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公开(公告)号:US11348075B1
公开(公告)日:2022-05-31
申请号:US17408130
申请日:2021-08-20
IPC分类号: G06Q40/06 , G06Q20/04 , G06Q20/40 , G06Q20/10 , G06Q40/02 , G06Q40/00 , G06Q20/32 , G06V30/224 , G06V40/30 , G06V30/10
摘要: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
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公开(公告)号:US10417617B1
公开(公告)日:2019-09-17
申请号:US14952625
申请日:2015-11-25
摘要: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
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公开(公告)号:US10013605B1
公开(公告)日:2018-07-03
申请号:US15663284
申请日:2017-07-28
发明人: Charles Lee Oakes, III , Randy Ray Morlen , Michael Frank Morris , Reynaldo Bartlette Medina, III , Greg Alan Harpel , Gabriel Glenn Gavia , Bharat Prasad , Frank Kyle Major , Jeffrey Neal Pollack
IPC分类号: G06Q40/00 , G06K9/00 , G06K9/36 , G06Q20/04 , G06Q20/10 , H04N1/00 , H04N1/387 , H04N1/403 , H04N101/00
CPC分类号: G06K9/00442 , G06K7/10861 , G06K9/36 , G06Q20/04 , G06Q20/042 , G06Q20/108 , H04N1/00204 , H04N1/00244 , H04N1/00307 , H04N1/00816 , H04N1/387 , H04N1/403 , H04N2101/00 , H04N2201/001
摘要: A digital camera processing system with software to manage taking photos with a digital camera. Camera software controls the digital camera. A downloaded software component controls the digital camera software and causes a handheld mobile device to perform operations. The operations may include instructing a user to have the digital camera take photos of a check; displaying an instruction on a display of the handheld mobile device to assist the user in having the digital camera take the photos; or assisting the user as to an orientation for taking the photos with the digital camera. The digital camera processing system may generate a log file including a bi-tonal image formatted as a TIFF image.
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公开(公告)号:US09276927B1
公开(公告)日:2016-03-01
申请号:US14484514
申请日:2014-09-12
CPC分类号: H04L63/08 , G06F21/00 , G06F21/31 , G06F21/46 , G06F21/606 , H04L1/00 , H04L1/0008 , H04L9/088 , H04L63/0428 , H04L63/083 , H04L63/0846 , H04N19/563
摘要: A security service determines whether to grant a user access to a resource. The service receives from the user a security term in an obscured form derived from a revealed form of the security term according to a predefined padding scheme known to the user and to the security service. The service applies the padding scheme to the received term to result in a de-padded security term and confirms that the de-padded security term matches the retrieved revealed security term. Additionally, the service confirms that the received term has not been previously employed within a predetermined frame of reference. Accordingly, if the received obscured security term is purloined and re-used within the predetermined frame of reference, the security service denies access to the resource.
摘要翻译: 安全服务确定是否授予用户对资源的访问权限。 根据用户已知的预定义的填充方案和安全服务,该服务从用户接收从安全术语的透露形式导出的模糊形式的安全术语。 该服务将填充方案应用于所接收的术语,以得到解除填充的安全术语,并确认解除填充的安全术语与检索到的透露的安全术语匹配。 另外,该服务确认在预定参考系中尚未使用所接收的项。 因此,如果接收到的隐蔽安全术语在预定参考帧内被排除和重新使用,则安全服务拒绝对资源的访问。
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公开(公告)号:US11682222B1
公开(公告)日:2023-06-20
申请号:US17160594
申请日:2021-01-28
发明人: Charles Lee Oakes, III , Randy Ray Morlen , Michael Frank Morris , Reynaldo Medina, III , Greg Alan Harpel , Gabriel Glenn Gavia , Bharat Prasad , Frank Kyle Major , Jeffrey Neal Pollack
IPC分类号: G06Q40/06 , G06V30/40 , H04N1/403 , G06Q20/04 , G06Q20/10 , H04N1/387 , H04N1/00 , G06Q40/02 , G06V30/16 , H04N101/00 , G06K7/10
CPC分类号: G06V30/40 , G06Q20/04 , G06Q20/042 , G06Q20/108 , G06Q40/02 , G06V30/16 , H04N1/00816 , H04N1/387 , H04N1/403 , G06K7/10861 , H04N2101/00 , H04N2201/001
摘要: A digital camera processing system with software to manage taking photos with a digital camera. Camera software controls the digital camera. A downloaded software component controls the digital camera software and causes a handheld mobile device to perform operations. The operations may include instructing a user to have the digital camera take photos of a check: displaying an instruction on a display of the handheld mobile device to assist the user in having the digital camera take the photos; or assisting the user as to an orientation for taking the photos with the digital camera. The digital camera processing system may generate a log file including a bi-tonal image formatted as a TIFF image.
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公开(公告)号:US10380559B1
公开(公告)日:2019-08-13
申请号:US14964279
申请日:2015-12-09
发明人: Charles Lee Oakes, III , Randy Ray Morlen , Gabriel Glenn Gavia , R. Bharat Prasad Nuggehalli , Frank Kyle Major , Jeffrey Neal Pollack , Carol Ann Walls , Larry Dwayne Taylor
摘要: Techniques are provided for addressing possible fraud and mistake scenarios in a system for electronically receiving check images from customers and for automatically initiating a deposit of funds into a customer account. An electronic analysis of a check may be conducted to retrieve a check identifier that may be compared against a limited number of previously deposited checks, allowing for faster real-time comparisons. The deposit may be soft-post of regardless whether it is flagged as a potential duplicate, because subsequent more thorough analysis may uncover false positives. Also, transaction and account information can be analyzed to determine if there is a possibility of a check kiting operation.
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公开(公告)号:US12002016B1
公开(公告)日:2024-06-04
申请号:US17574757
申请日:2022-01-13
发明人: Charles Lee Oakes, III , Randy Ray Morlen , Michael Frank Morris , Reynaldo Medina, III , Greg Alan Harpel , Gabriel Glenn Gavia , Bharat Prasad , Frank Kyle Major , Jeffrey Neal Pollack
CPC分类号: G06Q20/042 , G06Q20/108 , G06V30/40
摘要: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
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公开(公告)号:US11625770B1
公开(公告)日:2023-04-11
申请号:US16025701
申请日:2018-07-02
发明人: Charles Lee Oakes, III , Randy Ray Morlen , Michael Frank Morris , Reynaldo Medina, III , Greg Alan Harpel , Gabriel Glenn Gavia , Bharat Prasad , Frank Kyle Major , Jeffrey Neal Pollack
摘要: A digital camera processing system with software to manage taking photos with a digital camera. Camera software controls the digital camera. A downloaded software component controls the digital camera software and causes a handheld mobile device to perform operations. The operations may include instructing a user to have the digital camera take photos of a check; displaying an instruction on a display of the handheld mobile device to assist the user in having the digital camera take the photos; or assisting the user as to an orientation for taking the photos with the digital camera. The digital camera processing system may generate a log file including a bi-tonal image formatted as a TIFF image.
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公开(公告)号:US11544944B1
公开(公告)日:2023-01-03
申请号:US16507595
申请日:2019-07-10
发明人: Charles Lee Oakes, III , Randy Ray Morlen , Michael Frank Morris , Reynaldo Medina, III , Greg Alan Harpel , Gabriel Glenn Gavia , Bharat Prasad , Frank Kyle Major , Jeffrey Neal Pollack
IPC分类号: G06Q40/02 , G06V30/40 , H04N1/387 , H04N1/00 , G06Q20/10 , G06Q20/04 , G06Q40/00 , H04N1/403 , G06V10/20 , G06K7/10 , H04N101/00
摘要: A digital camera processing system with software to manage taking photos with a digital camera. Camera software controls the digital camera. A downloaded software component controls the digital camera software and causes a handheld mobile device to perform operations. The operations may include instructing a user to have the digital camera take photos of a check; displaying an instruction on a display of the handheld mobile device to assist the user in having the digital camera take the photos; or assisting the user as to an orientation for taking the photos with the digital camera. The digital camera processing system may generate a log file including a bi-tonal image formatted as a TIFF image.
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公开(公告)号:US11538015B1
公开(公告)日:2022-12-27
申请号:US17721605
申请日:2022-04-15
IPC分类号: G06Q40/06 , G06Q20/32 , G06V30/224 , G06Q20/04 , G06Q40/00 , G06Q40/02 , G06Q20/10 , G06V40/30 , G06Q20/40 , G06V30/10
摘要: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
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