公开(公告)号：US20180122000A1

公开(公告)日：2018-05-03

申请号：US15851677

申请日：2017-12-21

Applicant: Capital One Financial Corporation

Inventor： Scott L. Zimmer ,  Gagan Kanjlia ,  Vishal Puri ,  Michael B. Kiernan ,  Matthew H. Purdin ,  Rabin Bhattacharya ,  Jay F. Pober

IPC: G06Q40/02

CPC classification number: G06Q40/02 ,  G06Q20/108 ,  G06Q20/227 ,  G06Q20/405

Abstract: The disclosed embodiments include systems and methods for customer account switching valuation. The disclosed embodiments include a customer account switching valuation computer system that includes a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one aspect, the system may receive, from a client computer associated with a customer, a response to an offer to switch an existing account to a new account and collect, based on the response, account information relating to the existing account. The processor may be configured to parse the collected account information into one or more categories and analyze the categorized account information to determine a value to the customer for switching from the existing account to the new account. The processor may also provide a representation of the value to the client computer.

公开(公告)号：US09978099B2

公开(公告)日：2018-05-22

申请号：US14168107

申请日：2014-01-30

Applicant: Capital One Financial Corporation

Inventor： Jeremy Rephlo ,  Gagan Kanjlia

IPC: G06Q40/02 ,  G06Q50/00

CPC classification number: G06Q40/02 ,  G06Q50/01

Abstract: The system and methods provide an account holder with a mobile spend feed. The systems and methods include a database that stores information associated with at least one previous financial transaction performed via a financial account held by the account holder, a transaction processor that receives transaction data associated with a financial transaction performed by the account holder using the financial account, and stores the transaction data in the database, and a purchase history processor creates a spend feed based at least in part on the transaction data and the previous transaction information, and provides the spend feed to the account holder.

公开(公告)号：US10325311B2

公开(公告)日：2019-06-18

申请号：US13969891

申请日：2013-08-19

Applicant: Capital One Financial Corporation

Inventor： Scott L. Zimmer ,  Gagan Kanjlia ,  Vishal Puri ,  Michael B. Kiernan ,  Matthew H. Purdin ,  Rabin Bhattacharya ,  Jay F. Pober

IPC: G06Q30/00 ,  G06Q40/02 ,  G06Q20/10 ,  G06Q20/22 ,  G06Q20/40

Abstract: The disclosed embodiments include systems and methods for customer account switching valuation. The disclosed embodiments include a customer account switching valuation computer system that includes a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one aspect, the system may receive, from a client computer associated with a customer, a response to an offer to switch an existing account to a new account and collect, based on the response, account information relating to the existing account. The processor may be configured to parse the collected account information into one or more categories and analyze the categorized account information to determine a value to the customer for switching from the existing account to the new account. The processor may also provide a representation of the value to the client computer.