公开(公告)号：US20230274367A1

公开(公告)日：2023-08-31

申请号：US18142641

申请日：2023-05-03

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Nicholas Carmelo Marotta ,  JD Johnson Willingham ,  Stacee Madsen ,  Jared Wheet ,  Laura A. Uphoff ,  Paul Bates ,  Austin Rowley ,  Michael Scott Harrison

IPC: G06Q40/08 ,  G05B15/02 ,  G01S17/89 ,  G06V20/10 ,  G06Q50/16 ,  G01S7/48

CPC classification number: G06Q40/08 ,  G05B15/02 ,  G01S17/89 ,  G06V20/176 ,  G06Q50/16 ,  G01S7/4802 ,  G06Q10/087

Abstract: The following relates generally to light detection and ranging (LIDAR). In some embodiments, a homeowners insurance quote is produced based upon data received from a LIDAR camera. For instance, in some embodiments, a system: receives light detection and ranging (LIDAR) data generated from one or more LIDAR cameras; analyzes the LIDAR data to determine or identify one or more features or characteristics of a home; and generates an electronic homeowners insurance quote based upon, at least in part, the one or more features or characteristics of the home determined or identified from the LIDAR data.

公开(公告)号：US11756129B1

公开(公告)日：2023-09-12

申请号：US17185896

申请日：2021-02-25

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Nicholas Carmelo Marotta ,  J D Johnson Willingham ,  Stacee Madsen ,  Jared Wheet ,  Laura Anne Uphoff ,  Paul Bates ,  Austin Rowley ,  Michael Scott Harrison

IPC: G06Q40/08 ,  G01S17/894 ,  G06V20/20 ,  G06V20/17 ,  B64C39/02 ,  B64U101/30

CPC classification number: G06Q40/08 ,  G01S17/894 ,  G06V20/17 ,  G06V20/20 ,  B64C39/024 ,  B64U2101/30

Abstract: The following relates generally to light detection and ranging (LIDAR). In some embodiments, an inventory list of personal belongings is generated based upon data received from a LIDAR camera. For instance, in some embodiments a system: receives LIDAR data generated from one or more LIDAR cameras; analyzes the LIDAR data to determine or identify one or more personal articles or insurable assets; and generates an electronic inventory list of personal belongings based upon the one or more personal articles or insurable assets determined or identified from the LIDAR data.

公开(公告)号：US11989788B2

公开(公告)日：2024-05-21

申请号：US18142641

申请日：2023-05-03

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Nicholas Carmelo Marotta ,  Jd Johnson Willingham ,  Stacee Madsen ,  Jared Wheet ,  Laura A. Uphoff ,  Paul Bates ,  Austin Rowley ,  Michael Scott Harrison

IPC: G06Q40/08 ,  G01S7/48 ,  G01S17/89 ,  G01S17/894 ,  G05B15/02 ,  G06Q50/16 ,  G06V20/10 ,  G06V20/17 ,  G06V20/20 ,  B64C39/02 ,  B64U101/30 ,  G06Q10/087 ,  H04L67/12

CPC classification number: G06Q40/08 ,  G01S7/4802 ,  G01S17/89 ,  G01S17/894 ,  G05B15/02 ,  G06Q50/16 ,  G06V20/17 ,  G06V20/176 ,  G06V20/20 ,  B64C39/024 ,  B64U2101/30 ,  G06Q10/087 ,  H04L67/12

Abstract: The following relates generally to light detection and ranging (LIDAR). In some embodiments, a homeowners insurance quote is produced based upon data received from a LIDAR camera. For instance, in some embodiments, a system: receives light detection and ranging (LIDAR) data generated from one or more LIDAR cameras; analyzes the LIDAR data to determine or identify one or more features or characteristics of a home; and generates an electronic homeowners insurance quote based upon, at least in part, the one or more features or characteristics of the home determined or identified from the LIDAR data.

公开(公告)号：US20220012999A1

公开(公告)日：2022-01-13

申请号：US17370790

申请日：2021-07-08

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Nicholas Carmelo Marotta ,  Austin Rowley ,  Michael Scott Harrison ,  Jared Wheet ,  Cathy Jo Roth ,  Matthew Megyese ,  JD Johnson Willingham ,  Laura Anne Uphoff ,  Paul Bates ,  Stacee Madsen

IPC: G08B21/18 ,  G01R22/06 ,  G01R19/165 ,  H02J13/00 ,  G06Q40/08

Abstract: A device for evaluating aspects of health of a residential property configured to: (i) receive a first element of internal home health data captured by one or more smart devices installed within a residential property, the first element of internal home health data reflecting an aspect of operational quality of one or more assets of the residential property; (ii) determine a safety score based upon the first element of internal home health data; (iii) receive a second element of internal home health data captured by the one or more smart devices; (iv) determine a home health score based upon the first or second elements of internal home health data, the home health score representing a measure of health of the residential property; and (v) cause to be displayed, to a homeowner via a graphical user interface, a home health evaluation that includes the safety score and the home health score.

公开(公告)号：US20230368304A1

公开(公告)日：2023-11-16

申请号：US18225484

申请日：2023-07-24

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Nicholas Carmelo Marotta ,  JD Johnson Willingham ,  Stacee Madsen ,  Jared Wheet ,  Laura A. Uphoff ,  Paul Bates ,  Austin Rowley ,  Michael Scott Harrison

IPC: G06Q40/08 ,  G06V20/20 ,  G06V20/17 ,  G01S17/894

CPC classification number: G06Q40/08 ,  G01S17/894 ,  G06V20/17 ,  G06V20/20 ,  B64U2101/30

Abstract: The following relates generally to light detection and ranging (LIDAR). In some embodiments, an inventory list of personal belongings is generated based upon data received from a LIDAR camera. For instance, in some embodiments a system: receives LIDAR data generated from one or more LIDAR cameras; analyzes the LIDAR data to determine or identify one or more personal articles or insurable assets; and generates an electronic inventory list of personal belongings based upon the one or more personal articles or insurable assets determined or identified from the LIDAR data.

公开(公告)号：US11734767B1

公开(公告)日：2023-08-22

申请号：US17185925

申请日：2021-02-25

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Nicholas Carmelo Marotta ,  Jd Johnson Willingham ,  Stacee Madsen ,  Jared Wheet ,  Laura A. Uphoff ,  Paul Bates ,  Austin Rowley ,  Michael Scott Harrison

IPC: G06Q40/08 ,  G06Q50/16 ,  G01S7/48 ,  G05B15/02 ,  G01S17/89 ,  G06V20/10 ,  G06Q10/087 ,  H04L67/12

CPC classification number: G06Q40/08 ,  G01S7/4802 ,  G01S17/89 ,  G05B15/02 ,  G06Q50/16 ,  G06V20/176 ,  G06Q10/087 ,  H04L67/12

Abstract: The following relates generally to light detection and ranging (LIDAR). In some embodiments, a homeowners insurance quote is produced based upon data received from a LIDAR camera. For instance, in some embodiments, a system: receives light detection and ranging (LIDAR) data generated from one or more LIDAR cameras; analyzes the LIDAR data to determine or identify one or more features or characteristics of a home; and generates an electronic homeowners insurance quote based upon, at least in part, the one or more features or characteristics of the home determined or identified from the LIDAR data.

公开(公告)号：US20240355466A1

公开(公告)日：2024-10-24

申请号：US18763784

申请日：2024-07-03

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Nicholas Carmelo Marotta ,  Austin Rowley ,  Michael Scott Harrison ,  Jared Wheet ,  Cathy Jo Roth ,  Matthew Megyese ,  JD Johnson Willingham ,  Laura Anne Uphoff ,  Paul Bates ,  Stacee Madsen

IPC: G16H40/60 ,  G01R19/165 ,  G01R22/06 ,  G06Q40/08 ,  G08B21/18 ,  H02J13/00

CPC classification number: G16H40/60 ,  G01R19/1659 ,  G01R22/068 ,  G06Q40/08 ,  G08B21/185 ,  H02J13/00006

Abstract: A device for evaluating aspects of health of a residential property configured to: (i) receive a first element of internal home health data captured by one or more smart devices installed within a residential property, the first element of internal home health data reflecting an aspect of operational quality of one or more assets of the residential property; (ii) determine a safety score based upon the first element of internal home health data; (iii) receive a second element of internal home health data captured by the one or more smart devices; (iv) determine a home health score based upon the first or second elements of internal home health data, the home health score representing a measure of health of the residential property; and (v) cause to be displayed, to a homeowner via a graphical user interface, a home health evaluation that includes the safety score and the home health score.

公开(公告)号：US20220013222A1

公开(公告)日：2022-01-13

申请号：US17370808

申请日：2021-07-08

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Nicholas Carmelo Marotta ,  Austin Rowley ,  Michael Scott Harrison ,  Jared Wheet ,  Cathy Jo Roth ,  Matthew Megyese ,  JD Johnson Willingham ,  Laura Anne Uphoff ,  Paul Bates ,  Stacee Madsen

IPC: G16H40/60

Abstract: A device for evaluating aspects of health of a residential property configured to: (i) receive a first element of internal home health data captured by one or more smart devices installed within a residential property, the first element of internal home health data reflecting an aspect of operational quality of one or more assets of the residential property; (ii) determine a safety score based upon the first element of internal home health data; (iii) receive a second element of internal home health data captured by the one or more smart devices; (iv) determine a home health score based upon the first or second elements of internal home health data, the home health score representing a measure of health of the residential property; and (v) cause to be displayed, to a homeowner via a graphical user interface, a home health evaluation that includes the safety score and the home health score.