公开(公告)号：US11989739B2

公开(公告)日：2024-05-21

申请号：US17071159

申请日：2020-10-15

Applicant: Apple Inc.

Inventor： Peter J. Hare ,  David G. Knipp ,  Natalie Calvert ,  Bagath S. Pugazhendhi ,  Patrick J. Rogers ,  Kalyan C. Gopavarapu ,  Kashyap Jogi ,  Sivasankar Ponnambalam ,  Nora J. Shoemaker

IPC: G06Q30/00 ,  G06Q20/12 ,  G06Q20/40 ,  G06Q30/018 ,  H04L9/40 ,  G06Q20/36

CPC classification number: G06Q30/0185 ,  G06Q20/1235 ,  G06Q20/40145 ,  H04L63/0853 ,  H04L63/0861 ,  G06Q20/3674 ,  G06Q20/4018

Abstract: Representative embodiments set forth techniques for verifying an identity of a primary user of a primary account on a client device. A method may include receiving, for the primary account, a request for identity verification responsive to an action of a secondary account associated with the primary account and identifying a payment registration characteristic of a payment registration associated with the primary account. The method also includes retrieving identity information associated with the primary account based on the payment registration characteristic and, in response to a determination that the identity information corresponds to a verification indicator, verifying an identity of a user of the primary account. The method also includes, in response to verifying the identity of the user of the primary account, generating a payment verification token and associating the payment verification token with an authorization indication for the action of the secondary account.