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公开(公告)号：US20180300706A1
公开(公告)日：2018-10-18
申请号：US15951737
申请日：2018-04-12
Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD.
Inventor： Naman Aggarwal , Tobias Puehse , Yong How Chin
Abstract: There is provided an airborne apparatus and transaction method. The airborne apparatus typically traverses to a user who wishes to carry out a transaction. The airborne apparatus is able to help the user to carry out a desired transaction using various possible payment processes.
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公开(公告)号：US20160005009A1
公开(公告)日：2016-01-07
申请号：US14788081
申请日：2015-06-30
Applicant: Mastercard Asia Pacific Pte. Ltd.
Inventor： Jiaming Li , Donghao Huang , Jie Zhang , Bensam Joyson , Douglas Tan , Yong How Chin
CPC classification number: G06Q30/0255 , G06Q20/20 , G06Q20/327 , G06Q20/382 , G06Q30/0633
Abstract: A method for conducting a transaction between a merchant and a customer, a merchant device, and a computer storage medium for instructing a computing device to execute a method for conducting a transaction between a merchant and a customer are disclosed. The method includes establishing a secure wireless connection between a merchant device and a customer device, real-time synchronizing, via the secure connection, a shopping cart of the customer between the merchant and the customer devices, determining, via the secure connection, at least one payment option for checking out the shopping cart, and processing, at a transaction processing device, the payment based on a selected payment option out of the at least one payment option.
Abstract translation: 公开了一种用于在商家和客户之间进行交易的方法，商家装置和计算机存储介质，用于指示计算设备执行用于在商家和客户之间进行交易的方法。 该方法包括在商家设备和客户设备之间建立安全无线连接，通过安全连接实时同步商家和客户设备之间的顾客的购物车，至少经由安全连接确定至少 用于检出购物车的一个付款选项，以及在交易处理装置处处理基于所述至少一个支付选项中所选择的支付选项的支付。
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公开(公告)号：US10482499B2
公开(公告)日：2019-11-19
申请号：US14788081
申请日：2015-06-30
Applicant: Mastercard Asia Pacific Pte. Ltd.
Inventor： Jiaming Li , Donghao Huang , Jie Zhang , Bensam Joyson , Douglas Tan , Yong How Chin
Abstract: A method for conducting a transaction between a merchant and a customer, a merchant device, and a computer storage medium for instructing a computing device to execute a method for conducting a transaction between a merchant and a customer are disclosed. The method includes establishing a secure wireless connection between a merchant device and a customer device, real-time synchronizing, via the secure connection, a shopping cart of the customer between the merchant and the customer devices, determining, via the secure connection, at least one payment option for checking out the shopping cart, and processing, at a transaction processing device, the payment based on a selected payment option out of the at least one payment option.
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公开(公告)号：US10380670B2
公开(公告)日：2019-08-13
申请号：US15230877
申请日：2016-08-08
Applicant: MASTERCARD ASIA/PACIFIC PTE LTD.
Inventor： Jiaming Li , Jie Zhang , Sin Jian Tan , Bensam Joyson , Yong How Chin , Donghao Huang
Abstract: System and method for facilitating user identification of a product. The system includes: a receiver unit configured to receive a signal; a memory module in communication with the receiver unit, the memory module having stored thereon product data that is stored in association with a transmittable product identity, wherein the receiver unit is further configured to (i) convert the received signal into its corresponding transmittable product identity and (ii) retrieve the product data from the memory module based on a comparison between the stored transmittable product identity and the converted transmittable product identity; and an output unit configured to output the retrieved product data to a user for facilitating user identification of the product.
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Patent Agency Ranking
公开(公告)号：US20170287040A1
公开(公告)日：2017-10-05
申请号：US15463843
申请日：2017-03-20
Applicant: MASTERCARD ASIA/PACIFIC PTE LTD
Inventor： Jiaming Li , Yong How Chin , Bensam Joyson , Hao Tang , Xijing Wang , Senxian Zhuo , Donghao Huang
CPC classification number: G06Q30/0623 , H04W4/08
Abstract: A method for communicating product data corresponding to a product is provided. The method includes receiving a data package including a visual representation of at least part of the product and signal data using a receiver module, the signal data including an identifier of the product. The method also includes extracting the signal data from the data package using a decoder module in response to a command to display the visual representation. The method further includes retrieving, using a processor module, the product data from a memory module in response to the identifier in the extracted signal data, the memory module having stored therein the identifier in association with the product data. The method also includes communicating the product data using an output module during display of the visual representation.
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6.发明申请Methods and Systems for Processing Transactions, Based on Transaction Credentials 审中-公开基于事务凭证处理事务的方法和系统公开(公告)号：US20160148202A1
公开(公告)日：2016-05-26
申请号：US14951832
申请日：2015-11-25
Applicant: MASTERCARD ASIA PACIFIC PTE. LTD.
Inventor： Brian McCormack , Donghao Huang , Yvette Oh , Andreas Spycher , Kathy Chang Koh , Mohamad Hafidz Mohd Fadzil , Carol Lim , Gerald Sun , Klein Wang , Yong How Chin
CPC classification number: G06Q20/3821 , G06Q20/30 , G06Q20/322 , G06Q20/40 , G06Q20/401
Abstract: Various embodiments provide a transaction method comprising determining, by a server, if a transaction device is registered to a service, the transaction device being one of a plurality of transaction devices selectable to initiate a transaction, the plurality of transaction devices being associated with at least one transaction credential; determining, by the server, if the transaction device is selected to initiate the transaction based on the determination if the transaction device is registered to the service; and processing, by the server, the transaction using the associated at least one transaction credential if the transaction device is determined to be selected to initiate the transaction.
Abstract translation: 各种实施例提供了一种交易方法，包括由服务器确定交易设备是否被注册到服务，交易设备是可选择用于发起交易的多个交易设备之一，所述多个交易设备至少与 一笔交易凭证; 由所述服务器确定所述交易设备是否被选择以基于所述交易设备是否被注册到所述服务的确定来启动所述交易; 以及如果所述交易设备被确定为被选择来启动所述交易，则由所述服务器处理使用所述关联的至少一个交易凭证的交易。
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公开(公告)号：US20180101838A1
公开(公告)日：2018-04-12
申请号：US15726876
申请日：2017-10-06
Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD.
Inventor： Teck Yong Tan , Yong How Chin , Noor Ali Nizar Ali , Xijing Wang , Tobias Puehse
CPC classification number: G06Q20/3278 , G06Q20/3276 , G06Q20/36 , G06Q20/42
Abstract: A method and system for facilitating mobile payment for products includes: receiving a first container identifier encoded on a first container tag attached to a physical container for holding the products; receiving a wallet identifier corresponding to a digital wallet installed on a mobile device; linking a virtual container associated with the first container identifier to the digital wallet through the wallet identifier; receiving, from a checkout device, (i) a product identifier encoded on a product tag attached to each of the products held in the physical container and (ii) a second container identifier encoded on a second container tag attached to the physical container; and, when the first and the second container identifiers are identical, populating the virtual container with virtual products corresponding to each of the product identifiers received from the checkout device such that the mobile payment of the products can be made using the digital wallet.
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公开(公告)号：US20180025332A1
公开(公告)日：2018-01-25
申请号：US15627793
申请日：2017-06-20
Applicant: MasterCard Asia/Pacific Pte. Ltd.
Inventor： Donghao Huang , Naman Aggarwal , Kshama Jha , Yong How Chin , Jie Zhang , Dekai Zhang
CPC classification number: G06Q20/10 , G06Q20/027 , G06Q20/322 , G06Q20/3223 , G06Q20/325 , G06Q20/3672 , G06Q20/3674 , G06Q20/3829 , G06Q20/40 , H04L9/0822 , H04L9/0825 , H04L9/083 , H04L9/0861 , H04L9/3213 , H04L9/3234 , H04L63/0428 , H04L63/061 , H04L63/062 , H04L63/0876 , H04L2209/56 , H04W12/02 , H04W12/04 , H04W12/06
Abstract: A system for facilitating a payment using a client application executed by a client device, the system including one or more processing devices in communication with the client device via a communications network, wherein the one or more processing devices execute processing device software that cause the one or more processing devices to communicate with the client application to establish a transaction session having a session access token and a session key, receive requests from the client application, at least some of the requests including the access token a payload encrypted at least in part using the session key, decrypt the payload at least in part using the session key, process the requests at least in part using the access token and in accordance the decrypted payload, to thereby allow at least one action to be performed, the at least one action forming part of a payment process and provide any required response to the client application.
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公开(公告)号：US20170161707A1
公开(公告)日：2017-06-08
申请号：US15355366
申请日：2016-11-18
Applicant: MasterCard Asia/Pacific Pte. Ltd.
Inventor： Yong How Chin , Jiaming Li , Hao Tang
CPC classification number: G06Q20/202 , G06K7/10009 , G06K7/1417 , G06K19/06037 , G06K19/0723 , G06Q20/102 , G07G1/009
Abstract: A system and method for facilitating detection and payment of a product. The product has a radio frequency tag attached thereon and the system comprises: two or more scanners attachable to a container for holding the product, wherein each scanner is configured to: (i) receive tag identification data from the tag when the tag is within communication range of the scanner; (ii) generate a signal that is associated with the tag identification data and a time of receipt of the tag identification data; and a computer server communicatively coupled with the two or more scanners, wherein the computer server is configured to: (i) receive the signals from the two or more scanners; and (ii) determine an identity of the product and a presence of the product in the container based on the signals, wherein the presence of the identified product is used for facilitating payment of the product.
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