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公开(公告)号：US11604899B2
公开(公告)日：2023-03-14
申请号：US16900447
申请日：2020-06-12
发明人： Perry Aaron Jones Haldenby , Arthur Carroll Chow , Anthony Haituyen Nguyen , Het Anand Patel , Casey Lyn Doyle , Yubing Liu , John Jong-Suk Lee
IPC分类号： G06F21/62 , G06F16/23 , G06F16/93 , G06F16/435 , G06F16/2458 , G06F16/2455 , G06Q20/00 , H04W12/08 , H04W12/086 , H04L67/50 , G06F3/0482 , G06F21/53 , G06Q30/04 , G06Q20/38 , H04W12/06 , G06Q20/10 , G06Q20/14 , G06Q10/0631 , G06Q10/087 , G06Q10/105 , G06Q10/1093 , G06F3/0484 , G06F3/0488 , G06F3/14 , H04L67/1097 , G06F11/30 , G06Q20/40 , G06Q50/22
摘要： The present disclosure involves systems, software, and computer implemented methods for providing user interface (UI)-based modifications to adjust and interact with data exchange splits. An example client device can include can identify a data exchange (DE) associated with at least three entities, the DE associated with a total value. A visualization representing the DE can be presented via a UI and can include a chart comprising the total value of the DE exchange divided into value areas that are each associated with a particular entity. In response to a detection of input associated with a selection of an edge between a first and second value area, the combined value area associated with the first and second value areas can be locked. In response to detected movement input associated with the edge, the relative values of the first and second inside the combined value area can be adjusted in the visualization.
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公开(公告)号：US20210357886A1
公开(公告)日：2021-11-18
申请号：US17386158
申请日：2021-07-27
发明人： Stephen John McCANN , Perry Aaron Jones Haldenby , Arthur Carroll Chow , Eddie Cheuk Long Law , Haituyen Anthony Nguyen , Paul Mon-Wah Chan , John Jong Suk Lee , Rakesh Thomas Jethwa
摘要： The disclosed embodiments include computer-implemented systems and processes that facilitate an initiation and a performance of one or more trustless transactions between counterparty devices operating within a trusted, secure computer-networking environment. For example, an apparatus may receive, through a touchscreen display unit, first data that identifies a session identifier associated with a transaction session, and may determine a validity of the session identifier based on the received first data. The apparatus may establish the transaction session in response to the determined validity of the session identifier. The transaction session may be associated with first and second operations characterized by values of corresponding parameters. The apparatus may receive, through the touchscreen display unit, second data confirming a completion of the first operation, and in response to the confirmation of the completed first operation, the apparatus may perform the second operation in accordance with at least a portion of the parameter values.
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公开(公告)号：US11157908B2
公开(公告)日：2021-10-26
申请号：US15650180
申请日：2017-07-14
发明人： Milos Dunjic , Perry Aaron Jones Haldenby , Arthur Carroll Chow , Het Anand Patel , Casey Lyn Doyle , Yubing Liu , Anthony Haituyen Nguyen , David Samuel Tax , Arun Victor Jagga , John Jong-Suk Lee
摘要： The disclosure generally describes computer-implemented methods, software, and systems, including a method for placing a card into an alert state. An alert detection indication is received during an attempted data exchange using a permanent account number (PAN) associated with a card. The alert detection indication is received by an electronic controller embedded in the card and is received through an interface. The alert detection indication indicates that the PAN has an alert state identified for the PAN by an entity that issued the card. An operational mode of the card is modified into the alert state by the electronic controller and is based on receipt of the alert detection indication. An electronic display indicating that the card is in the alert state is displayed by the electronic controller.
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公开(公告)号：US11107050B2
公开(公告)日：2021-08-31
申请号：US15349274
申请日：2016-11-11
发明人： Stephen John McCann , Perry Aaron Jones Haldenby , Arthur Carroll Chow , Eddie Cheuk Long Law , Haituyen Anthony Nguyen , Paul Mon-Wah Chan , John Jong Suk Lee , Rakesh Thomas Jethwa
摘要： The disclosed embodiments include computer-implemented systems and processes that facilitate an initiation and a performance of one or more trustless transactions between counterparty devices operating within a trusted, secure computer-networking environment. For example, an apparatus may receive, through a touchscreen display unit, first data that identifies a session identifier associated with a transaction session, and may determine a validity of the session identifier based on the received first data. The apparatus may establish the transaction session in response to the determined validity of the session identifier. The transaction session may be associated with first and second operations characterized by values of corresponding parameters. The apparatus may receive, through the touchscreen display unit, second data confirming a completion of the first operation, and in response to the confirmation of the completed first operation, the apparatus may perform the second operation in accordance with at least a portion of the parameter values.
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公开(公告)号：US10958642B2
公开(公告)日：2021-03-23
申请号：US15946703
申请日：2018-04-05
发明人： Arthur Carroll Chow , Anthony Haituyen Nguyen , Perry Aaron Jones Haldenby , Milos Dunjic , David Tax , John Jong-Suk Lee , Arun Victor Jagga
摘要： The disclosed exemplary embodiments include computer-implemented devices, apparatuses, and processes that, among other things, perform dynamic biometric authentication based on distributed ledger data. For example, a device may compute a first hash value based on first biometric data captured by a sensor unit, and may transmit a request to, and receive a response from, a computing system across a communications network via the communications unit. The request may cause the computing system to execute instructions maintained within the distributed ledger data, and to extract second biometric data maintained within an element of the distributed ledger data. The second biometric data may include a second hash, which the computing system may incorporate into the response. The device may authenticate an identity associated with the device when the first hash value corresponds to the second hash value incorporated within the response.
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公开(公告)号：US10956905B2
公开(公告)日：2021-03-23
申请号：US15725689
申请日：2017-10-05
发明人： Milos Dunjic , Perry Aaron Jones Haldenby , Arthur Carroll Chow , Anthony Haituyen Nguyen , Het Anand Patel , Casey Lyn Doyle , Yubing Liu , John Jong-Suk Lee , David Samuel Tax , Arun Victor Jagga
摘要： Computer-implemented methods and systems reliant on establishing a common session key between an electronic device and a computer server are disclosed. The method and systems may be for processing de-tokenization requests in payment transaction processing and for preparing an electronic device to perform payment transactions. During such a transaction, the server may perform a method that includes receiving a de-tokenization request including a payment token and a cryptogram generated by the electronic device using a session key generated by the electronic device based on a fingerprint of the electronic device, a secret value previously shared with the electronic device, the payment token, and a transaction counter; retrieving the fingerprint, the secret value, and the transaction counter and generating the session key based on the same; verifying the cryptogram using the session key; retrieving an associated account number; and sending response to the request including the account number.
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7.发明授权公开(公告)号：US10901600B2
公开(公告)日：2021-01-26
申请号：US16708647
申请日：2019-12-10
IPC分类号： G06F3/0484 , G06F3/0488 , G06F9/50 , G06Q20/32
摘要： A system, method and computer readable medium provide a gesture-based graphical user interface to determine allocation information to instruct an allocation. A gesture-based I/O device displays a graphical user interface having: an amount region configured to define an allocation amount; a plurality of source regions each configured to define an allocation source; and a plurality of destination regions each configured to define an allocation destination. Input is received via the gesture-based I/O device as a swipe gesture having at least two directions, the swipe gesture interacting with the amount region to define the allocation amount and interacting with at least one of a source region of the plurality of source regions and a destination region of the plurality of destination regions to define an allocation source and an allocation destination for the allocation amount.
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8.发明授权公开(公告)号：US10862897B2
公开(公告)日：2020-12-08
申请号：US15946475
申请日：2018-04-05
发明人： Dino D'Agostino , Perry Aaron Jones Haldenby , Dean Tseretopoulos , Jeffrey Ecker , Adam Douglas McPhee , Milos Dunjic , John Jong-Suk Lee , Arun Victor Jagga
摘要： The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authorize initiated exchanges of data in real-time based on dynamically generated tokenized data. For example, an apparatus may receive first positional data identifying a first geographic position of a client device and based on the first positional data, the apparatus may determine a value of a parameter characterizing an exchange of data between the client device and a terminal device disposed proximate to the client device during a temporal interval. The apparatus may transmit data requesting a pre-authorization of the data exchange to a computing system, which perform operations that pre-authorize the data exchange in accordance with the parameter value and transmit a digital token representative of the pre-authorized data exchange to the terminal device. The digital token may be valid during the temporal interval and may include a cryptogram associated with the client device.
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公开(公告)号：US10447664B2
公开(公告)日：2019-10-15
申请号：US15281433
申请日：2016-09-30
发明人： Perry Aaron Jones Haldenby , Arthur Carroll Chow , Paul Mon-Wah Chan , John Jong Suk Lee , Linda Tao
摘要： An apparatus for use in a digital messaging system includes a storage device and a processor coupled to the storage device. The storage device storing software instructions for controlling the processor that when executed by the processor configured the processor to: generate a first message comprising a payload portion; encrypt the payload portion of the message; derive a first session key from a domain-specific key; and sign the message using the first session key.
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10.发明申请公开(公告)号：US20190311364A1
公开(公告)日：2019-10-10
申请号：US15946132
申请日：2018-04-05
发明人： Milos DUNJIC , Arthur Caroll Chow , Anthony Haituyen Nguyen , Casey Lyn Doyle , Yubing Liu , Het Anand Patel , Stephen John McCann , Perry Aaron Jones Haldenby , David Samuel Tax , John Jong-Suk Lee , Arun Victor Jagga
摘要： The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, generate and provision digital tokens based on dynamically obtained contextual data. For example, an apparatus may receive first information that characterizes an exchange of data initiated by a first application program executed by the apparatus, and may generate and transmit a signal to a computing system through a programmatic interface associated with a second application program executed by the apparatus. In some instances, the first signal may include the first information and data that instructs the computing system to obtain a digital token representative of a data type available for use in the data exchange. The apparatus may also receive a second signal that includes the digital token and based on the digital token, perform operations that present second information characterizing the available data type on an interface.
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