公开(公告)号：US10783566B2

公开(公告)日：2020-09-22

申请号：US16034767

申请日：2018-07-13

申请人： Visa International Service Association

发明人： Mahesh Joshi ,  Ankur Raina ,  Teresa Ho ,  Todd Winners

IPC分类号： G06Q30/00 ,  G06Q30/06 ,  G06F16/29

摘要： Provided is a system for determining a status of at least one merchant during or after an emergency event including at least one processor to retrieve historical transaction data for at least one merchant associated with a merchant category code (MCC), determine a first transaction count for the at least one merchant based on the historical transaction data for the at least one merchant, retrieve current transaction data for the at least one merchant, determine a second transaction count for the at least one merchant based on the current transaction data for the at least one merchant, classify the at least one merchant based at least partially on a comparison between the first transaction count and the second transaction count, and display a classification of the at least one merchant based on classifying the at least one merchant. A method and computer program product are also disclosed.

公开(公告)号：US12118597B2

公开(公告)日：2024-10-15

申请号：US17004459

申请日：2020-08-27

申请人： Visa International Service Association

发明人： Mahesh Joshi ,  Ankur Raina ,  Teresa Ho ,  Todd Winners

IPC分类号： G06Q30/0601 ,  G06F16/29 ,  G06Q50/26 ,  H04L41/06 ,  H04W4/90

CPC分类号： G06Q30/0613 ,  G06F16/29 ,  G06Q50/26

摘要： Provided is an emergency management system including at least one processor in communication with an electronic payment processing network, the electronic payment processing network including a transaction processing system, a plurality of merchant systems associated with merchant locations, and a plurality of issuer systems. The at least one processor is programmed or configured to retrieve, from the electronic payment processing network, transaction data associated with a plurality of transactions and determine an operational status of at least one first entity associated with the plurality of transactions based on the difference between a first transaction count and a second transaction count, and in response to determining the operation status of the at least one first entity, automatically communicate a message to at least one second entity based on the operational status of the at least one first entity.

公开(公告)号：US20190019232A1

公开(公告)日：2019-01-17

申请号：US16034767

申请日：2018-07-13

申请人： Visa International Service Association

发明人： Mahesh Joshi ,  Ankur Raina ,  Teresa Ho ,  Todd Winners

IPC分类号： G06Q30/06 ,  G06F17/30

CPC分类号： G06Q30/0613 ,  G06F16/29

摘要： Provided is a system for determining a status of at least one merchant during or after an emergency event including at least one processor to retrieve historical transaction data for at least one merchant associated with a merchant category code (MCC), determine a first transaction count for the at least one merchant based on the historical transaction data for the at least one merchant, retrieve current transaction data for the at least one merchant, determine a second transaction count for the at least one merchant based on the current transaction data for the at least one merchant, classify the at least one merchant based at least partially on a comparison between the first transaction count and the second transaction count, and display a classification of the at least one merchant based on classifying the at least one merchant. A method and computer program product are also disclosed.