Abstract:
An electronic device includes: a memory configured to store at least one instruction; and a processor connected to the memory. The at least one instruction executed by the processor is set to receive an application identifier for payment transaction from a reader device and generate payment related information including payment identification information for the payment transaction and additional service information relating to the payment transaction by a payment application corresponding to the application identifier.
Abstract:
An electronic device and a method of payment by the electronic device are provided. The electronic device includes a local wireless communication circuit, a first biometric sensor and a second biometric sensor, a security module configured to store payment information corresponding to a payment card, a processor electrically connected to the first biometric sensor, the second biometric sensor, the local wireless communication circuit, and the security module, and a memory electrically connected to the processor, wherein the memory is configured to store instructions that cause the processor to select at least one of the first biometric sensor or the second biometric sensor, based on a security policy of an issuer of the payment card or a security policy of the payment card, authenticate a user by using the selected biometric sensor, and if the authentication is successful, transmit the payment information to an external device through the local wireless communication circuit.