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公开(公告)号：US12026707B2
公开(公告)日：2024-07-02
申请号：US17980276
申请日：2022-11-03
CPC分类号： G06Q20/3829 , G06Q20/341 , G06Q20/343 , G06Q20/352 , G06Q20/40975 , H04L9/0861 , H04L9/3234 , H04L9/3271 , G06Q2220/00
摘要： Example embodiments of systems and methods for data transmission between a contactless card and a client device in support of a FIDO authentication are provided. In an embodiment, upon receipt of a challenge issued by a server in connection with a pending transaction, the contactless card may authorize the client device to utilize a FIDO private key to respond to the challenge. If the response to the challenge is successful, the FIDO authentication may proceed and the transaction may be completed.
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公开(公告)号：US11924188B2
公开(公告)日：2024-03-05
申请号：US17678969
申请日：2022-02-23
发明人： Kevin Osborn , James Ashfield , Jeffrey Rule
IPC分类号： H04L9/40
摘要： Example embodiments of systems and methods for data transmission between a contactless card, a client device, and one or more servers are provided. The memory of the contactless card may include one or more applets and a counter. The client device may be in data communication with the contactless card and one or more servers, and the one or more servers may include an expected counter value. The client device may be configured to read the counter from the contactless card and transmit it to the one or more servers. The one or more servers may compare the counter to the expected counter value for synchronization. The contactless card and the one or more servers may resynchronize the counter, via one or more processes, based on one or more reads of the one or more applets. The one or more servers may authenticate the contactless card based on the resynchronization.
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公开(公告)号：US11297046B2
公开(公告)日：2022-04-05
申请号：US16791551
申请日：2020-02-14
发明人： Kevin Osborn , James Ashfield , Jeffrey Rule
IPC分类号： H04L29/06
摘要： Example embodiments of systems and methods for data transmission between a contactless card, a client device, and one or more servers are provided. The memory of the contactless card may include one or more applets and a counter. The client device may be in data communication with the contactless card and one or more servers, and the one or more servers may include an expected counter value. The client device may be configured to read the counter from the contactless card and transmit it to the one or more servers. The one or more servers may compare the counter to the expected counter value for synchronization. The contactless card and the one or more servers may resynchronize the counter, via one or more processes, based on one or more reads of the one or more applets. The one or more servers may authenticate the contactless card based on the resynchronization.
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公开(公告)号：US10685350B2
公开(公告)日：2020-06-16
申请号：US16590429
申请日：2019-10-02
摘要： Example embodiments of systems and methods for data transmission between a contactless card and a client device in support of a FIDO authentication are provided. In an embodiment, upon receipt of a challenge issued by a server in connection with a pending transaction, the contactless card may authorize the client device to utilize a FIDO private key to respond to the challenge. If the response to the challenge is successful, the FIDO authentication may proceed and the transaction may be completed.
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公开(公告)号：US11915231B2
公开(公告)日：2024-02-27
申请号：US17518046
申请日：2021-11-03
CPC分类号： G06Q20/38215 , G06Q20/352 , G06Q20/3829 , H04L9/0822 , H04L2209/56
摘要： Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key. Example embodiments of systems and methods can be used to provide further authentication and added levels of security for transactions.
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公开(公告)号：US11728994B2
公开(公告)日：2023-08-15
申请号：US17103289
申请日：2020-11-24
发明人： James Ashfield , William Duane , Kevin Osborn
CPC分类号： H04L9/3234 , H04L9/14 , H04L9/3213 , H04L9/3228
摘要： Example embodiments of systems and methods for data transmission between contactless card and receiving devices are provided. In an embodiment, the contactless card may be configured to create a cryptogram based on a plurality of keys and a counter. The cryptogram may be transmitted to the receiving device. The contactless card may be configured to transmit a one-time password to the client device. The counter value may be adjusted each time the one-time password is generated, and the counter may be configured to increment in a non-monotonic sequence, the sequence associated with one or more cryptographic algorithms.
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公开(公告)号：US11699047B2
公开(公告)日：2023-07-11
申请号：US17549433
申请日：2021-12-13
IPC分类号： G06K7/10 , G06F13/38 , G06F21/34 , G06Q20/34 , G06Q20/40 , G06F21/35 , G06F21/44 , G06Q20/38 , G07F7/10
CPC分类号： G06K7/10297 , G06F13/385 , G06F21/34 , G06Q20/341 , G06Q20/4012 , G07F7/1008
摘要： Example embodiments of systems and methods for contactless card verification include a contactless card including a substrate, a processor, and a memory, wherein the memory contains a first applet and a second applet, and a recipient device in data communication with the contactless card, wherein the second applet is configured to retrieve one or more parameters from the first applet via an interface; and wherein the second applet is configured to transmit the one or more parameters to the recipient device for verification.
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公开(公告)号：US10887106B2
公开(公告)日：2021-01-05
申请号：US16657917
申请日：2019-10-18
发明人： James Ashfield , William Duane , Kevin Osborn
摘要： Example embodiments of systems and methods for data transmission between contactless card and receiving devices are provided. In an embodiment, the contactless card may be configured to create a cryptogram based on a plurality of keys and a counter. The cryptogram may be transmitted to the receiving device. The contactless card may be configured to transmit a one-time password to the client device. The counter value may be adjusted each time the one-time password is generated, and the counter may be configured to increment in a non-monotonic sequence, the sequence associated with one or more cryptographic algorithms.
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公开(公告)号：US10607214B1
公开(公告)日：2020-03-31
申请号：US16546657
申请日：2019-08-21
发明人： Jeffrey Rule , Melissa Heng , James Ashfield , Colin Hart , Rajko Ilincic , Wayne Lutz
摘要： Example embodiments of systems and methods for data transmission between a contactless card, a client device, and one or more servers are provided. The contactless card may include one or more processors and memory. The memory may include one or more applets. The client device may include one or more processors and memory. The client device may be in data communication with the contactless card. One or more servers may be in data communication with the client device. A first set of information may be transmitted from the contactless card to the client device. The first set of information may include one or more links to activate the contactless card. The client device may be configured to receive the first set of information from the contactless card. Upon validation of the first set of information, the contactless card may be activated.
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公开(公告)号：US12106294B2
公开(公告)日：2024-10-01
申请号：US17361816
申请日：2021-06-29
发明人： Kaitlin Newman , Colin Hart , Jeffrey Rule , Lara Mossler , Sophie Bermudez , Michael Mossoba , Wayne Lutz , Charles Nathan Crank , Melissa Heng , Kevin Osborn , Kimberly Haynes , Andrew Cogswell , Latika Gulati , Sarah Jane Cunningham , James Ashfield
CPC分类号： G06Q20/3829 , G06Q20/352 , G06Q20/38215 , H04L9/0838 , H04L9/0866 , H04L2209/56
摘要： Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
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