Systems and methods for cryptographic authentication of contactless cards

    公开(公告)号:US11924188B2

    公开(公告)日:2024-03-05

    申请号:US17678969

    申请日:2022-02-23

    CPC classification number: H04L63/08 H04L63/14

    Abstract: Example embodiments of systems and methods for data transmission between a contactless card, a client device, and one or more servers are provided. The memory of the contactless card may include one or more applets and a counter. The client device may be in data communication with the contactless card and one or more servers, and the one or more servers may include an expected counter value. The client device may be configured to read the counter from the contactless card and transmit it to the one or more servers. The one or more servers may compare the counter to the expected counter value for synchronization. The contactless card and the one or more servers may resynchronize the counter, via one or more processes, based on one or more reads of the one or more applets. The one or more servers may authenticate the contactless card based on the resynchronization.

    Systems and methods for cryptographic authentication of contactless cards

    公开(公告)号:US11297046B2

    公开(公告)日:2022-04-05

    申请号:US16791551

    申请日:2020-02-14

    Abstract: Example embodiments of systems and methods for data transmission between a contactless card, a client device, and one or more servers are provided. The memory of the contactless card may include one or more applets and a counter. The client device may be in data communication with the contactless card and one or more servers, and the one or more servers may include an expected counter value. The client device may be configured to read the counter from the contactless card and transmit it to the one or more servers. The one or more servers may compare the counter to the expected counter value for synchronization. The contactless card and the one or more servers may resynchronize the counter, via one or more processes, based on one or more reads of the one or more applets. The one or more servers may authenticate the contactless card based on the resynchronization.

    COMPUTER-BASED SYSTEMS CONFIGURED TO DYNAMICALLY REDUCE A PLURALITY OF SUBSEQUENT AUTHENTICATION STEPS REQUIRED TO EXECUTE SECURITY ACTION(S) AND METHODS OF USE THEREOF

    公开(公告)号:US20240396998A1

    公开(公告)日:2024-11-28

    申请号:US18324006

    申请日:2023-05-25

    Abstract: In some embodiments, the present disclosure provides an exemplary method that may include steps instructing a permission from the user to monitor a plurality of activities; instructing the mobile device to continually monitor the plurality of activities; identifying a digital fingerprint associated with the mobile device; automatically instructing an application of the mobile device to execute a plurality of operations in the background of the mobile device; utilizing a digital network to transmit a digital signal encoding the plurality of device attributes; utilizing a dynamic rules engine to determine a presence of the digital fingerprint within a database of known digital fingerprints; identifying an incoming interaction session being initiated with the mobile device within the period of time; automatically authenticating a parameter to identify an authenticated interaction session; and dynamically reducing subsequent authentication steps required for the mobile device to execute a activity.

    Systems and methods for cryptographic authentication of contactless cards

    公开(公告)号:US10887106B2

    公开(公告)日:2021-01-05

    申请号:US16657917

    申请日:2019-10-18

    Abstract: Example embodiments of systems and methods for data transmission between contactless card and receiving devices are provided. In an embodiment, the contactless card may be configured to create a cryptogram based on a plurality of keys and a counter. The cryptogram may be transmitted to the receiving device. The contactless card may be configured to transmit a one-time password to the client device. The counter value may be adjusted each time the one-time password is generated, and the counter may be configured to increment in a non-monotonic sequence, the sequence associated with one or more cryptographic algorithms.

    Systems and methods for cryptographic authentication of contactless cards

    公开(公告)号:US10607214B1

    公开(公告)日:2020-03-31

    申请号:US16546657

    申请日:2019-08-21

    Abstract: Example embodiments of systems and methods for data transmission between a contactless card, a client device, and one or more servers are provided. The contactless card may include one or more processors and memory. The memory may include one or more applets. The client device may include one or more processors and memory. The client device may be in data communication with the contactless card. One or more servers may be in data communication with the client device. A first set of information may be transmitted from the contactless card to the client device. The first set of information may include one or more links to activate the contactless card. The client device may be configured to receive the first set of information from the contactless card. Upon validation of the first set of information, the contactless card may be activated.

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