公开(公告)号：US20100078476A1

公开(公告)日：2010-04-01

申请号：US12586701

申请日：2009-09-26

Applicant: Yaron Ben-Zvi ,  Rimmy Malhotra

Inventor： Yaron Ben-Zvi ,  Rimmy Malhotra

IPC: G06K5/00

CPC classification number: G06Q40/00 ,  G06Q20/349

Abstract: System and method for funding via a prepaid card a financial product intended at a time of purchase by a purchaser for a customer. A customer cash account is created and funds allocated to the prepaid card are redeemed solely as cash funds in the customer's cash account. The customer may either withdraw at least some of the cash funds in the customer's cash account or apply at least some of the cash funds in the customer's cash account to a financial product. In response to receiving the customer's instructions to apply at least some of the cash funds from the customer's cash account to a financial product selected by the customer as well as their acknowledgement of disclosures or consent to an agreement related to the selected financial product, the cash funds are applied to an associated financial product account.

Abstract translation: 通过预付卡为购买者为客户购买的金融产品提供资金的系统和方法。 创建客户现金账户，分配给预付卡的资金仅以客户现金账户中的现金资金赎回。 客户可以至少提取客户现金账户中的一些现金资金，或将客户现金账户中的至少一部分现金资金应用于金融产品。 为了响应客户的指示，将客户现金账户中的至少一部分现金资金应用于客户选择的金融产品，以及确认披露或同意与所选金融产品相关的协议，现金 资金适用于相关的金融产品账户。

公开(公告)号：US08191776B2

公开(公告)日：2012-06-05

申请号：US12586701

申请日：2009-09-26

Applicant: Yaron Ben-Zvi ,  Rimmy Malhotra

Inventor： Yaron Ben-Zvi ,  Rimmy Malhotra

IPC: G06K5/00

CPC classification number: G06Q40/00 ,  G06Q20/349

Abstract: System and method for funding via a prepaid card a financial product intended at a time of purchase by a purchaser for a customer. A customer cash account is created and funds allocated to the prepaid card are redeemed solely as cash funds in the customer's cash account. The customer may either withdraw at least some of the cash funds in the customer's cash account or apply at least some of the cash funds in the customer's cash account to a financial product. In response to receiving the customer's instructions to apply at least some of the cash funds from the customer's cash account to a financial product selected by the customer as well as their acknowledgement of disclosures or consent to an agreement related to the selected financial product, the cash funds are applied to an associated financial product account.

Abstract translation: 通过预付卡为购买者为客户购买的金融产品提供资金的系统和方法。 创建客户现金账户，分配给预付卡的资金仅以客户现金账户中的现金资金赎回。 客户可以至少提取客户现金账户中的一些现金资金，或将客户现金账户中的至少一部分现金资金应用于金融产品。 为了响应客户的指示，将客户现金账户中的至少一部分现金资金应用于客户选择的金融产品，以及确认披露或同意与所选金融产品相关的协议，现金 资金适用于相关的金融产品账户。