SECURE MOBILE PAYMENT USING MEDIA BINDING
    2.
    发明申请
    SECURE MOBILE PAYMENT USING MEDIA BINDING 审中-公开
    使用媒体绑定的安全移动支付

    公开(公告)号:US20140279566A1

    公开(公告)日:2014-09-18

    申请号:US14015611

    申请日:2013-08-30

    CPC classification number: G06Q20/38215 G06Q20/322

    Abstract: A method for mobile payment includes generating, by a financial institution, a unique credential based on user access information and media binding information that is cryptographically bound to media using a unique media identification. The financial institution stores the credential and media binding information in the form of authentication code in a memory used by an electronic device. The stored credential and media binding information is accessed using the user access information for a payment transaction. A digital certificate is generated using the credential and media binding information. The digital certificate is presented to the financial institution for the payment transaction. The memory is authenticated and binding of the credential to the memory is verified prior to completing the payment transaction.

    Abstract translation: 一种用于移动支付的方法包括由金融机构根据用户访问信息和使用唯一的媒体标识与媒体加密地绑定的媒体绑定信息来生成唯一凭证。 金融机构将认证码的形式的凭证和媒体绑定信息存储在由电子设备使用的存储器中。 使用用于支付交易的用户访问信息访问所存储的凭证和媒体绑定信息。 使用凭证和媒体绑定信息生成数字证书。 数字证书提交给金融机构进行支付交易。 存储器被认证,并且在完成支付交易之前验证凭证与存储器的绑定。

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