公开(公告)号：US20240362490A1

公开(公告)日：2024-10-31

申请号：US18769503

申请日：2024-07-11

申请人： Visa International Service Associatiion

发明人： Spiridon Zarkov ,  Chuxin Liao ,  Anubhav Narang

IPC分类号： G06N3/088 ,  G06F16/23 ,  G06N3/04 ,  G06N3/044 ,  G06N3/045 ,  G06Q20/40 ,  G06Q30/0201

CPC分类号： G06N3/088 ,  G06F16/2379 ,  G06N3/04 ,  G06N3/044 ,  G06N3/045 ,  G06Q20/4016 ,  G06Q30/0201

摘要： Provided is a computer-implemented method for generating a machine learning model to classify an account based on merchant activation, including providing an input to a generator network of a generative adversarial network (GAN) to generate an output; providing the output as input to a discriminator network; providing a training dataset as input to the discriminator network; and updating the generator network based on a first output of the discriminator network having a label that indicates whether a set of values of each of the plurality of features is a real set of values or a fake set of values. The method may include updating the discriminator network based on a second output of the discriminator network having a label that indicates whether a selected account of the plurality of accounts is going to conduct a first payment transaction. A system and computer program product are also provided.