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1.发明授权公开(公告)号：US07953213B2
公开(公告)日：2011-05-31
申请号：US11634216
申请日：2006-12-06
Applicant: Rene Pierre Babi , Mark Mathias Silbernagel
Inventor： Rene Pierre Babi , Mark Mathias Silbernagel
CPC classification number: H04M17/00 , H04M15/06 , H04M15/08 , H04M15/785 , H04M2215/62 , H04M2215/7295
Abstract: A method of transmitting value via a telephone system, includes receiving a request from a Grantor to designate a predetermined number of minutes that are to be reserved to fund a telephone call between a telephone number associated with a Beneficiary and a telephone number belonging to the Grantor, receiving a request to establish the telephone call between the telephone number associated with the Beneficiary and the telephone number belonging to the Grantor, establishing the telephone call between the telephone number associated with the Beneficiary and the telephone number belonging to the Grantor, and deducting from the predetermined number of minutes a number of minutes corresponding to a length of time of the call between the telephone number associated with the Beneficiary and the telephone number belonging to the Grantor.
Abstract translation: 一种通过电话系统发送价值的方法，包括接收来自授权者的请求，以指定预定的分钟数，用于为与在受益人相关联的电话号码和属于授权者的电话号码之间的电话呼叫提供资金 接收在与受益人有关的电话号码和属于授权人的电话号码之间建立电话呼叫的请求，在与受益人有关的电话号码和属于授权人的电话号码之间建立电话，并扣除 预定分钟数，对应于与受益人有关的电话号码与属于授权人的电话号码之间的通话时间长度相对应的分钟数。
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2.发明授权Method and system for designating and tracking feature sets for individual accounts 有权用于指定和跟踪个人账户的功能集的方法和系统公开(公告)号：US08543498B2
公开(公告)日：2013-09-24
申请号：US11522432
申请日：2006-09-18
Applicant: Mark Mathias Silbernagel , Rene Pierre Babi
Inventor： Mark Mathias Silbernagel , Rene Pierre Babi
IPC: G06Q40/00
Abstract: A improved method of managing feature sets associated with credit card account numbers includes (1) storing in a first database a plurality of credit card account numbers, wherein each credit card account number comprises a bank identification number (BIN), a sub-BIN, an account number and a verification or validation value, (2) storing in a second database a list of tracking numbers, wherein each tracking number represents a group of credit card account features, and wherein each feature is assigned a unique identification number, and (3) associating individual ones of the tracking numbers to individual ones of the credit card account numbers such that such individual credit card account numbers are each associated with a predetermined feature set.
Abstract translation: 管理与信用卡帐号相关联的功能集的改进方法包括：（1）在第一数据库中存储多个信用卡帐号，其中每个信用卡帐号包括银行身份证号（BIN），子BIN， 帐号和验证或验证值，（2）在第二数据库中存储跟踪号码的列表，其中每个跟踪号表示一组信用卡帐户特征，并且其中每个特征被分配唯一的标识号，并且（ 3）将跟踪号码中的个人号码与个人信用卡帐号相关联，使得这些个人信用卡帐号各自与预定的特征集合相关联。
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公开(公告)号：US20100076892A1
公开(公告)日：2010-03-25
申请号：US12486194
申请日：2009-06-17
Applicant: Rene Pierre Babi , Mark Mathias Silbernagel
Inventor： Rene Pierre Babi , Mark Mathias Silbernagel
CPC classification number: G07F17/32 , G06Q20/023 , G06Q20/10 , G06Q20/40 , G07F17/3251
Abstract: A method for enabling consumers in a gaming context to push funds from a traditional open loop account to a closed loop account, and back. At the request of a consumer, funds are transferred to an open loop account of an intermediary payment system that holds or keeps track of virtual closed loop accounts for each consumer and virtual closed loop accounts for individual games, casinos or gaming establishments. The consumer may use an associated closed loop card to place a bet at the gaming establishment that will cause funds to be transferred from the consumer's virtual closed loop account to the gaming establishment's closed loop account. Thereafter, the funds are transferred from the intermediary payment system to an open loop account belonging to the gaming establishment.
Abstract translation: 一种使游戏环境中的消费者能够将资金从传统开环帐户推送到闭环帐户并返回的方法。 根据消费者的要求，资金被转移到中间支付系统的开环账户，该系统持有或跟踪每个消费者的虚拟闭环账户以及个人游戏，赌场或游戏机构的虚拟闭环账户。 消费者可以使用相关的闭环卡来向游戏机构投注，这将导致资金从消费者的虚拟闭环账户转移到游戏机构的闭路账户。 此后，资金从中介支付系统转移到属于游戏机构的开放式账户。
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Patent Agency Ranking
公开(公告)号：US08347364B2
公开(公告)日：2013-01-01
申请号：US12858755
申请日：2010-08-18
Applicant: Rene Pierre Babi , Mark Mathias Silbernagel
Inventor： Rene Pierre Babi , Mark Mathias Silbernagel
IPC: H04L29/06
Abstract: Enabling and disabling login access to a web-based application by examining automatic number identification (ANI) information from a received telephone call, associating the ANI information with a user account, determining a current state of login access to a web-based application for the user account, the state of login access being one of enabled and disabled, and notifying the web-based application to change the state of login access to the other of enabled and disabled depending on the then-current state of login access. The methodology may further include examining dialed number identification service (DNIS) information of the received call to determine which of the enabling or disabling actions to take, and/or to determine which of a plurality of accounts is to be effected by the desired change in state of login access.
Abstract translation: 通过检查来自接收到的电话呼叫的自动号码识别（ANI）信息来启用和禁用对基于Web的应用的登录访问，将ANI信息与用户帐户相关联，确定对基于web的应用的登录访问的当前状态 用户帐户，登录访问状态是启用和禁用的状态，并且通知基于Web的应用程序根据登录访问的当前状态将登录访问的状态更改为启用和禁用的另一个。 该方法可以进一步包括检查所接收的呼叫的拨号号码识别服务（DNIS）信息，以确定要采取的启用或禁用动作中的哪一个，和/或确定多个帐户中的哪一个将通过期望的变化来实现 登录访问状态。
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公开(公告)号：US20110041163A1
公开(公告)日：2011-02-17
申请号：US12858755
申请日：2010-08-18
Applicant: Rene Pierre Babi , Mark Mathias Silbernagel
Inventor： Rene Pierre Babi , Mark Mathias Silbernagel
Abstract: Enabling and disabling login access to a web-based application by examining automatic number identification (ANI) information from a received telephone call, associating the ANI information with a user account, determining a current state of login access to a web-based application for the user account, the state of login access being one of enabled and disabled, and notifying the web-based application to change the state of login access to the other of enabled and disabled depending on the then-current state of login access. The methodology may further include examining dialed number identification service (DNIS) information of the received call to determine which of the enabling or disabling actions to take, and/or to determine which of a plurality of accounts is to be effected by the desired change in state of login access.
Abstract translation: 通过检查来自接收到的电话呼叫的自动号码识别（ANI）信息来启用和禁用对基于Web的应用的登录访问，将ANI信息与用户帐户相关联，确定对基于web的应用的登录访问的当前状态 用户帐户，登录访问状态是启用和禁用的状态，并且通知基于Web的应用程序根据登录访问的当前状态将登录访问的状态更改为启用和禁用的另一个。 该方法可以进一步包括检查所接收的呼叫的拨号号码识别服务（DNIS）信息，以确定要采取的启用或禁用动作中的哪一个，和/或确定多个帐户中的哪一个将通过期望的变化来实现 登录访问状态。
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公开(公告)号：US07797734B2
公开(公告)日：2010-09-14
申请号：US11588371
申请日：2006-10-27
Applicant: Rene Pierre Babi , Mark Mathias Silbernagel
Inventor： Rene Pierre Babi , Mark Mathias Silbernagel
CPC classification number: H04L63/08 , G06Q10/06 , H04L63/10 , H04L63/18 , H04L2463/102
Abstract: Enabling and disabling login access to a web-based application by examining automatic number identification (ANI) information from a received telephone call, associating the ANI information with a user account, determining a current state of login access to a web-based application for the user account, the state of login access being one of enabled and disabled, and notifying the web-based application to change the state of login access to the other of enabled and disabled depending on the then-current state of login access. The methodology may further include examining dialed number identification service (DNIS) information of the received call to determine which of the enabling or disabling actions to take, and/or to determine which of a plurality of accounts is to be effected by the desired change in state of login access.
Abstract translation: 通过检查来自接收到的电话呼叫的自动号码识别（ANI）信息来启用和禁用对基于Web的应用的登录访问，将ANI信息与用户帐户相关联，确定对基于web的应用的登录访问的当前状态 用户帐户，登录访问状态是启用和禁用的状态，并且通知基于Web的应用程序根据登录访问的当前状态将登录访问的状态更改为启用和禁用的另一个。 该方法可以进一步包括检查所接收的呼叫的拨号号码识别服务（DNIS）信息，以确定要采取的启用或禁用动作中的哪一个，和/或确定多个帐户中的哪一个将通过期望的变化来实现 登录访问状态。
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公开(公告)号：US20070214080A1
公开(公告)日：2007-09-13
申请号：US11445284
申请日：2006-06-02
Applicant: Rene Pierre Babi , Mark Mathias Silbernagel
Inventor： Rene Pierre Babi , Mark Mathias Silbernagel
IPC: G06Q40/00
CPC classification number: G06Q20/04 , G06Q20/10 , G06Q20/108 , G06Q30/06
Abstract: A method for enabling consumers to push funds from a traditional open loop account to a closed loop account, and back. At the request of a consumer, funds are transferred to an open loop account of an intermediary payment system that holds or keeps track of virtual closed loop accounts for each consumer and virtual closed loop accounts for individual merchants or service providers. The consumer may use an associated closed loop card to make a purchase at the merchant or service provider that will cause funds to be transferred from the consumer's virtual closed loop account to the merchant or service provider's closed loop account. Thereafter, the funds are transferred from the intermediary payment system to an open loop account belonging to the merchant or service provider.
Abstract translation: 一种使消费者能够将资金从传统开放式帐户推送到闭路账户的方法，并返回。 根据消费者的要求，资金转移到中间支付系统的开环账户，该系统保存或跟踪每个消费者的虚拟闭环账户以及个别商家或服务提供商的虚拟闭环账户。 消费者可以使用相关联的闭环卡在商家或服务提供商处进行购买，这将导致资金从消费者的虚拟闭环账户转移到商家或服务提供商的闭环账户。 此后，资金从中介支付系统转移到属于商家或服务提供商的开环账户。
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公开(公告)号：US20070203832A1
公开(公告)日：2007-08-30
申请号：US11445297
申请日：2006-06-02
Applicant: Rene Pierre Babi , Mark Mathias Silbernagel
Inventor： Rene Pierre Babi , Mark Mathias Silbernagel
IPC: G06Q40/00
CPC classification number: G07F17/32 , G06Q20/023 , G06Q20/10 , G06Q20/40 , G07F17/3251
Abstract: A method for enabling consumers in a gaming context to push funds from a traditional open loop account to a closed loop account, and back. At the request of a consumer, funds are transferred to an open loop account of an intermediary payment system that holds or keeps track of virtual closed loop accounts for each consumer and virtual closed loop accounts for individual games, casinos or gaming establishments. The consumer may use an associated closed loop card to place a bet at the gaming establishment that will cause funds to be transferred from the consumer's virtual closed loop account to the gaming establishment's closed loop account. Thereafter, the funds are transferred from the intermediary payment system to an open loop account belonging to the gaming establishment.
Abstract translation: 一种使游戏环境中的消费者能够将资金从传统开环帐户推送到闭环帐户并返回的方法。 根据消费者的要求，资金被转移到中间支付系统的开环账户，该系统持有或跟踪每个消费者的虚拟闭环账户以及个人游戏，赌场或游戏机构的虚拟闭环账户。 消费者可以使用相关的闭环卡来向游戏机构投注，这将导致资金从消费者的虚拟闭环账户转移到游戏机构的闭路账户。 此后，资金从中介支付系统转移到属于游戏机构的开放式账户。
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