other similar devices in proximity for the purpose of funds or credit/debit transfers.
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公开(公告)号：US10013693B2
公开(公告)日：2018-07-03
申请号：US15250698
申请日：2016-08-29
Applicant: Virtual Electric Inc.
Inventor： David Wyatt
CPC classification number: G06Q20/341 , G06K19/06206 , G06K19/0716 , G06K19/07749 , G06Q20/06 , G06Q20/065 , G06Q20/223 , G06Q20/24 , G06Q20/346 , G06Q20/347 , G06Q20/352 , G06Q20/3827 , G06Q20/385 , G06Q20/4012 , G06Q20/409 , G07F7/0873 , G07F19/00
Abstract: An embodiment includes a credit card device capable of generating a programmed magnetic field of alternating polarity based on a speed of a card swipe, and methods for constructing the device for the purpose of emulating a standard credit card. An apparatus is described to allow said device to emulate behavior of a credit card when used in electronic credit card readers. Additionally methods are described to allow user control of said device for the purpose of authorizing or controlling use of said device in the application of credit, debit and cash transactions, including cryptocurrency and card-to-card transactions. Methods are also described for generating a limited-duration credit card number when performing a transaction for the purpose of creating a limited-use credit card number, which is limited in scope of use to a predetermined number of authorized transactions. Furthermore said device may interact with other similar devices in proximity for the purpose of funds or credit/debit transfers.
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Patent Agency Ranking
公开(公告)号：US20180108213A1
公开(公告)日：2018-04-19
申请号：US15833655
申请日：2017-12-06
Applicant: SIGHTLINE INTERACTIVE LLC
Inventor： Kirk E. Sanford , Thomas M. Sears , Omer Sattar
CPC classification number: G07F17/3244 , G06Q20/18 , G06Q40/02 , G07F17/3234 , G07F17/3293 , G07F17/34 , G07F19/00
Abstract: Systems and methods are disclosed for provisionally crediting a financial account of a gaming environment based on player funds received by gaming devices in the form of wagers. The financial account can be maintained at a financial institution. The player funds can be currency, electronic funds, or combinations therefor. Once the currency is physically transferred to the financial institution, the provisional credit can be converted to a full credit. Similarly, for wagers using electronic funds, once the settled funds are received by the financial institution, the provisional credit can be converted to a full credit. Using provisional credits, benefits from the funds can be enjoyed by the gaming operator prior to the physical currency and/or settled funds being received and processed by the financial institution.
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公开(公告)号：US20180039798A1
公开(公告)日：2018-02-08
申请号：US15784562
申请日：2017-10-16
Applicant: Kenneth L. Miller
Inventor： Kenneth L. Miller
CPC classification number: G06K7/0004 , G06F19/00 , G06K7/00 , G06K7/0043 , G07F19/00 , G07F19/205
Abstract: A combination magnetic-stripe card reader with integrated contact-less chip card read/write functions, a direct replacement for a standard player tracking magnetic-stripe card reader installed in slot machines. It is a form, fit and function for existing player tracking readers, having the same front panel appearance, the same physical envelope, using the same mounting method, using the same cable connections and operating in the identical manner. The combined functions requires two command sets and a method to distinguish between them, the legacy command set of the existing reader to be replaced which is typically strings of American Standard Code for Information Interchange (ASCII) eight bit characters with a line terminator character and the contact-less chip card requiring the ability to send and receive all possible eight bit values with varying length commands and not having a dedicated character value to indicate the end of a command.
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公开(公告)号：US20170287272A1
公开(公告)日：2017-10-05
申请号：US15627516
申请日：2017-06-20
Applicant: Sightline Interactive LLC
Inventor： Kirk E. Sanford , Thomas M. Sears , Omer Sattar
IPC: G07F17/32
CPC classification number: G07F17/3244 , G06Q20/18 , G06Q40/02 , G07F17/3234 , G07F17/3293 , G07F17/34 , G07F19/00
Abstract: Systems and methods are disclosed for provisionally crediting a financial account of a gaming environment based on player funds received by gaming devices in the form of wagers. The financial account can be maintained at a financial institution. The player funds can be currency, electronic funds, or combinations therefor. Once the currency is physically transferred to the financial institution, the provisional credit can be converted to a full credit. Similarly, for wagers using electronic funds, once the settled funds are received by the financial institution, the provisional credit can be converted to a full credit. Using provisional credits, benefits from the funds can be enjoyed by the gaming operator prior to the physical currency and/or settled funds being received and processed by the financial institution.
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公开(公告)号：US09747758B1
公开(公告)日：2017-08-29
申请号：US15130063
申请日：2016-04-15
Applicant: Bank of America Corporation
Inventor： Joan C. Brancaccio
CPC classification number: G07F19/00 , G06Q20/1085 , G06Q40/00 , G07F19/20
Abstract: A cash handling device having at least one processor, a communication interface, an item accepting device, an item dispensing device, an internal currency scanning system, an internal currency transport system, one or more currency storage cartridges, and a memory may receive, from a user, a request to perform a deposit transaction. Based on receiving the request to perform the deposit transaction, the cash handling device may receive at least one deposit item for deposit. Subsequently, the cash handling device may validate the at least one deposit item received for deposit. Based on validating the at least one deposit item received for deposit, the cash handling device may generate a deposit transaction record that includes information directing a banking server to apply a provisional credit to a treasury account associated with the user. Subsequently, the cash handling device may send the deposit transaction record to the banking server.
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10.发明授权公开(公告)号：US09589426B2
公开(公告)日：2017-03-07
申请号：US14916372
申请日：2014-10-13
Applicant: GRG Banking Equipment Co., Ltd.
Inventor： Hongshuai Zhang , Xiaohua Deng , Lihua Wang , Zhe Li , Jianhui Zhou , Qinghua Wang
CPC classification number: G07F19/204 , G06K13/085 , G06Q20/1085 , G07F7/0873 , G07F19/00 , G07F19/2055 , G07F19/21
Abstract: A card substitution prevention method for a self-service terminal includes performing, by a card feeding portion of the self-service terminal, an alteration operation in the case that a card exists in a card reader of the self-service terminal, to make the card feeding portion unable to receive another card and prevent the another card from being placed in the card feeding portion. Also provided is a card substitution prevention apparatus for a self-service terminal. The method can effectively protect a card of a customer and prevent the card of the customer from being stealthily substituted, thereby improving service quality of a self-service terminal and maintaining trade credit of a merchant.
Abstract translation: 用于自助终端的卡替代防止方法包括：在自助终端的卡读卡器中存在卡的情况下，通过自助终端的卡片馈送部分执行改变操作，以使 卡片馈送部分不能接收另一张卡片并防止另一卡片放置在卡片馈送部分中。 还提供了一种用于自助终端的卡替代防止装置。 该方法可以有效保护客户的卡片，防止客户的卡片被隐身取代，从而提高自助终端的服务质量，保持商家的贸易信誉。
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