公开(公告)号：US08751401B1

公开(公告)日：2014-06-10

申请号：US14186247

申请日：2014-02-21

申请人： e2interactive, Inc.

发明人： Phillip Craig Graves ,  Merrill Brooks Smith

IPC分类号： G06Q40/00

CPC分类号： G06Q20/28 ,  G06Q20/02 ,  G06Q20/04 ,  G06Q20/3552 ,  G06Q20/3558 ,  G06Q20/3829 ,  G07F7/1008

摘要： A computerized system and method for securely authorizing and distributing stored-value card data over a communications network is provided. The method allows for storing in the database a plurality of records comprising stored-value card data for each stored-value card as well as information identifying a plurality of trusted sources of stored-value card activation requests and/or a plurality of trusted communications networks for transmitting stored-value card activation requests. A transmitting step allows for a requesting terminal to transmit over a communications network a request to change the status of a stored-value card. The central processor then determines whether the requesting terminal and/or the communications network is a trusted source. Based on whether the requesting terminal or communications network is a trusted source or trusted communications network, the request can be processed and the card can be activated. A method for establishing a list of trusted sources and trusted communications networks is also provided.

摘要翻译： 提供了一种用于通过通信网络安全地授权和分发储值卡数据的计算机化系统和方法。 该方法允许在数据库中存储包括用于每个存储值卡的存储值卡数据的多个记录以及识别存储值卡激活请求和/或多个可信通信网络的多个可信源的信息 用于发送储值卡激活请求。 发送步骤允许请求终端通过通信网络发送改变存储卡状态的请求。 然后，中央处理器确定请求终端和/或通信网络是否是可信源。 基于请求终端或通信网络是信任源还是信任通信网络，可以处理该请求并且可以激活该卡。 还提供了用于建立可信源和可信任通信网络的列表的方法。

公开(公告)号：US10834268B2

公开(公告)日：2020-11-10

申请号：US16436916

申请日：2019-06-11

申请人： e2interactive, Inc.

发明人： Phil M Chakiris ,  Merrill Brooks Smith ,  Phillip Craig Graves

IPC分类号： G06Q40/00 ,  H04M17/02 ,  G06Q20/10 ,  G06Q20/20 ,  G06Q20/40 ,  G06Q30/02 ,  G06Q40/04 ,  H04M15/00 ,  H04M17/00

摘要： A method of adding a value to a customer account is provided. A request to add a value to a customer account of a customer is received from a point of sale terminal. The request may comprise value identification data associated with the value and account identification data associated with the customer account. The customer account identification data may be entered at the point of sale. The request may be associated with a purchase of the value. The value may be caused to be added to the customer account. During subsequent value purchase transactions, additional value may be added to the account.

公开(公告)号：US20140166748A1

公开(公告)日：2014-06-19

申请号：US14186247

申请日：2014-02-21

申请人： e2interactive, Inc. d/b/a e2lnteractive, Inc.

发明人： Phillip Craig Graves ,  Merrill Brooks Smith

IPC分类号： G06Q20/28 ,  G06Q20/02

CPC分类号： G06Q20/28 ,  G06Q20/02 ,  G06Q20/04 ,  G06Q20/3552 ,  G06Q20/3558 ,  G06Q20/3829 ,  G07F7/1008

摘要： A computerized system and method for securely authorizing and distributing stored-value card data over a communications network is provided. The method allows for storing in the database a plurality of records comprising stored-value card data for each stored-value card as well as information identifying a plurality of trusted sources of stored-value card activation requests and/or a plurality of trusted communications networks for transmitting stored-value card activation requests. A transmitting step allows for a requesting terminal to transmit over a communications network a request to change the status of a stored-value card. The central processor then determines whether the requesting terminal and/or the communications network is a trusted source. Based on whether the requesting terminal or communications network is a trusted source or trusted communications network, the request can be processed and the card can be activated. A method for establishing a list of trusted sources and trusted communications networks is also provided.

摘要翻译： 提供了一种用于通过通信网络安全地授权和分发储值卡数据的计算机化系统和方法。 该方法允许在数据库中存储包括用于每个存储值卡的存储值卡数据的多个记录以及识别存储值卡激活请求和/或多个可信通信网络的多个可信源的信息 用于发送储值卡激活请求。 发送步骤允许请求终端通过通信网络发送改变存储卡状态的请求。 然后，中央处理器确定请求终端和/或通信网络是否是可信源。 基于请求终端或通信网络是信任源还是信任通信网络，可以处理该请求并且可以激活该卡。 还提供了用于建立可信源和可信任通信网络的列表的方法。