知搜-全球专利检索

  1. 登录
  2. 注册

搜索结果

10 条记录 (耗时 0.018 秒)

    System for reducing the risk associated with an insured building structure through the incorporation of selected technologies
    1.
    发明授权
    System for reducing the risk associated with an insured building structure through the incorporation of selected technologies 有权
    通过并入选定技术降低与被保险建筑结构有关的风险的系统

    公开(公告)号：US07711584B2

    公开(公告)日：2010-05-04

    申请号：US10656479

    申请日：2003-09-04

    申请人： Jonathon Helitzer ,  G. Stewart Murchie ,  Kelly L. Frey ,  Casey Ellen Kempton ,  Joseph R. Carvalko, Jr.

    发明人： Jonathon Helitzer ,  G. Stewart Murchie ,  Kelly L. Frey ,  Casey Ellen Kempton ,  Joseph R. Carvalko, Jr.

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/08

    摘要： A method and computerized system is disclosed for managing the underwriting, quoting and binding an insurance policy with regard to the technology used to militate against the financial consequences of property losses. The invention utilizes a classifier for categorizing and weighing risk, composed of data representing in an identified building, a first unmitigated insurance risk and a second insurance risk, based upon the use of certain technology. A plurality of such weights are summed such that the weights generate a minimized risk for a building structure under consideration. combinations of technologies, employed in existing building structures to a classification, which then permits an underwriter to establish a premium. In another aspect of the invention data structures representing the quantification of risk reduction attendant a given technology or product are chained into a plurality of decision trees that process a construction phase and a pruning phase.

    摘要翻译： 披露了一种方法和计算机化系统，用于管理关于用于抵御财产损失的财务后果的技术的承保，引用和约束保险单。 本发明基于使用某种技术，利用分类器对风险进行分类和称重，由代表识别的建筑物的数据，第一无保险险和第二保险风险组成。 将多个这样的权重相加，使得权重对于所考虑的建筑结构产生最小化的风险。 在现有建筑结构中采用的分类技术的组合，然后允许承销商建立溢价。 在本发明的另一方面，表示给定技术或产品的风险降低量化的数据结构被链接到处理施工阶段和修剪阶段的多个决策树中。

    System for the acquisition of technology risk mitigation information associated with insurance
    2.
    发明授权
    System for the acquisition of technology risk mitigation information associated with insurance 有权
    收购与保险相关的技术风险缓解信息系统

    公开(公告)号：US07610210B2

    公开(公告)日：2009-10-27

    申请号：US10655804

    申请日：2003-09-04

    申请人： Jonathon Helitzer ,  G. Stewart Murchie ,  Kelly L. Frey ,  Casey Ellen Kempton ,  Joseph R. Carvalko, Jr.

    发明人： Jonathon Helitzer ,  G. Stewart Murchie ,  Kelly L. Frey ,  Casey Ellen Kempton ,  Joseph R. Carvalko, Jr.

    IPC分类号： G06Q40/00 ,  G06Q30/00

    CPC分类号： G06Q40/08

    摘要： The invention herein generally pertains to underwriting an insurance policy utilizing sensors to detect, determine, measure and assess one or more conditions, states of affairs, physical properties and process as each relates an insurable property interest. More specifically is disclosed a method and computerized system for managing the underwriting, quoting and binding an insurance policy with regard to the technology used to militate against the financial consequences of certain property losses. The significance of operable safety related devices or system loads are important diagnostic safety markers for measuring one or more properties affecting the safety or risk aversion and for underwriting an insurable interest. This invention also relates to a system and a method for acquiring and assessing the qualities, variables and parameters that affect the underwriting premium for a building structure (commercial or residential), vehicle, aircraft, marine craft or cargo.

    摘要翻译： 本发明一般涉及使用传感器来承保保险单以检测，确定，测量和评估一个或多个条件，事态，物理属性和过程，因为每一个都涉及可保险的财产利益。 更具体地，披露了一种方法和计算机化系统，用于管理关于用于抵制某些财产损失的财务后果的技术的承保，引用和约束保险单。 可操作的安全相关设备或系统负载的重要性是测量影响安全或风险规避和承保可投资权益的一个或多个属性的重要诊断安全标记。 本发明还涉及一种用于获取和评估影响建筑结构（商业或住宅），车辆，飞机，船舶或货物的承保费的质量，变量和参数的系统和方法。

    System for adjusting insurance for a building structure through the incorporation of selected technologies
    5.
    发明授权
    System for adjusting insurance for a building structure through the incorporation of selected technologies 有权
    通过结合选定技术调整建筑结构保险的制度

    公开(公告)号：US08676612B2

    公开(公告)日：2014-03-18

    申请号：US13617326

    申请日：2012-09-14

    申请人： Jonathan Helitzer ,  G. Stewart Murchie ,  Kelly L. Frey ,  Casey Ellen Kempton ,  Joseph R. Carvalko, Jr.

    发明人： Jonathan Helitzer ,  G. Stewart Murchie ,  Kelly L. Frey ,  Casey Ellen Kempton ,  Joseph R. Carvalko, Jr.

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/08

    摘要： A method and computerized system is disclosed for managing the underwriting, quoting and binding an insurance policy with regard to the technology used to militate against the financial consequences of property losses. The invention utilizes a classifier for categorizing and weighing risk, composed of data representing in an identified building, a first unmitigated insurance risk and a second insurance risk, based upon the use of certain technology. A plurality of such weights are summed such that the weights generate a minimized risk for a building structure under consideration. Combinations of technologies employed in building structures are mapped to classifications, which then permits an underwriter to establish a premium. In another aspect of the invention, data structures representing the quantification of risk reduction attendant a given technology or product are chained into a plurality of decision trees that process a construction phase and a pruning phase.

    摘要翻译： 披露了一种方法和计算机化系统，用于管理关于用于抵御财产损失的财务后果的技术的承保，引用和约束保险单。 本发明基于使用某种技术，利用分类器对风险进行分类和称重，由代表识别的建筑物的数据，第一无保险险和第二保险风险组成。 将多个这样的权重相加，使得权重对于所考虑的建筑结构产生最小化的风险。 建筑结构中使用的技术的组合被映射到分类，然后允许承销商建立溢价。 在本发明的另一方面，代表给定技术或产品的风险降低量化的数据结构被链接到处理施工阶段和修剪阶段的多个决策树中。

    SYSTEMS AND METHODS FOR ANALYZING SENSOR DATA
    6.
    发明申请
    SYSTEMS AND METHODS FOR ANALYZING SENSOR DATA 审中-公开
    用于分析传感器数据的系统和方法

    公开(公告)号：US20100174566A1

    公开(公告)日：2010-07-08

    申请号：US12726884

    申请日：2010-03-18

    申请人： Jonathan Helitzer ,  G. Stewart Murchie ,  Kelly L. Frey, SR. ,  Casey Ellen Kempton ,  Joseph R. Carvalko, JR.

    发明人： Jonathan Helitzer ,  G. Stewart Murchie ,  Kelly L. Frey, SR. ,  Casey Ellen Kempton ,  Joseph R. Carvalko, JR.

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/08 ,  G06F19/00 ,  G06Q10/0635 ,  G06Q10/08 ,  G06Q50/22

    摘要： The invention herein generally pertains to underwriting an insurance policy utilizing sensors to detect, determine, measure and assess one or more conditions, states of affairs, physical properties and process as each relates an insurable property interest. More specifically is disclosed a method and computerized system for managing the underwriting, quoting and binding an insurance policy with regard to the technology used to militate against the financial consequences of certain property losses. The significance of operable safety related devices or system loads are important diagnostic safety markers for measuring one or more properties affecting the safety or risk aversion and for underwriting an insurable interest. This invention also relates to a system and a method for acquiring and assessing the qualities, variables and parameters that affect the underwriting premium for a building structure (commercial or residential), vehicle, aircraft, marine craft or cargo.

    摘要翻译： 本发明一般涉及使用传感器来承保保险单以检测，确定，测量和评估一个或多个条件，事态，物理属性和过程，因为每一个都涉及可保险的财产利益。 更具体地，披露了一种方法和计算机化系统，用于管理关于用于抵制某些财产损失的财务后果的技术的承保，引用和约束保险单。 可操作的安全相关设备或系统负载的重要性是测量影响安全或风险规避和承保可投资权益的一个或多个属性的重要诊断安全标记。 本发明还涉及一种用于获取和评估影响建筑结构（商业或住宅），车辆，飞机，船舶或货物的承保费的质量，变量和参数的系统和方法。

    Purifier for separating liquids and solids
    7.
    发明授权
    Purifier for separating liquids and solids 失效
    用于分离液体和固体的净化器

    公开(公告)号：US06432298B1

    公开(公告)日：2002-08-13

    申请号：US09286576

    申请日：1999-04-05

    申请人： Joseph R. Carvalko, Jr.

    发明人： Joseph R. Carvalko, Jr.

    IPC分类号： B01D3500

    CPC分类号： B01D17/0208 ,  B01D17/0211 ,  B01D17/0217 ,  B01D17/045 ,  B01D21/02 ,  B01D21/2411 ,  B01D21/2433

    摘要： The present invention is an apparatus and a method that separates petroleum products such as fuel oil and gasoline from other foreign constituents, such as water and organic and inorganic solids. In the present invention a petroleum product and its undesirable impurities enters a cylindrical chamber having an input port and an output port. Within the container exists a longitudinal input chamber which forces the fluid to assume a velocity, acceleration and direction as it progresses through the chamber and finally ejected through a nozzle which directs the fluid into a concave surface to produce a rotation of the fluid. Due to centrifugal and other physical forces, components of greater specific gravity are deflected at an angle relatively smaller than components having a larger specific gravity. The petroleum products such as fuel, which have lower specific gravity than either water or solid constituents such as sand and sediment, flow away from the convex barrier and are swept into the current of the fluid as it makes it way under pump pressure to the output port. The heavier specific gravity components settle and tend towards a sump at the bottom of the large container.

    摘要翻译： 本发明是将诸如燃料油和汽油的石油产品与其它外来成分如水和有机和无机固体分离的装置和方法。 在本发明中，石油产品及其不期望的杂质进入具有输入端口和输出端口的圆柱形室。 在容器内部存在一个纵向输入室，其迫使流体呈现速度，加速度和方向，并且最终通过喷嘴喷射，该喷嘴将流体引导到凹面以产生流体的旋转。 由于离心和其他物理力，较大比重的部件以比较大比重的部件相对小的角度偏转。 具有比水或固体成分如沙子和沉积物低的比重的石油产品例如燃料从凸形屏障流出并且在泵的压力下流入流体的流量 港口。 较重的比重组分沉淀并倾向于大容器底部的贮槽。

    SYSTEM FOR ADJUSTING INSURANCE FOR A BUILDING STRUCTURE THROUGH THE INCORPORATION OF SELECTED TECHNOLOGIES
    8.
    发明申请
    SYSTEM FOR ADJUSTING INSURANCE FOR A BUILDING STRUCTURE THROUGH THE INCORPORATION OF SELECTED TECHNOLOGIES 有权
    通过选定技术参与调整建筑物保险的制度

    公开(公告)号：US20130006676A1

    公开(公告)日：2013-01-03

    申请号：US13617326

    申请日：2012-09-14

    申请人： Jonathon Helitzer ,  G. Stewart Murchie ,  Kelly L. Frey ,  Casey Ellen Kempton ,  Joseph R. Carvalko, JR.

    发明人： Jonathon Helitzer ,  G. Stewart Murchie ,  Kelly L. Frey ,  Casey Ellen Kempton ,  Joseph R. Carvalko, JR.

    IPC分类号： G06Q40/08

    CPC分类号： G06Q40/08

    摘要： A method and computerized system is disclosed for managing the underwriting, quoting and binding an insurance policy with regard to the technology used to militate against the financial consequences of property losses. The invention utilizes a classifier for categorizing and weighing risk, composed of data representing in an identified building, a first unmitigated insurance risk and a second insurance risk, based upon the use of certain technology. A plurality of such weights are summed such that the weights generate a minimized risk for a building structure under consideration. Combinations of technologies employed in building structures are mapped to classifications, which then permits an underwriter to establish a premium. In another aspect of the invention, data structures representing the quantification of risk reduction attendant a given technology or product are chained into a plurality of decision trees that process a construction phase and a pruning phase.

    摘要翻译： 披露了一种方法和计算机化系统，用于管理关于用于抵御财产损失的财务后果的技术的承保，引用和约束保险单。 本发明基于使用某种技术，利用分类器对风险进行分类和称重，由代表识别的建筑物的数据，第一无保险险和第二保险风险组成。 将多个这样的权重相加，使得权重对于所考虑的建筑结构产生最小化的风险。 建筑结构中使用的技术的组合被映射到分类，然后允许承销商建立溢价。 在本发明的另一方面，代表给定技术或产品的风险降低量化的数据结构被链接到处理施工阶段和修剪阶段的多个决策树中。

    System for reducing the risk associated with an insured building structure through the incorporation of selected technologies
    9.
    发明授权
    System for reducing the risk associated with an insured building structure through the incorporation of selected technologies 有权
    通过并入选定技术降低与被保险建筑结构有关的风险的系统

    公开(公告)号：US08271303B2

    公开(公告)日：2012-09-18

    申请号：US12709117

    申请日：2010-02-19

    申请人： Jonathan Helitzer ,  G. Stewart Murchie ,  Kelly L. Frey, Sr. ,  Casey Ellen Campbell ,  Joseph R. Carvalko, Jr.

    发明人： Jonathan Helitzer ,  G. Stewart Murchie ,  Kelly L. Frey, Sr. ,  Casey Ellen Campbell ,  Joseph R. Carvalko, Jr.

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/08

    摘要： A method and computerized system is disclosed for managing the underwriting, quoting and binding an insurance policy with regard to the technology used to militate against the financial consequences of property losses. The invention utilizes a classifier for categorizing and weighing risk, composed of data representing in an identified building, a first unmitigated insurance risk and a second insurance risk, based upon the use of certain technology. A plurality of such weights are summed such that the weights generate a minimized risk for a building structure under consideration. Combinations of technologies, employed in existing building structures, are assigned to a classification, which then permits an underwriter to establish a premium. In another aspect of the invention data structures representing the quantification of risk reduction attendant a given technology or product are chained into a plurality of decision trees that process a construction phase and a pruning phase.

    摘要翻译： 披露了一种方法和计算机化系统，用于管理关于用于抵御财产损失的财务后果的技术的承保，引用和约束保险单。 本发明基于使用某种技术，利用分类器对风险进行分类和权重分组，由代表识别的建筑物的数据，第一无保险险和第二保险风险组成。 将多个这样的权重相加，使得权重对于所考虑的建筑结构产生最小化的风险。 在现有建筑结构中使用的技术组合被分配到分类，然后允许承销商建立溢价。 在本发明的另一方面，表示给定技术或产品的风险降低量化的数据结构被链接到处理施工阶段和修剪阶段的多个决策树中。

    SYSTEM FOR REDUCING THE RISK ASSOCIATED WITH AN INSURED BUILDING STRUCTURE THROUGH THE INCORPORATION OF SELECTED TECHNOLOGIES
    10.
    发明申请
    SYSTEM FOR REDUCING THE RISK ASSOCIATED WITH AN INSURED BUILDING STRUCTURE THROUGH THE INCORPORATION OF SELECTED TECHNOLOGIES 有权
    通过选定技术合作减少与保险建筑结构有关的风险的制度

    公开(公告)号：US20100153140A1

    公开(公告)日：2010-06-17

    申请号：US12709117

    申请日：2010-02-19

    申请人： Jonathon Helitzer ,  G. Stewart Murchie ,  Kelly L. Frey ,  Casey Ellen Kempton ,  Joseph R. Carvalko, JR.

    发明人： Jonathon Helitzer ,  G. Stewart Murchie ,  Kelly L. Frey ,  Casey Ellen Kempton ,  Joseph R. Carvalko, JR.

    IPC分类号： G06Q40/00 ,  G06Q50/00

    CPC分类号： G06Q40/08

    摘要： A method and computerized system is disclosed for managing the underwriting, quoting and binding an insurance policy with regard to the technology used to militate against the financial consequences of property losses. The invention utilizes a classifier for categorizing and weighing risk, composed of data representing in an identified building, a first unmitigated insurance risk and a second insurance risk, based upon the use of certain technology. A plurality of such weights are summed such that the weights generate a minimized risk for a building structure under consideration. combinations of technologies, employed in existing building structures to a classification, which then permits an underwriter to establish a premium. In another aspect of the invention data structures representing the quantification of risk reduction attendant a given technology or product are chained into a plurality of decision trees that process a construction phase and a pruning phase.

    摘要翻译： 披露了一种方法和计算机化系统，用于管理关于用于抵御财产损失的财务后果的技术的承保，引用和约束保险单。 本发明基于使用某种技术，利用分类器对风险进行分类和称重，由代表识别的建筑物的数据，第一无保险险和第二保险风险组成。 将多个这样的权重相加，使得权重对于所考虑的建筑结构产生最小化的风险。 在现有建筑结构中采用的分类技术的组合，然后允许承销商建立溢价。 在本发明的另一方面，表示给定技术或产品的风险降低量化的数据结构被链接到处理施工阶段和修剪阶段的多个决策树中。