公开(公告)号：US11270305B2

公开(公告)日：2022-03-08

申请号：US16042808

申请日：2018-07-23

Applicant: Advanced New Technologies Co., Ltd.

Inventor： Xing Chen ,  Lei Wang ,  Jie Lan

IPC: G06Q20/40 ,  G06Q20/38 ,  G06Q20/24 ,  G06Q20/32 ,  G06Q20/34

Abstract: Technologies related to mobile credit payment are disclosed. In an implementation, a first SNEP Get Request Message is generated and sent to a mobile computing device, in response to a NFC signal received from the mobile computing device. A first SNEP Response Message is received from the mobile computing device and parsed to identify an APP public key license. A pre-stored credit authorization public key is used to verify the APP public key license and an APP public key is retrieved from the APP public key license if the verification is successful. A second SNEP Get Request Message is sent to the mobile computing device and a second SNEP Response Message is received from the mobile computing device. The APP public key is then used to decrypt the second SNEP Response Message, and a transaction log is recorded if the second SNEP Response Message is successfully decrypted.

公开(公告)号：US11250427B2

公开(公告)日：2022-02-15

申请号：US16722252

申请日：2019-12-20

Applicant: Advanced New Technologies Co., Ltd.

Inventor： Xing Chen ,  Lei Wang ,  Jie Lan

IPC: G06Q20/40 ,  G06Q20/38 ,  G06Q20/24 ,  G06Q20/32 ,  G06Q20/34

Abstract: Technologies related to mobile credit payment are disclosed. In an implementation, a first SNEP Get Request Message is generated and sent to a mobile computing device, in response to a NFC signal received from the mobile computing device. A first SNEP Response Message is received from the mobile computing device and parsed to identify an APP public key license. A pre-stored credit authorization public key is used to verify the APP public key license and an APP public key is retrieved from the APP public key license if the verification is successful. A second SNEP Get Request Message is sent to the mobile computing device and a second SNEP Response Message is received from the mobile computing device. The APP public key is then used to decrypt the second SNEP Response Message, and a transaction log is recorded if the second SNEP Response Message is successfully decrypted.