公开(公告)号：US20150363786A1

公开(公告)日：2015-12-17

申请号：US14306151

申请日：2014-06-16

申请人： INTUIT INC.

发明人： Sergey Kolupaev ,  Sergey Aldoukhov ,  Eugene O. Bochkarev ,  Alexander V. Chumikov ,  Timofey Beschastnov

IPC分类号： G06Q20/40 ,  G06Q20/34 ,  G06K9/00 ,  G06Q20/32

CPC分类号： G06Q20/40145 ,  G06K9/00174 ,  G06K9/00194 ,  G06K9/22 ,  G06K9/34 ,  G06Q20/322 ,  G06Q20/34

摘要： A method and a system for fingerprinting signatures and enhanced signature capturing for charge card transactions on mobile communication devices identify and transform a signature into a normalized representation such as a bytestream including coordinate data and combine the normalized representation with some transaction information into combined data. The combined data is further transformed into fixed length data stored for further analyses or uses. Upon the receipt of a dispute, the stored representation(s) of the signature and some of the stored transaction information of the transaction in dispute may be transformed into a first fixed length data. The first fixed length data may be further compared with the stored fixed length data obtained at the time of the transaction to resolve the dispute. The representations of signatures of multiple transactions may be used to determine whether these multiple transactions belong to the same category or to different categories.

摘要翻译： 一种用于指纹识别和增强的移动通信设备上的计费卡交易的签名捕获的方法和系统，将签名识别并转换成诸如包括坐标数据的字节流的归一化表示，并将归一化表示与一些交易信息组合成组合数据。 组合数据进一步转换为固定长度数据，以便进一步分析或使用。 在收到争议之后，存在的签名的表示以及有争议的交易的一些存储的交易信息可以被转换成第一个固定长度的数据。 可以将第一固定长度数据与在交易时获得的存储的固定长度数据进行比较以解决争议。 可以使用多个事务的签名的表示来确定这些多个事务是属于相同的类别还是属于不同的类别。

公开(公告)号：US11055714B2

公开(公告)日：2021-07-06

申请号：US16701563

申请日：2019-12-03

申请人： Intuit Inc.

发明人： Sergey Kolupaev ,  Sergey Aldoukhov ,  Alexander V. Chumikov ,  Eugene O. Bochkarev ,  Timofey Beschastnov

IPC分类号： G06Q20/40 ,  G06Q20/32 ,  G06Q20/34 ,  G06K9/00 ,  G06K9/34 ,  G06K9/22

摘要： A method and a system for fingerprinting signatures and enhanced signature capturing for charge card transactions on mobile communication devices identify and transform a signature into a normalized representation such as a bytestream including coordinate data and combine the normalized representation with some transaction information into combined data. The combined data is further transformed into fixed length data stored for further analyses or uses. Upon the receipt of a dispute, the stored representation(s) of the signature and some of the stored transaction information of the transaction in dispute may be transformed into a first fixed length data. The first fixed length data may be further compared with the stored fixed length data obtained at the time of the transaction to resolve the dispute. The representations of signatures of multiple transactions may be used to determine whether these multiple transactions belong to the same category or to different categories.