Cost sharing based upon in-car audio

    公开(公告)号:US11074655B1

    公开(公告)日:2021-07-27

    申请号:US16052742

    申请日:2018-08-02

    Abstract: Systems and methods may transmit a plurality of locationing pulse requests from a mobile device in a vehicle to an audio system of the vehicle during a period of vehicle operation. The mobile device may be associated with a vehicle driver. The audio system may have an array of speakers disposed inside the vehicle, and the locationing pulse requests may include a request to emit a locationing pulse from the array of speakers. The systems and methods may receive the locationing pulse at a microphone of the mobile device, and generate or update a vehicle occupancy profile based upon the receiving operation. The vehicle occupancy profile may include occupancy data of one or more seats inside the vehicle. A vehicle risk profile may be determined based upon the vehicle occupancy profile, and a risk message transmitted if the vehicle risk profile satisfies a high risk condition.

    Evaluating operator reliance on vehicle alerts

    公开(公告)号:US10783725B1

    公开(公告)日:2020-09-22

    申请号:US16053877

    申请日:2018-08-03

    Abstract: A system and computer-implemented method detect and act upon operator reliance to vehicle alerts. The system and method include receiving user profile data of an operator that includes a baseline of at least one driving activity aided by activation of an alert from a feature of an Advanced Driver Assistance System (ADAS). The system and method may include receiving historical ADAS alert frequency data including a history of at least one driving activity aided by activation of the alert from the ADAS feature. The system and method may compare the user profile data with the historical ADAS alert frequency data, determine a reliance level based upon the comparing, and set at least a portion of an operator profile associated with the operator with the reliance level. As a result, a risk averse driver, and/or proper responsiveness to vehicle alerts may be rewarded with insurance-cost savings, such as increased discounts.

    System and Method for Evaluating a Driving Behavior

    公开(公告)号:US20210224917A1

    公开(公告)日:2021-07-22

    申请号:US16053867

    申请日:2018-08-03

    Abstract: A system and computer-implemented method detect and act upon operator responsiveness to vehicle alerts. The system and method include determining that an Advanced Driver Assistance system (ADAS) of a vehicle generated an alert for a driving activity. The system and method may include logging a first set of measurements data associated with the alert of the ADAS in a database saved in a memory. The system and method may compare a portion of the first set of measurements data with a portion of the second set of measurements data, determine a driving metric for an operator of the vehicle based upon the comparing, and set at least a portion of an operator profile associated with the operator with the driving metric. As a result, risk averse driver, and/or proper responsiveness to vehicle alerts may be rewarded with insurance-cost savings, such as increased discounts.

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