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公开(公告)号：US12131327B2
公开(公告)日：2024-10-29
申请号：US18496319
申请日：2023-10-27
发明人： Craig M. Mullaney , Kevin J. Stauffer , Tuan Dao , Alwin M. Thomas , Gary W. Moyer , Sakthi Muthuswamy , Sachin Gadiyar , Muzeeb Mohammad , Prashant G. Paranjape
CPC分类号： G06Q20/401 , G06Q20/24 , G06Q20/405 , G06Q20/425 , G06Q40/02
摘要： Systems and methods for account matching based on partial profile data are disclosed. According to one embodiment, in an information processing apparatus comprising at least one computer processor, a method for account matching based on partial profile data may include: (1) receiving, from a merchant, partial payment card information for a merchant customer, wherein the merchant customer is also a financial institution customer; (2) querying a database to identify a plurality of payment card accounts matching the partial payment card information; (3) requesting a transaction over a payment network for the plurality of payment card accounts matching the partial payment card information; (4) monitoring the payment network for the transaction involving one of the plurality of payment card accounts matching the partial payment card information; and (5) associating the payment card account involved in the transaction as the payment card account associated with the merchant customer.
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公开(公告)号：US11836722B2
公开(公告)日：2023-12-05
申请号：US16936305
申请日：2020-07-22
发明人： Craig M. Mullaney , Kevin J. Stauffer , Tuan Dao , Alwin M. Thomas , Gary W. Moyer , Sakthi Muthuswamy , Sachin Gadiyar , Muzeeb Mohammad , Prashant G. Paranjape
CPC分类号： G06Q20/401 , G06Q20/24 , G06Q20/405 , G06Q20/425 , G06Q40/02
摘要： Systems and methods for account matching based on partial profile data are disclosed. According to one embodiment, in an information processing apparatus comprising at least one computer processor, a method for account matching based on partial profile data may include: (1) receiving, from a merchant, partial payment card information for a merchant customer, wherein the merchant customer is also a financial institution customer; (2) querying a database to identify a plurality of payment card accounts matching the partial payment card information; (3) requesting a transaction over a payment network for the plurality of payment card accounts matching the partial payment card information; (4) monitoring the payment network for the transaction involving one of the plurality of payment card accounts matching the partial payment card information; and (5) associating the payment card account involved in the transaction as the payment card account associated with the merchant customer.
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