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    Method, device and secure element for conducting a secured financial transaction on a device
    1.
    发明授权
    Method, device and secure element for conducting a secured financial transaction on a device 有权

    公开(公告)号：US11301835B2

    公开(公告)日：2022-04-12

    申请号：US16253726

    申请日：2019-01-22

    Applicant: Apple Inc.

    Inventor： Sebastien Fontaine ,  Luc Dolcino ,  Benjamin Du Hays ,  Maxime De Nanclas ,  Xavier Alberti

    IPC: G06Q40/00 ,  G06Q20/32 ,  G06Q20/20 ,  G06Q20/40 ,  G06Q20/34 ,  G06Q20/38

    Abstract: A device and a secure element for conducting a secured financial transaction are disclosed. The device comprises a central processing unit; a communication interface for establishing a communication between the device and a financial institution related to a financial account; an interface for acquiring data relating to the financial account; the secure element for processing at least a portion of the data relating to the financial account acquired by the interface; and control logic for acquiring a purchase amount to be debited from the financial account and for obtaining a transaction authorization from the financial institution related to the financial account, the transaction authorization being based, at least partially, on data processed solely by the secure element independently of data processed by the central processing unit. A method of conducting the secured financial transaction, and a computer program product for execution by the secure element are also disclosed.

    Method and device for conducting a secured financial transaction on a device
    2.
    发明授权
    Method and device for conducting a secured financial transaction on a device 有权

    公开(公告)号：US11132665B2

    公开(公告)日：2021-09-28

    申请号：US14261763

    申请日：2014-04-25

    Applicant: Apple Inc.

    Inventor： Luc Dolcino ,  Sebastien Fontaine ,  Xavier Alberti ,  Benjamin Du Hays ,  Maxime De Nanclas

    IPC: G06Q20/20 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q20/34 ,  G06Q20/40

    Abstract: A device, an add-on and a secure element for conducting a secured financial transaction are disclosed. The device comprises a central processing unit; a communication interface for establishing a communication between the device and a financial institution related to a financial account; an interface for acquiring data relating to the financial account; the secure element for processing at least a portion of the data relating to the financial account acquired by the interface; and control logic for acquiring a purchase amount to be debited from the financial account and for obtaining a transaction authorization from the financial institution related to the financial account, the transaction authorization being based, at least partially, on data processed solely by the secure element independently of data processed by the central processing unit. A method of conducting the secured financial transaction, and a computer program product for execution by the secure element are also disclosed.

    Method, device and secure element for conducting a secured financial transaction on a device
    5.
    发明授权
    Method, device and secure element for conducting a secured financial transaction on a device 有权

    公开(公告)号：US11164175B2

    公开(公告)日：2021-11-02

    申请号：US16253726

    申请日：2019-01-22

    Applicant: Apple Inc.

    Inventor： Sebastien Fontaine ,  Luc Dolcino ,  Benjamin Du Hays ,  Maxime De Nanclas ,  Xavier Alberti

    IPC: G06Q40/00 ,  G06Q20/32 ,  G06Q20/20 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q20/34

    Abstract: A device and a secure element for conducting a secured financial transaction are disclosed. The device comprises a central processing unit; a communication interface for establishing a communication between the device and a financial institution related to a financial account; an interface for acquiring data relating to the financial account; the secure element for processing at least a portion of the data relating to the financial account acquired by the interface; and control logic for acquiring a purchase amount to be debited from the financial account and for obtaining a transaction authorization from the financial institution related to the financial account, the transaction authorization being based, at least partially, on data processed solely by the secure element independently of data processed by the central processing unit. A method of conducting the secured financial transaction, and a computer program product for execution by the secure element are also disclosed.

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