公开(公告)号：US20230230090A1

公开(公告)日：2023-07-20

申请号：US18125390

申请日：2023-03-23

Applicant: Stripe, Inc.

Inventor： Michael Manapat ,  Isaac Hepworth ,  Tara Sheehan ,  Mike Towber

IPC: G06Q20/40 ,  G06F3/04847 ,  G06F3/0482 ,  G06F3/0488

CPC classification number: G06Q20/4016 ,  G06Q10/067 ,  G06Q20/405 ,  G06F3/04847 ,  G06F3/0482 ,  G06F3/0488

Abstract: Systems, methods, and apparatuses for implementing user customizable risk management tools with statistical modeling and a recommendation engine within a computing environment are provided. A system may include, for example, means for evaluating the performance of a user rule for fraud prevention, in which the system receives a plurality of purchase transactions for the user; analyzes each purchase transaction received to generate a fraud likelihood score; receives the rule that specifies conditions when the system is to accept or reject transactions regardless of the fraud likelihood score generated by the system; transmits a historical analysis to the user based on the received rule; receives an input from the user to activate the rule; monitors performance of the rule; and transmits a recommendation to the user to retain or cancel the activated rule based on the monitored performance. Other related embodiments are disclosed.