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公开(公告)号：US20070118393A1
公开(公告)日：2007-05-24
申请号：US11564149
申请日：2006-11-28
申请人： Jonathan Rosen , Robert DeWitt , David Metzger , Paul Bush
发明人： Jonathan Rosen , Robert DeWitt , David Metzger , Paul Bush
IPC分类号： G06Q99/00
CPC分类号： G06Q40/00 , G06Q40/025 , G06Q40/06 , G06Q40/08
摘要： A computer system for monitoring and enhancing the collateral security underlying a set of loans is provided, including a system for calculating the unsecured value of the set at any time and for initiating additional collateral enhancement instruments when the unsecured value exceeds a certain limit. The system may include a variety of modules in communication with a relational database for storing data about the loans and system elements. The computer system may also be configured to allocate, manage, and execute the waterfall or cascade of funds between and among the various participants in a financial plan. The invention also includes a structured finance plan and related methods for enhancing the collateral security of a loan obtained for a life insurance or annuity product, and a system and method for managing a portfolio of such loans in order to obtain favorable financing and to facilitate securitization.
摘要翻译： 提供了一个用于监测和增强一系列贷款的抵押担保的计算机系统，包括用于随时计算该组合的无担保价值的系统，以及在无担保价值超过一定限额时启动附加抵押增值工具。 系统可以包括与用于存储关于贷款和系统元件的数据的关系数据库通信的各种模块。 计算机系统还可以被配置为在财务计划中的各参与者之间和之间分配，管理和执行瀑布或级联的资金。 本发明还包括一种结构性融资计划和相关方法，用于增强人寿保险或年金产品获得的贷款的抵押担保，以及管理此类贷款组合的系统和方法，以获得有利的融资并促进证券化 。
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公开(公告)号：US20050189272A1
公开(公告)日：2005-09-01
申请号：US11009808
申请日：2004-12-10
申请人： Thomas DiBiaso , Robert DeWitt , George Hayduchok
发明人： Thomas DiBiaso , Robert DeWitt , George Hayduchok
CPC分类号： B43M7/02 , B07C1/00 , Y10S209/90
摘要： A method and apparatus for processing mail is provided. A stack of mail is placed in an input bin in a feeder module. A feeder serially feeds the envelopes into a transport path. The envelopes are then examined to determine if the contents are qualified for extraction. Envelopes that are qualified for extraction are opened in a cutting module and then conveyed to an extraction module to extract the contents from the envelopes. The contents may then be scanned and reoriented as desired so that the contents are in a pre-determined orientation. The contents are then sorted into a stacker.
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公开(公告)号：US20060036347A1
公开(公告)日：2006-02-16
申请号：US11236956
申请日：2005-09-28
申请人： Robert DeWitt , George Hayduchok
发明人： Robert DeWitt , George Hayduchok
CPC分类号： B07C3/14 , B07C3/18 , Y10S209/90
摘要： A method and apparatus for processing mail is provided. The mail is serially fed from a stack of mail into a system transport. The system transport conveys the mail to an imaging station, which scans the mail to obtain image data corresponding to at least a portion of each piece. From the imaging station, the mail is conveyed to a buffer, which selectively maintains the mail while the address printed on the mail is determined. After the address for a piece of mail is determined, the piece is conveyed out of the buffer to a printer, which prints a POSTNET barcode onto the piece. The POSTNET barcode corresponds to the address that was determined for the piece. Optionally, the apparatus may include a labeler for applying a blank label onto the mail, and the POSTNET barcode can then be printed onto the label after it is applied to the mail. After the POSTNET barcode is printed on a piece, it is conveyed past a verifier, which scans the printed POSTNET barcode to ensure that the barcode was printed properly. The mail is then sorted and stacked in a plurality of output bins.
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4.发明申请公开(公告)号：US20050018214A1
公开(公告)日：2005-01-27
申请号：US10862021
申请日：2004-06-04
申请人： Robert DeWitt , George Hayduchok
发明人： Robert DeWitt , George Hayduchok
摘要： A method and apparatus for processing mail is provided. Mail is placed into an input bin having a conveyor that conveys the mail towards a feeder. The feeder serially feeds the envelopes by engaging the lead envelope in the stack of mail and displacing the lead envelope transverse the stack of mail. The mail is then cut on a side edge and the top edge to cut open each envelope. A transport conveys the cut envelopes to an extractor. The extractor opens the edge-severed mail and presents the contents of the envelopes to an operator who manually extracts the contents. The operator drops the extracted contents onto a conveyor that conveys the contents to an imaging station. The contents are automatically separated and imaged to obtain image data for the contents. The contents are then sorted into a plurality of output bins.
摘要翻译： 提供了一种用于处理邮件的方法和装置。 将邮件放入具有将邮件传送到馈送器的输送机的输入箱中。 馈线通过将引线信封接合在邮箱中并将引线信封横向移动邮件堆栈来连续馈送信封。 然后在侧边缘切割邮件，顶部边缘打开每个信封。 运输公司将切割的信封传送到提取器。 提取器打开边缘切断的邮件，并将信封的内容呈现给手动提取内容的操作员。 操作者将提取的内容物排出到将内容物传送到成像站的传送带上。 内容自动分离并成像，以获取内容的图像数据。 然后将内容分成多个输出箱。
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公开(公告)号：US20070045930A1
公开(公告)日：2007-03-01
申请号：US11459133
申请日：2006-07-21
申请人： George Hayduchok , Robert DeWitt
发明人： George Hayduchok , Robert DeWitt
IPC分类号： B65H5/00
摘要： An apparatus for the automated processing of bulk mail in a continuous and automatic procedure includes an operative combination of processing stations including an input station for receiving incoming mail in bulk fashion and for separating the pieces of mail for individual delivery to the remainder of the apparatus; a station for detecting irregularities in the contents of the envelopes, such as metal items, folded contents, or oversized items; a station for out-sorting envelopes rejected in accordance with determinations made at the detection station; a station for opening the envelopes, preferably along multiple edges; a station for removing the contents from the opened envelopes, for subsequent processing of the contents; and a series of stations for handling, imaging and orienting the contents for subsequent delivery to a plurality of output stackers.
摘要翻译： 用于以连续和自动程序自动处理批量邮件的装置包括处理站的操作组合，其包括用于以批量方式接收传入邮件的输入站和用于将用于单独传送的邮件分隔到设备的其余部分; 用于检测诸如金属物品，折叠内容物或超大物品的信封内容物的不规则性的站; 根据检测站作出的确定拒绝信封的分类站; 用于打开信封的站，优选沿着多个边缘; 用于从打开的信封中取出内容的站，用于后续处理内容; 以及一系列站，用于处理，成像和定向内容以便随后传送到多个输出堆垛机。
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6.发明申请Transverse axes oscillating water sprinkler with cam driven, oscillating nozzles 有权横轴摆动水喷头，带凸轮驱动，摆动喷嘴公开(公告)号：US20050127203A1
公开(公告)日：2005-06-16
申请号：US11007477
申请日：2004-12-08
申请人： Robert DeWitt
发明人： Robert DeWitt
CPC分类号： B05B3/0431 , B05B1/14 , B05B3/0445 , B05B15/622
摘要： A water sprinkler for irrigating lawn and garden areas has two axes of movement, one transverse to the other. A barrel moves or oscillates on one horizontal axis to direct water spray from nozzles carried on the barrel across the length of the area, and the nozzle outlets also simultaneously move or oscillate on axes transverse to the barrel axis to spray water across the width of the area. As the nozzle outlets move or oscillate in the two transverse directions, the ground area is irrigated uniformly over time by application of water in a criss-cross pattern. The area sprayed can be surprisingly large compared with single-axis oscillators, or the area may be limited to a single row or a narrow rectangular area, by adjustment of the barrel and outlet movement and/or the water pressure.
摘要翻译： 用于灌溉草坪和花园区域的喷水器有两个运动轴，一个横向于另一个。 桶在一个水平轴线上移动或振荡，以引导在筒体上穿过该区域的长度上的喷嘴进行水喷射，并且喷嘴出口也同时沿着与筒轴线横向的轴线移动或振荡，从而将水喷射到 区。 当喷嘴出口在两个横向上移动或振荡时，通过以十字交叉图案施加水，随着时间的推移，地面区域被均匀地灌溉。 与单轴振荡器相比，喷涂的面积可以惊人地大，或者通过调节筒体和出口运动和/或水压力，该区域可以限于单排或窄矩形区域。
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公开(公告)号：US20050103687A1
公开(公告)日：2005-05-19
申请号：US10931529
申请日：2004-08-31
申请人： Robert DeWitt , George Hayduchok
发明人： Robert DeWitt , George Hayduchok
摘要： A method and apparatus for processing mail is provided. Mail is placed into an input bin having a conveyor that conveys the mail towards a feeder. The feeder serially feeds the envelopes by engaging the lead envelope in the stack of mail and displacing the lead envelope transverse the stack of mail. The mail is then cut on a side edge and the top edge to cut open each envelope. A transport conveys the cut envelopes to an extractor. The extractor opens the edge-severed mail and presents the contents of the envelopes to an operator who manually extracts the contents. The operator drops the extracted contents onto a conveyor that conveys the contents to an imaging station. The contents are automatically separated and imaged to obtain image data for the contents. The contents are then sorted into a plurality of output bins.
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公开(公告)号：US20050097867A1
公开(公告)日：2005-05-12
申请号：US10348358
申请日：2003-01-21
申请人： John Sammaritano , Robert DeWitt , John Forbes , David Huminski , Kazem Kojouri , Joseph Melber , Eric Minbiole , Michael Sullivan , Michael York
发明人： John Sammaritano , Robert DeWitt , John Forbes , David Huminski , Kazem Kojouri , Joseph Melber , Eric Minbiole , Michael Sullivan , Michael York
IPC分类号： B07C20060101 , B43M7/02 , B65B43/26 , B65B69/00
CPC分类号： B43M7/02
摘要： A mail processor and a method for processing mail is provided. The mail processor severs envelopes along one or more edges and transports the envelopes to a work desk where an operator removes contents from the envelopes. A feeder draws envelopes from the bottom of a stack of mail placed in a hopper. The envelopes are serially fed by the feeder to a cutting assembly that severs each envelope along one or more edges. A transport assembly tilts each envelope in an inclined plane and presents the tilted envelope to an operator. An extractor opens the severed faces of the envelope to expose the contents to the operator and permit the operator to remove the contents from the envelope. In one embodiment of the invention, the envelope is discharged from the extractor to a verifier that confirms that the envelope is empty prior to disposal of the envelope.
摘要翻译： 提供邮件处理器和处理邮件的方法。 邮件处理器沿着一个或多个边缘处理信封，并将信封传送到办公桌，操作员从信封中删除内容。 进料器从放置在料斗中的一堆邮件的底部抽出信封。 信封由进料器串联供给切割组件，切割组件沿着一个或多个边缘切割每个信封。 运输组件在倾斜平面中倾斜每个包络，并向操作员呈现倾斜的信封。 提取器打开信封的断面，将内容物暴露给操作员，并允许操作者从信封中取出内容物。 在本发明的一个实施例中，信封从提取器排出到验证者，其在处理信封之前确认信封是空的。
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公开(公告)号：US3965250A
公开(公告)日：1976-06-22
申请号：US485652
申请日：1974-07-03
CPC分类号： B01D59/32 , B01D59/00 , Y10S423/07
摘要： Sulfur isotopes are continuously separated and enriched using a closed loop reflux system wherein sulfur dioxide (SO.sub.2) is reacted with sodium hydroxide (NaOH) or the like to form sodium hydrogen sulfite (NaHSO.sub.3). Heavier sulfur isotopes are preferentially attracted to the NaHSO.sub.3, and subsequently reacted with sulfuric acid (H.sub.2 SO.sub.4) forming sodium hydrogen sulfate (NaHSO.sub.4) and SO.sub.2 gas which contains increased concentrations of the heavier sulfur isotopes. This heavy isotope enriched SO.sub.2 gas is subsequently separated and the NaHSO.sub.4 is reacted with NaOH to form sodium sulfate (Na.sub.2 SO.sub.4) which is subsequently decomposed in an electrodialysis unit to form the NaOH and H.sub.2 SO.sub.4 components which are used in the aforesaid reactions thereby effecting sulfur isotope separation and enrichment without objectionable loss of feed materials.
摘要翻译： 硫同位素使用闭环回流系统连续分离和富集，其中二氧化硫（SO 2）与氢氧化钠（NaOH）等反应形成亚硫酸氢钠（NaHSO 3）。 较重的硫同位素优先被吸附到NaHSO 3中，随后与形成硫酸氢钠（NaHSO 4）的硫酸（H 2 SO 4）和含有增加的较重硫同位素浓度的SO 2气体反应。 随后将这种富含重质同位素的SO2气体分离，并将NaHSO 4与NaOH反应形成硫酸钠（Na 2 SO 4），随后在电渗析装置中分解，形成用于上述反应的NaOH和H 2 SO 4成分，从而进行硫同位素分离 并丰富，不会有不良的饲料损失。
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