公开(公告)号：US20230033957A1

公开(公告)日：2023-02-02

申请号：US17815416

申请日：2022-07-27

Applicant: Synchrony Bank

Inventor： Joydeep Mukherjee ,  Karen Yagnesak ,  Viveka Vardhan Ravi ,  Sarath Vadakapurapu ,  Ravish Kumar ,  Vish Dadireddy

IPC: H04L69/40 ,  G06F9/50 ,  H04L67/142

Abstract: Systems and method are provided for providing a waterfall gateway configured to enable communication between disparate devices. The waterfall gateway receives an indication that a first resource request was denied by a server. In response, the waterfall gateway identifies two or more client devices configured to provide services to the user. The waterfall gateway generates a resource request waterfall that includes a sequence of client devices of the two or more client devices. The resource request waterfall is configured to facilitate resource request transmissions to the one or more client devices according to the sequence of client devices. The waterfall gateway facilitates a transmission of a second resource request to a first client device in the sequence of client devices.

公开(公告)号：US20230031114A1

公开(公告)日：2023-02-02

申请号：US17815404

申请日：2022-07-27

Applicant: Synchrony Bank

Inventor： Joydeep Mukherjee ,  Karen Yagnesak ,  Viveka Vardhan Ravi ,  Sarath Vadakapurapu ,  Ravish Kumar ,  Vish Dadireddy

IPC: G06Q20/40

Abstract: Systems, methods, devices, instructions, and other aspects are provided for unique device identification. In one aspect, a method is providing including receiving, at a server computer, transaction data associated with a client device, wherein the transaction data includes device configuration data, aggregating the device configuration data for the client device received within a threshold time period to generate a unique set of device configuration characteristics, receiving, at the server computer, transaction request data associated with the client device, verifying the client device using the unique set of device configuration characteristics, and facilitating a transaction associated with the transaction request data based on verification of the client device using the unique set of device configuration characteristics.

公开(公告)号：US12026534B2

公开(公告)日：2024-07-02

申请号：US17815423

申请日：2022-07-27

Applicant: Synchrony Bank

Inventor： Joydeep Mukherjee ,  Karen Yagnesak ,  Viveka Vardhan Ravi ,  Sarath Vadakapurapu ,  Ravish Kumar ,  Vish Dadireddy

IPC: G06F3/00 ,  G06F9/455 ,  G06F16/951 ,  G06F16/958 ,  H04L69/16 ,  H04L69/18

CPC classification number: G06F9/45529 ,  G06F16/951 ,  G06F16/958

Abstract: A computing device may customize the presentation of webpages according to alternative acquisition protocols. The computing device may receive a webpage identifying an object for acquisition by a user using a first acquisition protocol. The computing device may then execute a call to a server that includes an identification of a user interacting with the webpage and a request for an identification of one or more alternative acquisition protocols based on the identification of the user. In response, the computing device may receive JavaScript code configured to provide information associated with the one or more alternative acquisition protocols. The computing device may generate a modified webpage that includes a modification to a portion of the webpage based on at least one of the one or more alternative acquisition protocols. The modified webpage may be displayed to a user.

公开(公告)号：US20230030686A1

公开(公告)日：2023-02-02

申请号：US17815374

申请日：2022-07-27

Applicant: Synchrony Bank

Inventor： Joydeep Mukherjee ,  Karen Yagnesak ,  Viveka Vardhan Ravi ,  Sarath Vadakapurapu ,  Ravish Kumar ,  Vish Dadireddy

IPC: G06Q30/06

Abstract: Aspects of a dynamic offer system are described. In one example, a method involves receiving a data feed of offer data, generating a set of current offers in a database using a set of offer rules and the data feed, receiving merchant configuration data associated with a merchant portal, and dynamically selecting current merchant offers from the set of current offers in the database using the merchant configuration data. A request is received for the current merchant offers, where when the request for the current merchant offers is received from a customer device, the request includes dynamic customer data customized based on user selections, one or more offers of the current merchant offers based on the dynamic customer data are dynamically selected, and a transaction between the customer device and the merchant portal associated with the one or more offers dynamically selected by the computing device is facilitated.

公开(公告)号：US20240354133A1

公开(公告)日：2024-10-24

申请号：US18663159

申请日：2024-05-14

Applicant: Synchrony Bank

Inventor： Joydeep Mukherjee ,  Karen Yagnesak ,  Viveka Vardhan Ravi ,  Sarath Vadakapurapu ,  Ravish Kumar ,  Vish Dadireddy

IPC: G06F9/455 ,  G06F16/951 ,  G06F16/958

CPC classification number: G06F9/45529 ,  G06F16/951 ,  G06F16/958

Abstract: Systems and method are provided that include process that customize the presentation of webpages according to alternative acquisition protocols. The processes include receiving, from a first server, a webpage identifying an object for acquisition by a user using a first acquisition protocol. The processes then execute a call to a second server that includes an identification of a user interacting with the webpage and a request for an identification of one or more alternative acquisition protocols based on the identification of the user. In response, the processes receive JavaScript code that executes to provide information associated with the one or more alternative acquisition protocols. The processes then generating a modified webpage that includes a modification to a portion of the webpage based on at least one of the one or more alternative acquisition protocols. The modified webpage may be displayed to a user.

公开(公告)号：US20230035194A1

公开(公告)日：2023-02-02

申请号：US17815423

申请日：2022-07-27

Applicant: Synchrony Bank

Inventor： Joydeep Mukherjee ,  Karen Yagnesak ,  Viveka Vardhan Ravi ,  Sarath Vadakapurapu ,  Ravish Kumar ,  Vish Dadireddy

IPC: G06F9/455 ,  G06F16/951 ,  G06F16/958

Abstract: Systems and method are provided that include process that customize the presentation of webpages according to alternative acquisition protocols. The processes include receiving, from a first server, a webpage identifying an object for acquisition by a user using a first acquisition protocol. The processes then execute a call to a second server that includes an identification of a user interacting with the webpage and a request for an identification of one or more alternative acquisition protocols based on the identification of the user. In response, the processes receive JavaScript code that executes to provide information associated with the one or more alternative acquisition protocols. The processes then generating a modified webpage that includes a modification to a portion of the webpage based on at least one of the one or more alternative acquisition protocols. The modified webpage may be displayed to a user.

公开(公告)号：US20230029913A1

公开(公告)日：2023-02-02

申请号：US17815395

申请日：2022-07-27

Applicant: Synchrony Bank

Inventor： Joydeep Mukherjee ,  Karen Yagnesak ,  Viveka Vardhan Ravi ,  Sarath Vadakapurapu ,  Ravish Kumar ,  Vish Dadireddy

IPC: G06Q30/06

Abstract: Systems, methods, devices, instructions, and other aspects are provided for a multi-product platform. In one aspect, a computer implemented method is provided that includes receiving request data at a multiple-product placement server, where when the request data is received from a customer device, the request data includes dynamic customer data customized based on user selections, and dynamically selecting a product system from a plurality of product systems using a set of system rules and the dynamic customer data. The method further involves receiving product data from the product system, configuring the product data from the product system using the set of system rules and the dynamic customer data to generate customer compatible data, and facilitating a transaction between the customer device and a merchant system using the customer compatible data.