公开(公告)号：US09836727B1

公开(公告)日：2017-12-05

申请号：US14472610

申请日：2014-08-29

申请人： Capital One Financial Corporation

发明人： Dennis S. Brennan ,  Steven Potter ,  Jonathan Witter

IPC分类号： G06Q40/00 ,  G06Q20/00 ,  G06Q20/10 ,  G06Q40/02 ,  G06Q20/20 ,  G06Q20/40

CPC分类号： G06Q20/108 ,  G06Q20/1085 ,  G06Q20/20 ,  G06Q20/36 ,  G06Q20/40 ,  G06Q40/02

摘要： The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive transaction information related to a point of sale deposit from a client device, and generate a pending deposit transaction based on the transaction information. The one or more processors may be further configured to execute the software instructions to receive a first transaction token from the client device, receive a second transaction token from a third-party device, match the first transaction token to the second transaction token, and complete the pending deposit transaction based on the match.

公开(公告)号：US09940609B2

公开(公告)日：2018-04-10

申请号：US15797747

申请日：2017-10-30

申请人： Capital One Financial Corporation

发明人： Dennis S. Brennan ,  Steven Potter ,  Jonathan Witter

IPC分类号： G06Q20/20 ,  G06Q20/40 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q20/10

CPC分类号： G06Q20/108 ,  G06Q20/1085 ,  G06Q20/20 ,  G06Q20/36 ,  G06Q20/40 ,  G06Q40/02

摘要： The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive transaction information related to a point of sale deposit from a client device, and generate a pending deposit transaction based on the transaction information. The one or more processors may be further configured to execute the software instructions to receive a first transaction token from the client device, receive a second transaction token from a third-party device, match the first transaction token to the second transaction token, and complete the pending deposit transaction based on the match.

公开(公告)号：US09836728B1

公开(公告)日：2017-12-05

申请号：US14472641

申请日：2014-08-29

申请人： Capital One Financial Corporation

发明人： Dennis S. Brennan

IPC分类号： G06Q20/20 ,  G06Q20/40 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q20/10

CPC分类号： G06Q20/108 ,  G06Q20/1085 ,  G06Q20/20 ,  G06Q20/36 ,  G06Q20/40 ,  G06Q40/02

摘要： The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive deposit information related to a point of sale deposit from a mobile device, and generate a deposit token retaining at least the deposit information and deposit authorization information. The one or more processors may also be configured to transmit the deposit token to the mobile device for displaying a readable code generated based on the deposit token, receive a point of sale deposit authorization notification from the merchant device indicating at least receipt by the merchant device of the deposit token from the mobile device, and transfer funds to a financial service account based on the received deposit information and authorization notification.