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公开(公告)号：US20190172054A1
公开(公告)日：2019-06-06
申请号：US16249668
申请日：2019-01-16
发明人： Jason E. Muncey , Keshav A. Narsipur , Sreenivasan B. Parameshwara , Manoj Krishnamma Thulaseedharan Pillai
摘要： Systems and methods may comprise RFID data acquisition technology which may be embedded in a fob or tag for use in completing financial transactions. This fob may a self-contained device which includes a transponder and which may be contained on any portable form factor. For instance, the tag may be housed in a wearable transaction instrument, such as an activity tracker. The tag is configured to be used in concert with an RFID reader device.
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公开(公告)号：US09721245B2
公开(公告)日：2017-08-01
申请号：US15411098
申请日：2017-01-20
发明人： Manish K. Deliwala , Jason E. Muncey , Keshav A. Narsipur , Sreenivasan B. Parameshwara , Manoj Krishnamma Thulaseedharan Pillai , Anthony I. Prentice , Lisa C. Yokoyama
CPC分类号： G06Q20/3278 , G06F17/30879 , G06K19/0702 , G06K19/0716 , G06Q20/105 , G06Q20/20 , G06Q20/204 , G06Q20/3224 , G06Q20/3226 , G06Q20/385
摘要： Systems and methods may comprise RFID data acquisition technology which may be embedded in a fob or tag for use in completing financial transactions. This fob may a self-contained device which includes a transponder and which may be contained on any portable form factor. For instance, the tag may be housed in a wearable transaction instrument, such as an activity tracker. The tag is configured to be used in concert with an RFID reader device.
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公开(公告)号：US20160171487A1
公开(公告)日：2016-06-16
申请号：US14625824
申请日：2015-02-19
发明人： Manish K. Deliwala , Jason E. Muncey , Keshav A. Narsipur , Sreenivasan B. Parameshwara , Manoj Krishnamma Thulaseedharan Pillai , Anthony I. Prentice , Lisa C. Yokoyama
CPC分类号： G06Q20/3278 , G06F17/30879 , G06K19/0702 , G06K19/0716 , G06Q20/105 , G06Q20/20 , G06Q20/204 , G06Q20/3224 , G06Q20/3226 , G06Q20/385
摘要： Systems and methods may comprise RFID data acquisition technology which may be embedded in a fob or tag for use in completing financial transactions. This fob may a self-contained device which includes a transponder and which may be contained on any portable form factor. For instance, the tag may be housed in a wearable transaction instrument, such as an activity tracker. The tag is configured to be used in concert with an RFID reader device.
摘要翻译： 系统和方法可以包括RFID数据采集技术，其可以被嵌入在用于完成金融交易的抽屉或标签中。 该小袋子可以是包含应答器并且可以包含在任何便携式外形尺寸上的独立设备。 例如，标签可以被放置在可佩戴的交易工具中，诸如活动跟踪器。 标签被配置为与RFID读取器设备协同使用。
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公开(公告)号：US20240362616A1
公开(公告)日：2024-10-31
申请号：US18763464
申请日：2024-07-03
发明人： Jason E. Muncey , Keshav A. Narsipur , Sreenivasan B. Parameshwara , Manoj Krishnamma Thulaseedharan Pillai
CPC分类号： G06Q20/3278 , G06F16/9554 , G06K19/0702 , G06K19/0716 , G06Q20/105 , G06Q20/20 , G06Q20/204 , G06Q20/3224 , G06Q20/3226 , G06Q20/385
摘要： Disclosed are various embodiments of a wearable computing device which may be embedded in a fob or tag for use in completing financial transactions. In one example, a system comprises a computing device that is configured to retrieve a secure chip identifier (ID) and an alias code from a wearable device using a Bluetooth connection, and the secured chip ID being is retrieved from the secure chip. A selection of a transaction account for linking to the wearable device is identified. The alias code and the transaction account are transmitted to a transaction account issuer for linking the alias code to the transaction account a contactless payment feature on the wearable device based at least in part on the selection of the transaction account.
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公开(公告)号：US20240273503A1
公开(公告)日：2024-08-15
申请号：US18642560
申请日：2024-04-22
发明人： Hong Liu , Keshav A. Narsipur
CPC分类号： G06Q20/3223 , G06Q20/20 , G06Q20/3278 , G06Q20/3674 , G06Q20/4014
摘要： Disclosed are various embodiments for a point of sale application for a mobile device. In some embodiments, a system comprises a mobile device that is configured to receive a command from a service system to activate a personal point of sale (POS) application. The personal POS application is executed based at least in part on the command. A payment token is generated based at least in part on payment information. A cryptogram is generated for securing the payment token. The cryptogram is transmitted to the service system.
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公开(公告)号：US11620641B1
公开(公告)日：2023-04-04
申请号：US17205417
申请日：2021-03-18
摘要： A system may identify a purchase transaction request from a merchant application and generate an in-app payment cryptogram for the purchase transaction request based on a limited use payment credential (LUPC). The in-app payment cryptogram may be provided to the merchant application. The merchant application may transmit the in-app payment cryptogram to a merchant computing device. A request may be received from a payment network to update the LUPC. A security library may be executed to determine that the client device is secure. The execution of the security library may generate a device attestation response, and the device attestation response is transmitted to the payment network. An updated LUPC may be received from the payment network.
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公开(公告)号：US20180322486A1
公开(公告)日：2018-11-08
申请号：US16023412
申请日：2018-06-29
发明人： Manish K. Deliwala , Jason E. Muncey , Keshav A. Narsipur , Sreenivasan B. Parameshwara , Manoj Krishnamma Thulaseedharan Pillai , Anthony I. Prentice , Lisa C. Yokoyama
CPC分类号： G06Q20/3278 , G06F17/30879 , G06K19/0702 , G06K19/0716 , G06Q20/105 , G06Q20/20 , G06Q20/204 , G06Q20/3224 , G06Q20/3226 , G06Q20/385
摘要： Systems and methods may comprise RFID data acquisition technology which may be embedded in a fob or tag for use in completing financial transactions. This fob may a self-contained device which includes a transponder and which may be contained on any portable form factor. For instance, the tag may be housed in a wearable transaction instrument, such as an activity tracker. The tag is configured to be used in concert with an RFID reader device.
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公开(公告)号：US20230206215A1
公开(公告)日：2023-06-29
申请号：US18175309
申请日：2023-02-27
CPC分类号： G06Q20/363 , G06Q20/409 , G06Q20/3829 , G06Q20/322 , G06Q20/3674 , G06Q20/385 , G06Q2220/00
摘要： Disclosed are various embodiments for securely conducting online in-application purchases. In one example, among others, a system comprises a computing device that is configured to identify a purchase request from a merchant application executed on the computing device and authenticate an account with a wallet provider based at least in part on a selection of the account. The computing device is configured to receive an instruction from the wallet provider to execute a security library and determine that the computing device is secure by executing a security library. The execution of the security library generates a device response for the wallet provider. A security code is determined data received from the wallet provider. A token is transmitted for the purchase request to the wallet provider based at least in part on the security code.
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公开(公告)号：US10055728B2
公开(公告)日：2018-08-21
申请号：US15629256
申请日：2017-06-21
发明人： Manish K. Deliwala , Jason E. Muncey , Keshav A. Narsipur , Sreenivasan B. Parameshwara , Manoj Krishnamma Thulaseedharan Pillai , Anthony I. Prentice , Lisa C. Yokoyama
CPC分类号： G06Q20/3278 , G06F16/9554 , G06K19/0702 , G06K19/0716 , G06Q20/105 , G06Q20/20 , G06Q20/204 , G06Q20/3224 , G06Q20/3226 , G06Q20/385
摘要： Systems and methods may comprise RFID data acquisition technology which may be embedded in a fob or tag for use in completing financial transactions. This fob may a self-contained device which includes a transponder and which may be contained on any portable form factor. For instance, the tag may be housed in a wearable transaction instrument, such as an activity tracker. The tag is configured to be used in concert with an RFID reader device.
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公开(公告)号：US20180150816A1
公开(公告)日：2018-05-31
申请号：US15365598
申请日：2016-11-30
发明人： Hong Liu , Keshav A. Narsipur
CPC分类号： G06Q20/202 , G06Q20/20 , G06Q20/204 , G06Q20/36
摘要： The systems may include receiving a device identifier to create a received device identifier, the received device identifier being associated with a personal POS terminal on a device associated with a consumer; matching a stored device identifier with the received device identifier; activating the personal POS terminal on the device associated with the stored device identifier; and/or receiving a payment token associated with a transaction account associated with the consumer for a transaction.
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