公开(公告)号：US11178210B2

公开(公告)日：2021-11-16

申请号：US16571999

申请日：2019-09-16

Applicant: Bank of America Corporation

Inventor： Matthew M. Choiniere ,  Griffin Rice ,  Rosemary Hill ,  Arpit Gupta

IPC: G06F15/16 ,  H04L29/08 ,  G06F21/31

Abstract: Aspects of the disclosure relate to transmission of visual content to a display device. A computing platform may receive user information corresponding to a user. The computing platform may determine, based on authentication information in the user information, a profile corresponding to the user, and further determine a visual data file. The computing platform may determine, based on the user information, a display device, among a plurality of display devices. The computing platform may add the visual data file to a playlist associated with the display device. The computing platform may transmit, to the display device, data corresponding to the visual data file.

公开(公告)号：US20190303553A1

公开(公告)日：2019-10-03

申请号：US15938516

申请日：2018-03-28

Applicant: BANK OF AMERICA CORPORATION

Inventor： Matthew M. Choiniere ,  Michael E. Toth ,  Hitesh J. Shah

IPC: G06F21/34 ,  G06F21/32 ,  G06F1/16

Abstract: An authentication device that includes an authentication engine configured to detect devices proximate to a terminal and to identify a user profile based on the detected one or more devices. The user profile identifies at least one of the detected devices in a device registry. The authentication engine is further configured to receive a data access request for a data resource and to identify authentication requirements for a multifactor authentication process for the user based on the detected devices. Identifying the authentication requirements includes setting types of authentication and a number of authentication levels that are used for performing multifactor authentication with the user. The authentication engine is further configured to execute the multifactor authentication process for the user, to determine whether the user has satisfied the authentication requirements, and to provide access to the data resource in response to determining the user has satisfied the authentication requirements.

公开(公告)号：US20220156740A1

公开(公告)日：2022-05-19

申请号：US17099998

申请日：2020-11-17

Applicant: Bank of America Corporation

Inventor： Robert Nyeland Huggins ,  Lee Cody ,  Stephanie Rose Pritchard ,  Brian Prezgay ,  Nicholas Durwood Williams ,  Matthew M. Choiniere

IPC: G06Q20/40 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q40/02

Abstract: Aspects of the disclosure relate to location analysis and service selection. A computing platform may receive goal information and detect location information. Based on the goal information and the location information, the computing platform may select an operational mode for the user device, which may be a travel mode, a shopping mode, or a financial mode. Based on the selected mode, the computing platform may generate a reprioritized interface for a mobile banking application and commands directing the user device to display the reprioritized interface, which may be an updated version of a mobile banking interface that displays information specific to the selected mode upon launch of the mobile banking application. The computing platform may send, to the user device, the reprioritized interface and the commands directing the user device to display the reprioritized interface, which may cause the user device to display the reprioritized interface.

公开(公告)号：US20210084099A1

公开(公告)日：2021-03-18

申请号：US16571999

申请日：2019-09-16

Applicant: Bank of America Corporation

Inventor： Matthew M. Choiniere ,  Griffin Rice ,  Rosemary Hill ,  Arpit Gupta

IPC: H04L29/08 ,  G06F21/31

Abstract: Aspects of the disclosure relate to transmission of visual content to a display device. A computing platform may receive user information corresponding to a user. The computing platform may determine, based on authentication information in the user information, a profile corresponding to the user, and further determine a visual data file. The computing platform may determine, based on the user information, a display device, among a plurality of display devices. The computing platform may add the visual data file to a playlist associated with the display device. The computing platform may transmit, to the display device, data corresponding to the visual data file.

公开(公告)号：US10853467B2

公开(公告)日：2020-12-01

申请号：US15938516

申请日：2018-03-28

Applicant: BANK OF AMERICA CORPORATION

Inventor： Matthew M. Choiniere ,  Michael E. Toth ,  Hitesh J. Shah

IPC: G06F21/34 ,  G06F1/16 ,  G06F21/32 ,  G06F13/10

Abstract: An authentication device that includes an authentication engine configured to detect devices proximate to a terminal and to identify a user profile based on the detected one or more devices. The user profile identifies at least one of the detected devices in a device registry. The authentication engine is further configured to receive a data access request for a data resource and to identify authentication requirements for a multifactor authentication process for the user based on the detected devices. Identifying the authentication requirements includes setting types of authentication and a number of authentication levels that are used for performing multifactor authentication with the user. The authentication engine is further configured to execute the multifactor authentication process for the user, to determine whether the user has satisfied the authentication requirements, and to provide access to the data resource in response to determining the user has satisfied the authentication requirements.