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公开(公告)号：US11587160B1
公开(公告)日：2023-02-21
申请号：US17181854
申请日：2021-02-22
发明人： Jonathan Velline , Darren Goetz , Xuan Nguyen , Nahal Agahi
IPC分类号： G06Q40/00 , G06Q40/02 , G06Q30/0226 , G06Q50/00 , H04L9/40 , G06Q20/10 , G06Q20/40 , G07F19/00
摘要： A method including receiving identification information for a first account holder at a financial institution, authenticating the first account holder via an automated teller machine (ATM) based on the identification information, identifying an event associated with the first account holder, including determining date information for the event, configuring a message relating to the event to be displayed to the first account holder based on the event, storing trigger configuration information comprising a time window including the date information for the event, and displaying the message to the first account holder via the ATM, the message being displayed when the first account holder accesses the ATM at a time occurring within the time window.
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公开(公告)号：US09984411B1
公开(公告)日：2018-05-29
申请号：US15075833
申请日：2016-03-21
发明人： Jonathan Velline , Darren Goetz , Xuan Nguyen , Nahal Agahi
CPC分类号： G06Q40/02 , G06Q20/1085 , G06Q20/4014 , G06Q30/0226 , G06Q50/01 , G07F19/206 , H04L63/102
摘要： Identification information for a first account holder at a financial institution is received. The first account holder is authenticated based on the identification information. A second account holder at the financial institution is identified as being known to the first account holder. Inputs are received from the first account holder to configure a message to be displayed to the second account holder. The message is displayed to the second account holder from the first account holder.
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公开(公告)号：US09292840B1
公开(公告)日：2016-03-22
申请号：US14549151
申请日：2014-11-20
发明人： Jonathan Velline , Darren Goetz , Xuan Nguyen , Nahal Agahi
CPC分类号： G06Q40/02 , G06Q20/1085 , G06Q20/4014 , G06Q30/0226 , G06Q50/01 , G07F19/206 , H04L63/102
摘要： Identification information for a first account holder at a financial institution is received. The first account holder is authenticated based on the identification information. A second account holder at the financial institution is identified as being known to the first account holder. Inputs are received from the first account holder to configure a message to be displayed to the second account holder. The message is displayed to the second account holder from the first account holder.
摘要翻译： 收到金融机构第一个账户持有人的身份信息。 第一个帐户持有者基于识别信息进行认证。 金融机构的第二个账户持有人被确定为第一个账户持有人已知。 从第一个帐户持有者接收到输入，以配置要显示给第二个帐户持有者的消息。 该消息将从第一个帐户持有人显示给第二个帐户持有人。
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公开(公告)号：US20240354841A1
公开(公告)日：2024-10-24
申请号：US18760295
申请日：2024-07-01
发明人： Jonathan Velline , Darren Goetz , Xuan Nguyen , Nahal Agahi
CPC分类号： G06Q40/02 , G06Q20/1085 , G06Q20/4014 , G06Q30/0226 , G06Q50/01 , G07F19/206 , H04L63/102
摘要： A method includes authenticating an account holder via an automated teller machine (ATM) based on identification information, identifying an event associated with the account holder, and delivering a gift to the account holder via the ATM based on the account holder accessing the ATM at a time occurring within a time window associated with the event.
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公开(公告)号：US20200380596A1
公开(公告)日：2020-12-03
申请号：US14593730
申请日：2015-01-09
发明人： Gilberto Lopez , Leslie Rae Witt , Urmila Raghavan , Gregory K. Morishige , Karen Yu , Michele Armosino , Jonathan Velline
摘要： A personal financial notification device includes a processor coupled to machine readable storage media having instructions stored therein. The instructions, when executed by the processor, cause the processor to receive a non-confidential status of a financial account of a user from a separate mobile device. The financial account is associated with the personal financial notification device. The instructions also cause the processor to display the non-confidential status of the financial account without requiring user authentication.
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公开(公告)号：US12026771B1
公开(公告)日：2024-07-02
申请号：US18111784
申请日：2023-02-20
发明人： Jonathan Velline , Darren Goetz , Xuan Nguyen , Nahal Agahi
CPC分类号： G06Q40/02 , G06Q20/1085 , G06Q20/4014 , G06Q30/0226 , G06Q50/01 , G07F19/206 , H04L63/102
摘要： A system includes a computing system associated with a financial institution and communicatively coupled with one or more automated teller machines (ATMs), where the computing system is configured to authenticate an account holder via an ATM of the one or more ATMs based on identification information of the account holder, identify an event associated with the account holder, determine a message relating to the event to be displayed to the account holder based on the event, and display the message to the account holder via the ATM where the message being displayed is based on the account holder accessing the ATM within a threshold time period associated with the event.
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公开(公告)号：US10482529B1
公开(公告)日：2019-11-19
申请号：US15870690
申请日：2018-01-12
发明人： Jonathan Velline , Darren Goetz , Xuan Nguyen , Nahal Agahi
摘要： Identification information for a first account holder at a financial institution is received. The first account holder is authenticated based on the identification information. A second account holder at the financial institution is identified as being known to the first account holder. Inputs are received from the first account holder to configure a message to be displayed to the second account holder. The message is displayed to the second account holder from the first account holder.
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公开(公告)号：US10929922B1
公开(公告)日：2021-02-23
申请号：US16672149
申请日：2019-11-01
发明人： Jonathan Velline , Darren Goetz , Xuan Nguyen , Nahal Agahi
摘要： Identification information for a first account holder at a financial institution is received. The first account holder is authenticated based on the identification information. A second account holder at the financial institution is identified as being known to the first account holder. Inputs are received from the first account holder to configure a message to be displayed to the second account holder. The message is displayed to the second account holder from the first account holder.
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公开(公告)号：US20200380610A1
公开(公告)日：2020-12-03
申请号：US14734724
申请日：2015-06-09
发明人： Gilberto Lopez , Leslie Rae Witt , Brittany Y. Harris , Zoe Tierney , Mark McCormick , Karen Yu , Urmila Raghavan , Michele Armosino , Gregory K. Morishige , Jonathan Velline
摘要： A system includes a server system that includes a processor and instructions stored in non-transitory machine-readable media. The instructions are configured to cause the server system to receive authentication information from a client device. The authentication information relates to a financial account of a user. The instructions are also configured to cause the server system to authenticate the user so as to associate the client device with the financial account of the user. The system also includes a financial notification circuit located on the client device. The financial notification circuit is configured to determine a location of the client device. The financial notification circuit is also configured to provide a notification on the client device alerting the client to not spend money at the location.
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