公开(公告)号：US12008543B2

公开(公告)日：2024-06-11

申请号：US17531464

申请日：2021-11-19

申请人： Mitek Systems, Inc.

发明人： Grigori Nepomniachtchi ,  James DeBello ,  Michael Strange ,  Michael E. Diamond

IPC分类号： G06Q20/32 ,  G06Q20/04 ,  G06Q20/40 ,  G06V30/10 ,  G06V30/12 ,  G06V30/224 ,  G06V30/413 ,  G06V30/418

CPC分类号： G06Q20/3276 ,  G06Q20/042 ,  G06Q20/4014 ,  G06V30/133 ,  G06V30/2253 ,  G06V30/413 ,  G06V30/418 ,  G06V30/10

摘要： Systems and methods for automatic enrollment and identity verification based upon processing a captured image of a document are disclosed herein. Various embodiments enable, for example, a user to enroll in a particular service by taking a photograph of a particular document (e.g., his driver license) with a mobile device. One or more algorithms can then extract relevant data from the captured image. The extracted data (e.g., the person's name, gender, date of birth, height, weight, etc.) can then be used to automatically populate various fields of an enrollment application, thereby reducing the amount of information that the user has to manually input into his mobile device in order to complete the enrollment process. In some embodiments, a set of internal and/or external checks can be run against the data to ensure that the data is valid, has been read correctly, and is consistent with other data.

公开(公告)号：US20230359687A1

公开(公告)日：2023-11-09

申请号：US18219309

申请日：2023-07-07

申请人： Mitek Systems, Inc.

发明人： Michael Strange ,  Robert J. Nies ,  Kirk Beitz

IPC分类号： G06F16/958 ,  H04L67/02 ,  G06Q20/32 ,  G06Q20/04 ,  G06Q10/10

CPC分类号： G06F16/958 ,  H04L67/02 ,  G06Q20/3276 ,  G06Q20/042 ,  G06Q10/10 ,  H04N1/00244

摘要： Systems and methods for integrating mobile image capture with an internet browser application on a mobile device are provided, wherein a user viewing a web page via the internet browser application can initiate a mobile image capture process on the mobile device through the web page, capture images with a mobile image capture user interface, and then provide secure access to the captured images for the web page in order to utilize the content of the captured images. The mobile image capture process is accessible through any internet browser application via the mobile device and allows any service running on a web page to benefit from the ability to capture an image on the mobile device and obtain the content of the image through mobile image processing. The browser-based mobile image capture allows mobile devices which do not run certain third party applications to utilize mobile image capture and processing.

公开(公告)号：US11741181B2

公开(公告)日：2023-08-29

申请号：US17189085

申请日：2021-03-01

申请人： MITEK SYSTEMS, INC.

发明人： Michael Strange ,  Robert J. Nies ,  Kirk Beitz

IPC分类号： G06F16/958 ,  H04L67/02 ,  G06Q20/32 ,  G06Q20/04 ,  G06Q10/10 ,  H04N1/00 ,  H04N101/00

CPC分类号： G06F16/958 ,  G06Q10/10 ,  G06Q20/042 ,  G06Q20/3276 ,  H04L67/02 ,  H04N1/00244 ,  H04N1/00307 ,  H04N2101/00 ,  H04N2201/001 ,  H04N2201/0084

摘要： Systems and methods for integrating mobile image capture with an internet browser application on a mobile device are provided, wherein a user viewing a web page via the internet browser application can initiate a mobile image capture process on the mobile device through the web page, capture images with a mobile image capture user interface, and then provide secure access to the captured images for the web page in order to utilize the content of the captured images. The mobile image capture process is accessible through any internet browser application via the mobile device and allows any service running on a web page to benefit from the ability to capture an image on the mobile device and obtain the content of the image through mobile image processing. The browser-based mobile image capture allows mobile devices which do not run certain third party applications to utilize mobile image capture and processing.

公开(公告)号：US11694499B2

公开(公告)日：2023-07-04

申请号：US17839117

申请日：2022-06-13

申请人： MITEK SYSTEMS, INC.

发明人： Matthew S. Kriegsfeld ,  William T. Walker ,  Yuriy B. Okrugin ,  Michael E. Diamond

IPC分类号： G07D7/20 ,  G06Q20/40 ,  G07D7/206 ,  G06Q20/04

CPC分类号： G07D7/2083 ,  G06Q20/042 ,  G06Q20/4016 ,  G07D7/206

摘要： A system comprising: a check image Record (CIR) database configured to store, for each of a plurality of accounts, a CIR, wherein each CIR comprises feature information related to features extracted from a plurality of reference checks associated with the associated account of the plurality of accounts; memory configured to store instructions; and a processor coupled with the CIR database and the memory, the processor configured to run the instructions, which cause the processor to: receive an image of a test check associated with an account of the plurality of accounts, extract feature information from the image, compare the features with the feature information stored in the CIR database for the account associated with the test check, generate a fraud score, and update each CIR by determining.

公开(公告)号：US11539848B2

公开(公告)日：2022-12-27

申请号：US16889131

申请日：2020-06-01

申请人： MITEK SYSTEMS, INC.

发明人： John J. Roach ,  Grigori Nepomniachtchi ,  Robert Couch ,  Oleg Rybakov ,  Michael Gillen ,  Kevin Andrew Bell

IPC分类号： G06Q20/32 ,  G06Q20/04 ,  H04N1/00 ,  G06Q20/14 ,  G06Q20/38 ,  G06V10/28 ,  G06V10/32 ,  G06V10/24 ,  H04N101/00 ,  G06V30/10

摘要： Real-time evaluation and enhancement of image quality prior to capturing an image of a document on a mobile device is provided. An image capture process is initiated on a mobile device during which a user of the mobile device prepares to capture the image of the document, utilizing hardware and software on the mobile device to measure and achieve optimal parameters for image capture. Feedback may be provided to a user of the mobile device to instruct the user on how to manually optimize certain parameters relating to image quality, such as the angle, motion and distance of the mobile device from the document. When the optimal parameters for image capture of the document are achieved, at least one image of the document is automatically captured by the mobile device.

公开(公告)号：US11461567B2

公开(公告)日：2022-10-04

申请号：US16917832

申请日：2020-06-30

申请人： Mitek Systems, Inc.

发明人： Ashok Singal ,  Michael Ramsbacker ,  James Treitler ,  Sanjay Gupta ,  Jason L. Gray ,  Michael Hagen

IPC分类号： G06V40/00 ,  G06K7/10 ,  G06Q10/10 ,  G06Q50/00

摘要： Systems and methods for identification (ID) document verification using hybrid near-field communications (NFC) authentication and optical authentication are provided. An exemplary method includes receiving, by a client device, an image of an ID document. Based on the image of the ID document, a determination is made whether the ID document includes a near-field communications (NFC) chip that stores data comprising identifying information for an owner of the identification. Based on this determination of whether the ID document includes an NFC chip, the ID document is verified by selectively using at least one of NFC chip authentication and optical authentication, to obtain a verification result.

公开(公告)号：US20220012487A1

公开(公告)日：2022-01-13

申请号：US17482782

申请日：2021-09-23

申请人： Mitek Systems, Inc.

发明人： Grigori Nepomniachtchi ,  Vitali Kliatskine ,  Nikolay Kotovich

IPC分类号： G06K9/00 ,  G06Q20/04 ,  G06K9/18 ,  G06K9/20

摘要： Systems and methods are provided for processing an image of a financial payment document captured using a mobile device and classifying the type of payment document in order to extract the content therein. These methods may be implemented on a mobile device or a central server, and can be used to identify content on the payment document and determine whether the payment document is ready to be processed by a business or financial institution. The system can identify the type of payment document by identifying features on the payment document and performing a series of steps to determine probabilities that the payment document belongs to a specific document type. The identification steps are arranged starting with the fastest step in order to attempt to quickly determine the payment document type without requiring lengthy, extensive analysis.

公开(公告)号：US20210073786A1

公开(公告)日：2021-03-11

申请号：US16952886

申请日：2020-11-19

申请人： MITEK SYSTEMS, INC.

发明人： Grisha Nepomniachtchi ,  Vitali Kliatskine

IPC分类号： G06Q20/32 ,  G06Q20/04 ,  G06K9/32 ,  G06K9/38 ,  G06K9/42

摘要： Techniques for processing images of documents captured using a mobile device are provided. The images can include different sides of a document from a mobile device for an authenticated transaction. In an example implementation, a method incudes inspecting the images to detect a feature associated with a first side of the document. In response to determining an image is the first side of the document, a type of content is selected to be analyze on the image of the first side and one or more of regions of interests (ROIs) are identified on the image of the first side that are known to include the selected type of content. A process can include receiving a sub-image of the image of the first side from the preprocessing unit, and performing content detection test on the sub-image.

公开(公告)号：US10685223B2

公开(公告)日：2020-06-16

申请号：US16422713

申请日：2019-05-24

申请人： MITEK SYSTEMS, INC.

发明人： Grigori Nepomniachtchi ,  Mike Strange

IPC分类号： G06K9/62 ,  G06K9/00 ,  G07C9/00 ,  H04N1/00 ,  G06Q20/32 ,  G06K9/32 ,  G06K9/38 ,  G06K9/42 ,  H04N101/00

摘要： Systems and methods are provided for processing and extracting content from an image captured using a mobile device. In one embodiment, an image is captured by a mobile device and corrected to improve the quality of the image. The corrected image is then further processed by adjusting the image, identifying the format and layout of the document, binarizing the image and extracting the content using optical character recognition (OCR). Multiple methods of image adjusting may be implemented to accurately assess features of the document, and a secondary layout identification process may be performed to ensure that the content being extracted is properly classified.

公开(公告)号：US10528925B2

公开(公告)日：2020-01-07

申请号：US13526532

申请日：2012-06-19

申请人： John J. Roach ,  Grisha Nepomniachtchi

发明人： John J. Roach ,  Grisha Nepomniachtchi

IPC分类号： G06Q40/00 ,  G06Q20/10 ,  G06Q20/04 ,  G06Q20/32 ,  G06K9/32 ,  G06K9/38 ,  G06K9/42 ,  G06Q20/02 ,  H04N1/00 ,  H04N101/00

摘要： Systems and methods for mobile enrollment in automated clearing house (ACH) transactions using mobile-captured images of financial documents are provided. Applications running on a mobile device provide for the capture and processing of images of documents needed for enrollment in an ACH transaction, such as a blank check, remittance statement and driver's license. Data from the mobile-captured images that is needed for enrolling in ACH transactions is extracted from the processed images, such as a user's name, address, bank account number and bank routing number. The user can edit the extracted data, select the type of document that is being captured, authorize the creation of an ACH transaction and select an originator of the ACH transaction. The extracted data and originator information is transmitted to a remote server along with the user's authorization so the ACH transaction can be setup between the originator's and receiver's bank accounts.