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公开(公告)号:US12008543B2
公开(公告)日:2024-06-11
申请号:US17531464
申请日:2021-11-19
申请人: Mitek Systems, Inc.
IPC分类号: G06Q20/32 , G06Q20/04 , G06Q20/40 , G06V30/10 , G06V30/12 , G06V30/224 , G06V30/413 , G06V30/418
CPC分类号: G06Q20/3276 , G06Q20/042 , G06Q20/4014 , G06V30/133 , G06V30/2253 , G06V30/413 , G06V30/418 , G06V30/10
摘要: Systems and methods for automatic enrollment and identity verification based upon processing a captured image of a document are disclosed herein. Various embodiments enable, for example, a user to enroll in a particular service by taking a photograph of a particular document (e.g., his driver license) with a mobile device. One or more algorithms can then extract relevant data from the captured image. The extracted data (e.g., the person's name, gender, date of birth, height, weight, etc.) can then be used to automatically populate various fields of an enrollment application, thereby reducing the amount of information that the user has to manually input into his mobile device in order to complete the enrollment process. In some embodiments, a set of internal and/or external checks can be run against the data to ensure that the data is valid, has been read correctly, and is consistent with other data.
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公开(公告)号:US20230359687A1
公开(公告)日:2023-11-09
申请号:US18219309
申请日:2023-07-07
申请人: Mitek Systems, Inc.
发明人: Michael Strange , Robert J. Nies , Kirk Beitz
IPC分类号: G06F16/958 , H04L67/02 , G06Q20/32 , G06Q20/04 , G06Q10/10
CPC分类号: G06F16/958 , H04L67/02 , G06Q20/3276 , G06Q20/042 , G06Q10/10 , H04N1/00244
摘要: Systems and methods for integrating mobile image capture with an internet browser application on a mobile device are provided, wherein a user viewing a web page via the internet browser application can initiate a mobile image capture process on the mobile device through the web page, capture images with a mobile image capture user interface, and then provide secure access to the captured images for the web page in order to utilize the content of the captured images. The mobile image capture process is accessible through any internet browser application via the mobile device and allows any service running on a web page to benefit from the ability to capture an image on the mobile device and obtain the content of the image through mobile image processing. The browser-based mobile image capture allows mobile devices which do not run certain third party applications to utilize mobile image capture and processing.
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公开(公告)号:US11741181B2
公开(公告)日:2023-08-29
申请号:US17189085
申请日:2021-03-01
申请人: MITEK SYSTEMS, INC.
发明人: Michael Strange , Robert J. Nies , Kirk Beitz
IPC分类号: G06F16/958 , H04L67/02 , G06Q20/32 , G06Q20/04 , G06Q10/10 , H04N1/00 , H04N101/00
CPC分类号: G06F16/958 , G06Q10/10 , G06Q20/042 , G06Q20/3276 , H04L67/02 , H04N1/00244 , H04N1/00307 , H04N2101/00 , H04N2201/001 , H04N2201/0084
摘要: Systems and methods for integrating mobile image capture with an internet browser application on a mobile device are provided, wherein a user viewing a web page via the internet browser application can initiate a mobile image capture process on the mobile device through the web page, capture images with a mobile image capture user interface, and then provide secure access to the captured images for the web page in order to utilize the content of the captured images. The mobile image capture process is accessible through any internet browser application via the mobile device and allows any service running on a web page to benefit from the ability to capture an image on the mobile device and obtain the content of the image through mobile image processing. The browser-based mobile image capture allows mobile devices which do not run certain third party applications to utilize mobile image capture and processing.
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公开(公告)号:US11694499B2
公开(公告)日:2023-07-04
申请号:US17839117
申请日:2022-06-13
申请人: MITEK SYSTEMS, INC.
CPC分类号: G07D7/2083 , G06Q20/042 , G06Q20/4016 , G07D7/206
摘要: A system comprising: a check image Record (CIR) database configured to store, for each of a plurality of accounts, a CIR, wherein each CIR comprises feature information related to features extracted from a plurality of reference checks associated with the associated account of the plurality of accounts; memory configured to store instructions; and a processor coupled with the CIR database and the memory, the processor configured to run the instructions, which cause the processor to: receive an image of a test check associated with an account of the plurality of accounts, extract feature information from the image, compare the features with the feature information stored in the CIR database for the account associated with the test check, generate a fraud score, and update each CIR by determining.
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公开(公告)号:US11539848B2
公开(公告)日:2022-12-27
申请号:US16889131
申请日:2020-06-01
申请人: MITEK SYSTEMS, INC.
发明人: John J. Roach , Grigori Nepomniachtchi , Robert Couch , Oleg Rybakov , Michael Gillen , Kevin Andrew Bell
IPC分类号: G06Q20/32 , G06Q20/04 , H04N1/00 , G06Q20/14 , G06Q20/38 , G06V10/28 , G06V10/32 , G06V10/24 , H04N101/00 , G06V30/10
摘要: Real-time evaluation and enhancement of image quality prior to capturing an image of a document on a mobile device is provided. An image capture process is initiated on a mobile device during which a user of the mobile device prepares to capture the image of the document, utilizing hardware and software on the mobile device to measure and achieve optimal parameters for image capture. Feedback may be provided to a user of the mobile device to instruct the user on how to manually optimize certain parameters relating to image quality, such as the angle, motion and distance of the mobile device from the document. When the optimal parameters for image capture of the document are achieved, at least one image of the document is automatically captured by the mobile device.
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公开(公告)号:US11461567B2
公开(公告)日:2022-10-04
申请号:US16917832
申请日:2020-06-30
申请人: Mitek Systems, Inc.
发明人: Ashok Singal , Michael Ramsbacker , James Treitler , Sanjay Gupta , Jason L. Gray , Michael Hagen
摘要: Systems and methods for identification (ID) document verification using hybrid near-field communications (NFC) authentication and optical authentication are provided. An exemplary method includes receiving, by a client device, an image of an ID document. Based on the image of the ID document, a determination is made whether the ID document includes a near-field communications (NFC) chip that stores data comprising identifying information for an owner of the identification. Based on this determination of whether the ID document includes an NFC chip, the ID document is verified by selectively using at least one of NFC chip authentication and optical authentication, to obtain a verification result.
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公开(公告)号:US20220012487A1
公开(公告)日:2022-01-13
申请号:US17482782
申请日:2021-09-23
申请人: Mitek Systems, Inc.
摘要: Systems and methods are provided for processing an image of a financial payment document captured using a mobile device and classifying the type of payment document in order to extract the content therein. These methods may be implemented on a mobile device or a central server, and can be used to identify content on the payment document and determine whether the payment document is ready to be processed by a business or financial institution. The system can identify the type of payment document by identifying features on the payment document and performing a series of steps to determine probabilities that the payment document belongs to a specific document type. The identification steps are arranged starting with the fastest step in order to attempt to quickly determine the payment document type without requiring lengthy, extensive analysis.
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公开(公告)号:US20210073786A1
公开(公告)日:2021-03-11
申请号:US16952886
申请日:2020-11-19
申请人: MITEK SYSTEMS, INC.
摘要: Techniques for processing images of documents captured using a mobile device are provided. The images can include different sides of a document from a mobile device for an authenticated transaction. In an example implementation, a method incudes inspecting the images to detect a feature associated with a first side of the document. In response to determining an image is the first side of the document, a type of content is selected to be analyze on the image of the first side and one or more of regions of interests (ROIs) are identified on the image of the first side that are known to include the selected type of content. A process can include receiving a sub-image of the image of the first side from the preprocessing unit, and performing content detection test on the sub-image.
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公开(公告)号:US20200334430A1
公开(公告)日:2020-10-22
申请号:US16917776
申请日:2020-06-30
申请人: Mitek Systems, Inc.
发明人: Sanjay Gupta , Michael Ramsbacker , Stephen Ritter , James Treitler , Ashok Singal , Jason L. Gray , Michael Hagen
摘要: Self-sovereign identity systems and methods for identification documents are disclosed herein. An example method includes transmitting data obtained from a near-field communications (NFC) chip of an object to the service provider. The data can include identifying information for an owner of the object. The method can include receiving a user identity packet from the service provider that is generated by the service provider based on verification of an identity of the owner and validity of the NFC chip, storing the user identity packet on a computing device, receiving a request from a first requesting device or service for the data stored on the NFC chip of the object and transmitting the user identity packet from the computing device to the first requesting device or service instead of the data.
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公开(公告)号:US20200334429A1
公开(公告)日:2020-10-22
申请号:US16917746
申请日:2020-06-30
申请人: Mitek Systems, Inc.
发明人: Ashok Singal , James Treitler , Sanjay Gupta , Michael Ramsbacker , Jason L. Gray , Michael Hagen
摘要: A method for aligning NFC antennas on a mobile device and document. The method comprises determining the mobile device model identifier, associating the model identifier with a configuration, determining a model type and determining the document configuration in relation to its NFC components, selecting an feedback schema for aligning the NFC antennas based on the device and document configuration, generating alignment feedback according to the alignment feedback schema, detecting a data connection between the mobile device and the document and generating a connection indication. The determining the document type can be performed by reading a Machine Readable Zone. The feedback schema can be coupled with the mobile device's video camera and display, audio, and haptic feedback.
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