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    System for providing goods and services based on accrued but unpaid earnings
    1.
    发明授权
    System for providing goods and services based on accrued but unpaid earnings 有权

    公开(公告)号：US11276044B2

    公开(公告)日：2022-03-15

    申请号：US17065779

    申请日：2020-10-08

    申请人： Ganart Technologies, Inc.

    发明人： Anthony M. Cacheria, III ,  David Hooker ,  Wayne Thomas McHugh ,  Kristopher Glover ,  Webb Edwards ,  Arthur Martin Holbrook ,  Barrett Jenkins ,  Purnendu Mishra ,  Mohamed Safir Salihu

    IPC分类号： G06Q20/08 ,  G06Q20/18 ,  G06Q20/04 ,  G06Q20/06 ,  G06Q20/10 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q10/10

    摘要： A system for interfacing predetermined services to a user at a fixed location includes a processing platform running an operating system. Also included are a plurality of physical system resource interfaces for interfacing with available physical system resources. The physical system resources allow a user to gain access to the predetermined desired services. The system further includes a data store for storing configuration information for enabling the operating system to interface with the available physical system resources through the physical system resource interface associated therewith. A communication resource for interfacing with the operating system allows communication of the operating system with a central office for downloading configuration information to selectively enable ones of the available physical system resources to interface with the operating system through associated ones of the physical system resource interfaces in accordance with the configuration information and the predetermined service selected by a user. A plurality of configurations are stored in the data store, and each is associated with a predetermined service and one or more of the available physical system resources. Each physical system resource interface is uniquely associated with a defined one of the physical system resources.

    System for providing goods and services based on accrued but unpaid earnings
    2.
    发明授权
    System for providing goods and services based on accrued but unpaid earnings 有权

    公开(公告)号：US10796288B2

    公开(公告)日：2020-10-06

    申请号：US16032999

    申请日：2018-07-11

    申请人： GANART TECHNOLOGIES, INC.

    发明人： Anthony M. Chacheria, III ,  David Hooker ,  Wayne Thomas McHugh ,  Kristopher Glover ,  Webb Edwards ,  Arthur Martin Holbrook ,  Barrett Jenkins ,  Purnendu Mishra ,  Mohamed Safir Salihu

    IPC分类号： G06Q20/08 ,  G06Q20/10 ,  G06Q20/04 ,  G06Q20/06 ,  G06Q20/18 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q10/10

    摘要： A system for interfacing predetermined services to a user at a fixed location includes a processing platform running an operating system. Also included are a plurality of physical system resource interfaces for interfacing with available physical system resources. The physical system resources allow a user to gain access to the predetermined desired services. The system further includes a data store for storing configuration information for enabling the operating system to interface with the available physical system resources through the physical system resource interface associated therewith. A communication resource for interfacing with the operating system allows communication of the operating system with a central office for downloading configuration information to selectively enable ones of the available physical system resources to interface with the operating system through associated ones of the physical system resource interfaces in accordance with the configuration information and the predetermined service selected by a user. A plurality of configurations are stored in the data store, and each is associated with a predetermined service and one or more of the available physical system resources. Each physical system resource interface is uniquely associated with a defined one of the physical system resources.

    System for providing goods and services based on accrued but unpaid earnings
    3.
    发明授权
    System for providing goods and services based on accrued but unpaid earnings 有权

    公开(公告)号：US10268992B2

    公开(公告)日：2019-04-23

    申请号：US16105415

    申请日：2018-08-20

    申请人： GANART TECHNOLOGIES, INC.

    发明人： Anthony M. Cacheria, III ,  David Hooker ,  Wayne Thomas McHugh ,  Kristopher Glover ,  Webb Edwards ,  Arthur Martin Holbrook ,  Barrett Jenkins ,  Purnendu Mishra ,  Mohamed Safir Salihu

    IPC分类号： G06Q20/08 ,  G06Q20/10 ,  G06Q10/10 ,  G06Q20/04 ,  G06Q20/06 ,  G06Q20/18 ,  G06Q30/06 ,  G06Q40/00

    摘要： A system for interfacing predetermined services to a user at a fixed location includes a processing platform running an operating system. Also included are a plurality of physical system resource interfaces for interfacing with available physical system resources. The physical system resources allow a user to gain access to the predetermined desired services. The system further includes a data store for storing configuration information for enabling the operating system to interface with the available physical system resources through the physical system resource interface associated therewith. A communication resource for interfacing with the operating system allows communication of the operating system with a central office for downloading configuration information to selectively enable ones of the available physical system resources to interface with the operating system through associated ones of the physical system resource interfaces in accordance with the configuration information and the predetermined service selected by a user. A plurality of configurations are stored in the data store, and each is associated with a predetermined service and one or more of the available physical system resources. Each physical system resource interface is uniquely associated with a defined one of the physical system resources.

    DISTRIBUTED TRANSACTION SYSTEM
    4.
    发明申请
    DISTRIBUTED TRANSACTION SYSTEM 审中-公开
    分布式交易系统

    公开(公告)号：US20140279448A1

    公开(公告)日：2014-09-18

    申请号：US14288779

    申请日：2014-05-28

    申请人： GANART TECHNOLOGIES, INC.

    发明人： ANTHONY M. CACHERIA, III ,  DAVID HOOKER ,  WAYNE THOMAS MCHUGH ,  KRISTOPHER GLOVER ,  WEBB EDWARDS ,  ARTHUR MARTIN HOLBROOK ,  BARRETT JENKINS ,  PURNENDU MISHRA ,  MOHAMED SAFIR SALIHU

    IPC分类号： G06Q20/08

    CPC分类号： G06Q20/08 ,  G06Q10/1057 ,  G06Q20/04 ,  G06Q20/042 ,  G06Q20/065 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/1085 ,  G06Q20/18 ,  G06Q30/06 ,  G06Q30/0601 ,  G06Q40/125

    摘要： A distributed transaction system for enabling users to conduct transactions using services from third party service providers includes a central processing center with one or more communications interfaces to facilitate transactions initiated by users at a plurality of kiosks wherein each of the kiosks includes a user interface enabling a user to access a user selected service and a data store for storing configurations associated with services provided by the third party service providers, whereby a user interfaces with one or more of physical system resources of the kiosk to open a user identity session such that the kiosk is operative to facilitate at least one first user action with the physical resources to initiate a financial transaction and the central processing center is operative to execute at least a second action to facilitate the transaction and to communicate with a financial institution.

    摘要翻译： 用于使用户能够使用来自第三方服务提供商的服务进行交易的分布式交易系统包括具有一个或多个通信接口的中央处理中心，以便于在多个信息亭中由用户发起的交易，其中每个信息亭包括能够 用户访问用户选择的服务和用于存储与由第三方服务提供商提供的服务相关联的配置的数据存储，由此用户与该信息亭的一个或多个物理系统资源接口以打开用户身份会话，使得信息亭 可操作地促进与物理资源的至少一个第一用户动作以启动金融交易，并且中央处理中心可操作以执行至少第二动作以促进交易并与金融机构通信。

    SYSTEM FOR PROVIDING EMPLOYEES ACCESS TO ACCRUED BUT UNPAID EARNINGS
    5.
    发明申请
    SYSTEM FOR PROVIDING EMPLOYEES ACCESS TO ACCRUED BUT UNPAID EARNINGS 审中-公开
    提供员工获取收入，但不可避免的收入的系统

    公开(公告)号：US20140156476A1

    公开(公告)日：2014-06-05

    申请号：US13915387

    申请日：2013-06-11

    申请人： GANART TECHNOLOGIES, INC.

    发明人： ANTHONY M. CACHERIA, III ,  DAVID HOOKER ,  WAYNE THOMAS MCHUGH ,  KRISTOPHER GLOVER ,  WEBB EDWARDS ,  ARTHUR MARTIN HOLBROOK ,  BARRETT JENKINS

    IPC分类号： G06Q10/10 ,  G06Q20/10

    CPC分类号： G06Q20/08 ,  G06Q10/1057 ,  G06Q20/04 ,  G06Q20/042 ,  G06Q20/065 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/1085 ,  G06Q20/18 ,  G06Q30/06 ,  G06Q30/0601 ,  G06Q40/125

    摘要： A system for interfacing predetermined services to a user at a fixed location includes a processing platform running an operating system. Also included are a plurality of physical system resource interfaces for interfacing with available physical system resources. The physical system resources allow a user to gain access to the predetermined desired services. The system further includes a data store for storing configuration information for enabling the operating system to interface with the available physical system resources through the physical system resource interface associated therewith. A communication resource for interfacing with the operating system allows communication of the operating system with a central office for downloading configuration information to selectively enable ones of the available physical system resources to interface with the operating system through associated ones of the physical system resource interfaces in accordance with the configuration information and the predetermined service selected by a user. A plurality of configurations are stored in the data store, and each is associated with a predetermined service and one or more of the available physical system resources. Each physical system resource interface is uniquely associated with a defined one of the physical system resources.

    摘要翻译： 用于将预定服务与固定位置处的用户对接的系统包括运行操作系统的处理平台。 还包括用于与可用的物理系统资源进行接口的多个物理系统资源接口。 物理系统资源允许用户访问预定的期望服务。 该系统还包括用于存储用于使操作系统能够通过与其相关联的物理系统资源接口与可用物理系统资源进行接口的配置信息的数据存储器。 用于与操作系统进行接口的通信资源允许操作系统与中心局的通信，用于下载配置信息，以选择性地使可用的物理系统资源中的一个可以与操作系统通过相关联的物理系统资源接口 具有由用户选择的配置信息和预定服务。 多个配置存储在数据存储器中，并且每个配置与预定服务和一个或多个可用物理系统资源相关联。 每个物理系统资源接口与定义的一个物理系统资源唯一相关联。

    METHOD AND SYSTEM OF ACCRETIVE VALUE STORE LOYALTY CARD PROGRAM
    6.
    发明公开
    METHOD AND SYSTEM OF ACCRETIVE VALUE STORE LOYALTY CARD PROGRAM 审中-公开

    公开(公告)号：US20240242245A1

    公开(公告)日：2024-07-18

    申请号：US18621983

    申请日：2024-03-29

    申请人： GANART TECHNOLOGIES, INC.

    发明人： Mohamed Safir SALIHU ,  Wayne Thomas McHUGH ,  Arthur Martin HOLBROOK ,  Purnendu MISHRA ,  Lee COLEMAN

    IPC分类号： G06Q30/0226

    CPC分类号： G06Q30/0232

    摘要： A method of enabling an employee to utilize earned and unpaid earnings includes receiving, with a with a central office processor, a record of an employee's accrued and unpaid earnings for a predetermined time period and storing the record in a database. The method includes receiving, with the central office processor, an electronic request from an employee to access the employee's record of accrued and unpaid earnings for the predetermined time period. Upon receipt of the request, the central office processor accesses the database including the record of the employee's accrued and unpaid earnings for the predetermined time period and determines an amount of the employee's accrued and unpaid earnings for the predetermined time period available to the employee and transmits the amount for display to the employee. The central office processor may also authenticate the employee's identity upon receiving the request to access the employee's accrued and unpaid earnings.