Method for processing a payment transaction, corresponding payment kiosk and program

    公开(公告)号:US11037186B2

    公开(公告)日:2021-06-15

    申请号:US15873330

    申请日:2018-01-17

    申请人: Ingenico Group

    发明人: Pierre Quentin

    摘要: A method for processing a payment transaction implemented by an autonomous electronic device for processing payment transactions, called a payment kiosk. The payment kiosk includes a processor connected to at least one rendering device for rendering offers of items or services being vended and linked to at least one communications interface and to at least one contactless payment terminal. The a method includes: transmission, by a browser installed within the payment kiosk, of a request for obtaining contents made to a contents server; reception, by the browser, coming from the contents server, of an HTML content including at least one payment tag; processing the HTML content, delivering a view of the HTML content on the at least one rendering device; and preparation, by anticipation, by the contactless payment terminal, of at least one payment transaction as a function of data attributes of the at least one payment tag.

    METHODS AND DEVICES FOR THE SECURE TRANSMISSION OF DATA BETWEEN A TERMINAL, AND A CARD READER, AND CORRESPONDING COMPUTER PROGRAM PRODUCT

    公开(公告)号:US20200259824A1

    公开(公告)日:2020-08-13

    申请号:US16637561

    申请日:2018-08-09

    申请人: INGENICO GROUP

    摘要: A method of secure reception, in a card reader, of a piece of data entered into a terminal connected to the card reader. The method includes the following acts by the card reader: obtaining an encipherment reader key from the card reader; encrypting the encipherment reader key by using an authentic encipherment key shared between the card reader and an authentication server, delivering an encrypted reader key; sending the encrypted reader key to the authentication server for transmission of the reader key from the authentication server to the terminal; receiving an encrypted key sent by the authentication server, resulting from an encryption of a terminal key, obtained by the authentication server, by using the authentic key; and receiving encrypted data sent by the terminal, resulting from an encryption, by using at least the reader key and of the terminal key, of the at least one piece of data.

    METHOD FOR PROCESSING TRANSACTION DATA, CORRESPONDING COMMUNICATIONS TERMINAL, CARD READER AND PROGRAM

    公开(公告)号:US20190279213A1

    公开(公告)日:2019-09-12

    申请号:US16349833

    申请日:2017-11-15

    申请人: Ingenico Group

    IPC分类号: G06Q20/40 G06Q20/34 G06Q20/32

    摘要: A method for processing transaction data, implemented by a communications terminal having a touch screen. The method includes: detecting a necessity of entering a piece of personal identification data; transmitting to a card reader connected to the communications terminal a request for supporting a display of a virtual keypad, the request comprising a piece of data representing a passage of the communications terminal from a “master” mode to a “slave” mode of operation, the slave mode leading to implementation of the method for processing transaction data under the exclusive control of the card reader; of entry, by the user on the virtual keypad, of the piece of personal identification data; and receiving, from the card reader, the piece of personal identification data.