System and application server for secure guest checkout

    公开(公告)号:US12093917B2

    公开(公告)日:2024-09-17

    申请号:US17005771

    申请日:2020-08-28

    摘要: A system for initiating secure guest checkout includes an application server; and an untrusted user interaction device that is in communication with the application server. The untrusted user interaction device has a unique device identifier that is registered with the application server. The untrusted user interaction device is configured to: receive input data relating to a selection of one or more items; transmit, to the application server, the selection of one or more items and the unique device identifier, for creation of a cart at the application server; communicate a pairing code received from the application server, the pairing code being associated with the cart; and wirelessly broadcast identifier data including, and/or derived from, the unique device identifier; such that a computing device that receives the identifier data and the pairing code can verify the unique device identifier and retrieve the cart from the application server for initiation of a secure remote commerce (SRC) checkout process at an SRC initiator.

    METHOD AND SYSTEM FOR PROVIDING A SERVICE AT A SELF-SERVICE MACHINE

    公开(公告)号:US20210133740A1

    公开(公告)日:2021-05-06

    申请号:US17087229

    申请日:2020-11-02

    IPC分类号: G06Q20/38 G06Q20/18 G06Q20/32

    摘要: A system for providing a service at a self-service machine having a device identifier and that does not have internet connectivity or that is in an off-line state includes: a validation server that stores the device identifier, the validation server being in communication with a mobile device of a user, but not with the self-service machine. The self-service machine is configured to: receive a selection of a service; generate a service request identifier for the selected service; add the service request identifier to a list of service requests to be fulfilled; and communicate, to the mobile device by a first direct communication method, service request data including the service request identifier, a terminal identifier of the self-service machine, and an address of a validation server.

    SYSTEM AND APPLICATION SERVER FOR SECURE GUEST CHECKOUT

    公开(公告)号:US20210065153A1

    公开(公告)日:2021-03-04

    申请号:US17005771

    申请日:2020-08-28

    摘要: A system for initiating secure guest checkout includes an application server; and an untrusted user interaction device that is in communication with the application server. The untrusted user interaction device has a unique device identifier that is registered with the application server. The untrusted user interaction device is configured to: receive input data relating to a selection of one or more items; transmit, to the application server, the selection of one or more items and the unique device identifier, for creation of a cart at the application server; communicate a pairing code received from the application server, the pairing code being associated with the cart; and wirelessly broadcast identifier data including, and/or derived from, the unique device identifier; such that a computing device that receives the identifier data and the pairing code can verify the unique device identifier and retrieve the cart from the application server for initiation of a secure remote commerce (SRC) checkout process at an SRC initiator.

    Interactive voice-activated bot with visual cue

    公开(公告)号:US10861454B2

    公开(公告)日:2020-12-08

    申请号:US16006214

    申请日:2018-06-12

    摘要: A method includes a voice-activated device establishing a communication channel with a mobile device through a communication interface, receiving a voice command of a user to perform an action, determining, in response to the voice command, the action based at least in part on the voice command, and outputting an audible response corresponding to the determined action. During outputting of the audible response, visual data that includes a representation of the determined action is displayed on the mobile device. The user is enabled to validate or modify the visual data via a user interface of the mobile device.

    System and Method for Providing Category-Based User Management Notifications

    公开(公告)号:US20180293667A1

    公开(公告)日:2018-10-11

    申请号:US15946411

    申请日:2018-04-05

    IPC分类号: G06Q40/00 G06F17/30

    摘要: The present application provides systems and methods for providing category-based user management notifications. The server provides at least one processor; and at least one memory including computer program code. The at least one memory and the computer program code are configured to, with the at least one processor, cause the server at least to: retrieve historical transaction data, the historical transaction data relating to a plurality of historical transactions that have been conducted using a plurality of accounts linked to an account identifier; classify the plurality of historical transactions into a plurality of categories of transactions based on a respective merchant identifier associated with each of the plurality of historical transactions; and provide a category-based user communication in regard to the historical transactions pertaining to one or more of the plurality of categories of transactions.

    Method and system for providing a service at a self-service machine

    公开(公告)号:US11615406B2

    公开(公告)日:2023-03-28

    申请号:US17087229

    申请日:2020-11-02

    IPC分类号: G06Q20/38 G06Q20/32 G06Q20/18

    摘要: A system for providing a service at a self-service machine having a device identifier and that does not have internet connectivity or that is in an off-line state includes: a validation server that stores the device identifier, the validation server being in communication with a mobile device of a user, but not with the self-service machine. The self-service machine is configured to: receive a selection of a service; generate a service request identifier for the selected service; add the service request identifier to a list of service requests to be fulfilled; and communicate, to the mobile device by a first direct communication method, service request data including the service request identifier, a terminal identifier of the self-service machine, and an address of a validation server.

    Mobile payment systems and methods for vending machines

    公开(公告)号:US11257055B2

    公开(公告)日:2022-02-22

    申请号:US15950818

    申请日:2018-04-11

    摘要: Mobile payment systems and methods for vending machines can include a mobile payment system comprising: a vending server module that is configured to: generate a unique session identifier in response to receipt of a unique machine identifier associated with a vending machine and a price of a product to be purchased from the vending machine; receive a mobile payment request from a mobile device, the mobile payment request comprising payment credentials, the unique session identifier, the unique machine identifier and the price of the product; and generate a vending authorization message on a condition that the mobile payment request is approved, the vending authorization message comprising instructions for the vending machine to dispense the product.

    INTERACTIVE VOICE-ACTIVATED BOT WITH VISUAL CUE

    公开(公告)号:US20190378505A1

    公开(公告)日:2019-12-12

    申请号:US16006214

    申请日:2018-06-12

    摘要: A method includes a voice-activated device stablishing a communication channel with a mobile device through a communication interface, receiving a voice command of a user to perform an action, determining, in response to the voice command, the action based at least in part on the voice command, and outputting an audible response corresponding to the determined action. During outputting of the audible response, visual data that includes a representation of the determined action is displayed on the mobile device. The user is enabled to validate or modify the visual data via a user interface of the mobile device.

    SYSTEM AND METHOD FOR CONDUCTING A TRANSANCTION

    公开(公告)号:US20190251539A1

    公开(公告)日:2019-08-15

    申请号:US16256706

    申请日:2019-01-24

    摘要: The present disclosure relates to methods and systems for conducting a transaction. The method comprises the steps of pairing a multi-sensory interactive point of sale with a mobile device at a first time. The step of pairing comprises the steps of receiving a transaction initiation instruction comprising identification data of a customer and an identifier associated with the multi-sensory interactive point of sale and transmitting authentication information to a mobile terminal registered to the customer based on the received identification data. The method further comprises the step of receiving a transaction selection. The method further comprises the step of processing a payment at a second time, wherein receiving the transaction selection occurs between the first time and the second time. The step of processing the payment comprises the steps of receiving a checkout request to the payment for the transaction, the checkout request comprising a sensory authentication input, and authorising the transaction based on a comparison between the received sensory authentication input and the authentication information transmitted to the registered mobile terminal.