公开(公告)号：US09818098B2

公开(公告)日：2017-11-14

申请号：US13801591

申请日：2013-03-13

Applicant: First Data Corporation

Inventor： Vijay Kumar Royyuru ,  Dominic John Morea ,  Peter Allen Donat

IPC: G06Q20/22 ,  G06Q20/32 ,  G06Q20/12 ,  G06Q40/00 ,  G06Q20/20

CPC classification number: G06Q20/223 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/3278 ,  G06Q40/00

Abstract: This disclosure describes systems and methods related to facilitating payments via a peer-to-peer protocol. Tokenized information associated with a payment transaction may be obtained. Establishment of a peer-to-peer communications session with a payment recipient device may be facilitated. The tokenized information to the recipient device via the established peer-to-peer communications session may be communicated in order to facilitate completion of the payment transaction.

公开(公告)号：US10007900B2

公开(公告)日：2018-06-26

申请号：US13650659

申请日：2012-10-12

Applicant: First Data Corporation

Inventor： Vijay Kumar Royyuru ,  Peter Allen Donat

IPC: G06Q20/32 ,  G06Q20/20

CPC classification number: G06Q20/20 ,  G06Q20/327 ,  G06Q20/3276 ,  G06Q20/3278

Abstract: Systems and methods for facilitating point of sale transactions. In one embodiment, a computer-implemented method can be provided. The method can include collecting, by a mobile device at a merchant point of sale, merchant contextual information associated with a merchant station at a merchant location. The method can also include identifying payment information stored on the mobile device. Further, the method can also include providing the merchant contextual information and the payment information to a merchant device in order to complete a point of sale transaction.

公开(公告)号：US20130254052A1

公开(公告)日：2013-09-26

申请号：US13801591

申请日：2013-03-13

Applicant: FIRST DATA CORPORATION

Inventor： Vijay Kumar Royyuru ,  Dominic John Morea ,  Peter Allen Donat

IPC: G06Q20/22

CPC classification number: G06Q20/223 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/3278 ,  G06Q40/00

Abstract: This disclosure describes systems and methods related to facilitating payments via a peer-to-peer protocol. Tokenized information associated with a payment transaction may be obtained. Establishment of a peer-to-peer communications session with a payment recipient device may be facilitated. The tokenized information to the recipient device via the established peer-to-peer communications session may be communicated in order to facilitate completion of the payment transaction.

Abstract translation: 本公开描述了通过对等协议促进支付的系统和方法。 可以获得与支付交易相关联的令牌化信息。 可以方便地建立与支付接收装置的对等通信会话。 可以通过建立的对等通信会话向接收方设备发送标记信息，以便于完成支付交易。

公开(公告)号：US20130097031A1

公开(公告)日：2013-04-18

申请号：US13650659

申请日：2012-10-12

Applicant: First Data Corporation

Inventor： Vijay Kumar Royyuru ,  Peter Allen Donat

IPC: G06Q20/20 ,  G06Q20/32

CPC classification number: G06Q20/20 ,  G06Q20/327 ,  G06Q20/3276 ,  G06Q20/3278

Abstract: Systems and methods for facilitating point of sale transactions. In one embodiment, a computer-implemented method can be provided. The method can include collecting, by a mobile device at a merchant point of sale, merchant contextual information associated with a merchant station at a merchant location. The method can also include identifying payment information stored on the mobile device. Further, the method can also include providing the merchant contextual information and the payment information to a merchant device in order to complete a point of sale transaction.

Abstract translation: 促进销售点交易的系统和方法。 在一个实施例中，可以提供计算机实现的方法。 该方法可以包括通过商业销售点处的移动设备收集与商户位置处的商家站相关联的商业上下文信息。 该方法还可以包括识别存储在移动设备上的支付信息。 此外，该方法还可以包括向商家设备提供商家上下文信息和支付信息以便完成销售点交易。