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    Bi-directional voice authentication
    2.
    发明授权
    Bi-directional voice authentication 有权

    公开(公告)号：US10979423B1

    公开(公告)日：2021-04-13

    申请号：US15799250

    申请日：2017-10-31

    申请人： Wells Fargo Bank, N.A.

    发明人： Andrew J. Garner, IV ,  Tyua Larsen Fraser ,  Kimberly Ann MacInnis ,  Paul R. McMahon ,  Darrell Lee Suen ,  Zhong Wan

    IPC分类号： H04L29/06 ,  G10L15/18 ,  G10L17/22 ,  G10L17/06

    摘要： Systems and techniques for bi-directional voice authentication are described herein. A first audio segment and a first description of the first audio segment may be received. An authentication token may be created using the first audio segment and the first description. An authentication request may be received from the user. The first audio segment may be transmitted to the user. A second description of the first audio segment may be received from a device of the user in response to the transmission of the first audio segment. The second description may be compared to the first description. The authentication token may be selected based on the comparison. The authentication token may be transmitted to the device. Requests of the user for secure information may be authenticated using the authentication token for a duration of an interaction session between the user and the device.

    Systems and methods for content delivery
    7.
    发明授权
    Systems and methods for content delivery 有权

    公开(公告)号：US11388245B1

    公开(公告)日：2022-07-12

    申请号：US16949946

    申请日：2020-11-20

    申请人： Wells Fargo Bank, N.A.

    发明人： Daniel Gracey ,  Scott Welz ,  Tyua Larsen Fraser ,  Matthew J. Kaufman ,  Gwendoria M. Salley ,  Mark Lee Tabor ,  Jefferson Crew ,  John C. Brenner

    IPC分类号： H04L67/50 ,  H04L67/306 ,  H04L67/53

    摘要： A system includes at least one hardware processor and a memory storing instructions that, when executed by the at least one hardware processor, cause the at least one hardware processor to perform operations including receiving consumption data associated with a user consuming content on one or more user computing devices, determining a preference associated with content consumption of the user based on the received consumption data, the preference including one or more of a delivery time, a computing device of the one or more user computing devices, and a venue, receiving a new content item, determining one or more of a target delivery time, a target computing device of the one or more user computing devices, and a target venue based on the determined preference, and transmitting the new content item to the target computing device for presentation to the user.

    Systems and methods for optimizing information collaboration
    10.
    发明授权
    Systems and methods for optimizing information collaboration 有权

    公开(公告)号：US11240316B1

    公开(公告)日：2022-02-01

    申请号：US16948905

    申请日：2020-10-05

    申请人： Wells Fargo Bank, N.A.

    发明人： Daniel Gracey ,  Scott Welz ,  Tyua Larsen Fraser ,  Matthew J. Kaufman ,  Gwendoria M. Salley ,  Mark Lee Tabor ,  Jefferson Crew ,  John C. Brenner

    IPC分类号： H04L29/08

    摘要： A system includes at least one hardware processor and a memory storing instructions that, when executed by the at least one hardware processor, cause the at least one hardware processor to perform operations including receiving an initiation message associated with a collaboration event between a first user and a second user, the collaboration event is initiated by the first user, determining a target device from a pool of computing devices associated with the second user based on usage history of each computing device in the pool of computing devices, initiating a collaboration session with the second user via the target device, and presenting collaborative content to the second user via the target device during the collaboration session.