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公开(公告)号：US08107881B2
公开(公告)日：2012-01-31
申请号：US12037826
申请日：2008-02-26
Applicant: Sunil Dewan
Inventor： Sunil Dewan
IPC: H04B7/00
CPC classification number: H04W4/18 , G06Q20/202 , G06Q20/204 , G06Q20/32 , G06Q20/3223 , G06Q20/327 , G06Q20/352 , G06Q20/353 , H04W84/18
Abstract: A translator for translating wireless communications. The translator includes a first antenna configured to carry signals between the wireless translator and a contactless payment reader, and a second antenna configured to carry signals between the wireless translator and a Bluetooth-enabled device. Circuitry operably coupled to both antennas establishes wireless communication with the contactless payment reader via the first antenna and receives from the contactless payment reader a signal comprising a request for information. The circuitry establishes wireless communication with the Bluetooth-enabled device via the second antenna, and requests the information from the Bluetooth-enabled device. The circuitry receives the information from the Bluetooth-enabled device, and relays the information to the contactless payment reader.
Abstract translation: 用于翻译无线通信的翻译器。 翻译器包括被配置为在无线翻译器和非接触式支付读取器之间传送信号的第一天线，以及被配置为在无线翻译器和支持蓝牙的设备之间传送信号的第二天线。 可操作地耦合到两个天线的电路经由第一天线建立与非接触支付读取器的无线通信，并且从非接触支付读取器接收包括信息请求的信号。 该电路通过第二天线与启用蓝牙的设备建立无线通信，并从蓝牙设备请求信息。 电路接收来自支持蓝牙的设备的信息，并将信息中继到非接触式支付读取器。
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公开(公告)号：US20070267503A1
公开(公告)日：2007-11-22
申请号：US11671766
申请日：2007-02-06
Applicant: Sunil Dewan
Inventor： Sunil Dewan
IPC: G06K19/00
CPC classification number: G06K19/07739 , G06K19/04 , G06K19/077
Abstract: An apparatus for contactless transactions is disclosed. In one embodiment, a transaction fob assembly includes a standardized fob core and an outer shell adapted to secure the core within the outer shell. Various embodiments provide for the fob core to include circuitry, an antenna, a battery, a switch and a LED.
Abstract translation: 公开了一种非接触式交易的装置。 在一个实施例中，交易支架组件包括标准化的料芯芯和适于将芯固定在外壳内的外壳。 各种实施例提供了芯子芯包括电路，天线，电池，开关和LED。
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公开(公告)号：US20070010213A1
公开(公告)日：2007-01-11
申请号：US11428899
申请日：2006-07-06
Applicant: Sunil Dewan
Inventor： Sunil Dewan
IPC: H04B1/02
CPC classification number: G06K19/07327 , G06K19/07718 , G06K19/07749
Abstract: Methods and systems are provided for preparing radio-frequency devices for secure distribution. Multiple such radio-frequency devices are received. Each device has an embedded radio-frequency transponder. Each radio-frequency devices is moved sequentially to stations of a preparation device. At a first station, a radio-frequency identification code assigned to the radio-frequency device is encoded to personalize the radio-frequency device with recipient-specific radio-frequency identification data. At a second station, the radio-frequency devices is packaged within a package such that the radio-frequency device within the package is electromagnetically shielded at radio frequencies.
Abstract translation: 提供了用于准备用于安全分发的射频设备的方法和系统。 收到多个这样的射频设备。 每个设备都有一个嵌入式射频应答器。 每个射频设备被顺序移动到准备设备的站。 在第一站处，分配给无线电频率设备的射频识别码被编码以使具有接收者特定射频识别数据的射频设备个性化。 在第二站，射频设备被封装在封装内，使得封装内的射频器件以无线电频率被电磁屏蔽。
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公开(公告)号：US07562813B2
公开(公告)日：2009-07-21
申请号：US11382647
申请日：2006-05-10
Applicant: Wendy Humphrey , Sunil Dewan , Daniel J. Oswald
Inventor： Wendy Humphrey , Sunil Dewan , Daniel J. Oswald
IPC: G06F17/60
CPC classification number: G07F19/20 , G06Q20/105 , G06Q20/1085 , G06Q20/305 , G06Q20/32 , G06Q20/322 , G06Q20/3226 , G06Q20/3278 , G06Q20/341 , G06Q20/353 , G06Q20/4014 , G07F7/1008
Abstract: A payment instrument in the form of a cell phone is loaded with account information and activated as a payment instrument by reading account information from a nearby RFID device, and entering a user PIN or password. In one embodiment, the account information is read from an RFID tag provided to the user, and the password is entered on the phone keypad. In a second embodiment, the account information is read from an RFID device at an ATM or kiosk after the user inserts a card into a card reader at the ATM or kiosk and enters the password at the ATM or kiosk keypad.
Abstract translation: 以手机形式的支付工具装载有帐户信息，并通过从附近的RFID设备读取账户信息并输入用户PIN或密码来激活为支付工具。 在一个实施例中，从提供给用户的RFID标签中读取帐户信息，并且在电话键盘上输入密码。 在第二实施例中，在用户将卡插入ATM或信息亭中的读卡器之后，在ATM或信息亭处从RFID设备读取帐户信息，并在ATM或信息亭键盘输入密码。
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公开(公告)号：US20090101720A1
公开(公告)日：2009-04-23
申请号：US11875453
申请日：2007-10-19
Applicant: Sunil Dewan , Brian Kean
Inventor： Sunil Dewan , Brian Kean
CPC classification number: G06K19/07345 , G06Q20/105
Abstract: A contactless device comprises circuitry storing information, a switch having a first position and a second position, and a fusible link. When the fusible link is intact, wireless reading and writing of the information is enabled regardless of the position of the switch. When the fusible link has been parted, wireless reading of the information is enabled when the switch is in the first position, and wireless reading of the information is disabled when the switch is in the second position. The contactless device may be placed in a non-responsive state, and transformed to a responsive state by parting a second fusible link, or by transmitting an authenticating code to the device. The contactless device may be a card, or some other kind of device.
Abstract translation: 非接触式设备包括存储信息的电路，具有第一位置和第二位置的开关以及可熔连接。 当可熔链路完好无损时，信号的无线读取和写入将被启用，无论交换机的位置如何。 当可熔链路已经分离时，当交换机处于第一位置时，信息的无线读取被启用，并且当交换机处于第二位置时禁止无线读取信息。 非接触式设备可以被置于非响应状态，并且通过分开第二可熔链路或通过向设备发送认证代码而被转换为响应状态。 非接触式设备可以是卡或其他类型的设备。
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Patent Agency Ranking
6.发明申请METHODS AND SYSTEMS FOR HANDLING OF MOBILE DISCOUNT CERTIFICATES USING MOBILE DEVICES 审中-公开使用移动设备处理手机折扣证书的方法和系统公开(公告)号：US20080208688A1
公开(公告)日：2008-08-28
申请号：US11924248
申请日：2007-10-25
Applicant: Douglas Byerley , Daniel Skowronek , Sunil Dewan
Inventor： Douglas Byerley , Daniel Skowronek , Sunil Dewan
CPC classification number: H04M15/8083 , G06Q30/02 , G06Q30/0239 , H04M15/00 , H04M2215/0184 , H04M2215/2026 , H04W4/24
Abstract: Embodiments of the invention provide methods and systems for handling of mobile discount certificates, including integrating databases of consumer information, product information, discount certificate information, and other useful data with the ubiquitous personal communications networks accessible by the modern consumer. According to one embodiment, a method for handling mobile discount certificates can comprise enrolling a plurality of participants in a mobile discount certificate program. For example, the participants can comprise an issuer of the mobile discount certificates and a customer. A program participant profile can be built for each of the participants. One or more mobile discount certificates can be created based on the program participant profiles and can be communicated to the customer.
Abstract translation: 本发明的实施例提供了用于处理移动折扣证书的方法和系统，包括将消费者信息，产品信息，折扣证书信息和其他有用数据的数据库与现代消费者可访问的普遍存在的个人通信网络集成。 根据一个实施例，用于处理移动折扣证书的方法可以包括在移动折扣证书程序中登记多个参与者。 例如，参与者可以包括移动折扣证书的发行者和客户。 可以为每个参与者构建一个节目参与者个人资料。 可以基于节目参与者简档创建一个或多个移动折扣证书，并将其传达给客户。
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公开(公告)号：US08157178B2
公开(公告)日：2012-04-17
申请号：US11875453
申请日：2007-10-19
Applicant: Sunil Dewan , Brian Kean
Inventor： Sunil Dewan , Brian Kean
IPC: G06K19/06
CPC classification number: G06K19/07345 , G06Q20/105
Abstract: A contactless device comprises circuitry storing information, a switch having a first position and a second position, and a fusible link. When the fusible link is intact, wireless reading and writing of the information is enabled regardless of the position of the switch. When the fusible link has been parted, wireless reading of the information is enabled when the switch is in the first position, and wireless reading of the information is disabled when the switch is in the second position. The contactless device may be placed in a non-responsive state, and transformed to a responsive state by parting a second fusible link, or by transmitting an authenticating code to the device. The contactless device may be a card, or some other kind of device.
Abstract translation: 非接触式设备包括存储信息的电路，具有第一位置和第二位置的开关以及可熔连接。 当可熔链路完好无损时，信号的无线读取和写入将被启用，无论交换机的位置如何。 当可熔链路已经分离时，当交换机处于第一位置时，信息的无线读取被启用，并且当交换机处于第二位置时禁止无线读取信息。 非接触式设备可以被置于非响应状态，并且通过分开第二可熔链路或通过向设备发送认证代码而被转换为响应状态。 非接触式设备可以是卡或其他类型的设备。
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公开(公告)号：US20090181644A1
公开(公告)日：2009-07-16
申请号：US12352517
申请日：2009-01-12
Applicant: Wendy Humphrey , Sunil Dewan , Daniel J. Oswald
Inventor： Wendy Humphrey , Sunil Dewan , Daniel J. Oswald
CPC classification number: G07F19/20 , G06Q20/105 , G06Q20/1085 , G06Q20/305 , G06Q20/32 , G06Q20/322 , G06Q20/3226 , G06Q20/3278 , G06Q20/341 , G06Q20/353 , G06Q20/4014 , G07F7/1008
Abstract: A payment instrument in the form of a cell phone is loaded with account information and activated as a payment instrument by reading account information from a nearby RFID device, and entering a user PIN or password. In one embodiment, the account information is read from an RFID tag provided to the user, and the password is entered on the phone keypad. In a second embodiment, the account information is read from an RFID device at an ATM or kiosk after the user inserts a card into a card reader at the ATM or kiosk and enters the password at the ATM or kiosk keypad.
Abstract translation: 以手机形式的支付工具装载有帐户信息，并通过从附近的RFID设备读取账户信息并输入用户PIN或密码来激活为支付工具。 在一个实施例中，从提供给用户的RFID标签中读取帐户信息，并且在电话键盘上输入密码。 在第二实施例中，在用户将卡插入ATM或信息亭中的读卡器之后，在ATM或信息亭处从RFID设备读取帐户信息，并在ATM或信息亭键盘输入密码。
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公开(公告)号：US20060118639A1
公开(公告)日：2006-06-08
申请号：US11005864
申请日：2004-12-06
Applicant: Brian Kean , Sunil Dewan , Roger Musfeldt , Daniel Epperson , Edward Dineen , Daniel Oswald
Inventor： Brian Kean , Sunil Dewan , Roger Musfeldt , Daniel Epperson , Edward Dineen , Daniel Oswald
IPC: G06K19/06
CPC classification number: G06K19/07739 , G06K19/04 , G06K19/077
Abstract: A transaction card assembly that includes a transaction card having a contactless integrated circuit that communicates with a card reader, and a sheet surrounding a transaction card and substantially coplanar with the card. The transaction card is detached from the sheet by pressing on at least a portion of the card in a direction substantially perpendicular to the sheet. Also, a punchout transaction card that includes a contactless integrated circuit that communicates with a card reader. At least a portion of an edge of the card was attached to a substantially coplanar sheet surrounding the card, and the card was detached from the sheet by pressing on at least a portion of the attached card that was substantially perpendicular to the sheet.
Abstract translation: 一种交易卡组件，其包括具有与读卡器通信的非接触式集成电路的交易卡，以及围绕交易卡并且与卡基本上共面的纸张。 通过在基本上垂直于片材的方向上按压卡的至少一部分来将交易卡从纸张上分离。 另外，一种无卡交易卡，包括与读卡器通信的非接触式集成电路。 卡的边缘的至少一部分附接到围绕卡的基本上共面的片，并且通过按压基本上垂直于片的附加卡的至少一部分而将卡从片上分离。
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公开(公告)号：US07922077B2
公开(公告)日：2011-04-12
申请号：US12352517
申请日：2009-01-12
Applicant: Wendy Humphrey , Sunil Dewan , Daniel J. Oswald
Inventor： Wendy Humphrey , Sunil Dewan , Daniel J. Oswald
IPC: G06F17/60
CPC classification number: G07F19/20 , G06Q20/105 , G06Q20/1085 , G06Q20/305 , G06Q20/32 , G06Q20/322 , G06Q20/3226 , G06Q20/3278 , G06Q20/341 , G06Q20/353 , G06Q20/4014 , G07F7/1008
Abstract: A payment instrument in the form of a cell phone is loaded with account information and activated as a payment instrument by reading account information from a nearby RFID device, and entering a user PIN or password. In one embodiment, the account information is read from an RFID tag provided to the user, and the password is entered on the phone keypad. In a second embodiment, the account information is read from an RFID device at an ATM or kiosk after the user inserts a card into a card reader at the ATM or kiosk and enters the password at the ATM or kiosk keypad.
Abstract translation: 以手机形式的支付工具装载有帐户信息，并通过从附近的RFID设备读取账户信息并输入用户PIN或密码来激活为支付工具。 在一个实施例中，从提供给用户的RFID标签中读取帐户信息，并且在电话键盘上输入密码。 在第二实施例中，在用户将卡插入ATM或信息亭中的读卡器之后，在ATM或信息亭处从RFID设备读取帐户信息，并在ATM或信息亭键盘输入密码。
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