公开(公告)号：US20250069391A1

公开(公告)日：2025-02-27

申请号：US18941907

申请日：2024-11-08

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Rebecca A. Little ,  Christopher Robert Galante

IPC: G06V20/20 ,  G02B27/00 ,  G02B27/01 ,  G06F3/01 ,  G06F3/16 ,  G06Q40/08

Abstract: Techniques for generating an insurance claim include receiving pupil data from an electronic device. The pupil data indicates a gaze direction of a user. Environment information is received from the electronic device, including point cloud data representing an environment in which the electronic device is currently disposed and a plurality of objects located within the environment. The techniques include determining an identity of an object of the plurality of objects based at least in part on the gaze direction and the environment information. The techniques include receiving, from the electronic device and via the network, information indicative of an input provided by the user, the input corresponding to the object, and comprising at least one of a first user utterance or a hand gesture. The techniques include generating an insurance claim based at least in part on the information and on the identity of the object.

公开(公告)号：US20240346786A1

公开(公告)日：2024-10-17

申请号：US18755361

申请日：2024-06-26

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Bryan Nussbaum ,  Rebecca A. Little ,  Kevin L. Mitchell ,  Nathan C. Summers ,  An Ho

IPC: G06T19/00 ,  G06Q40/08 ,  G06T17/05

CPC classification number: G06T19/006 ,  G06Q40/08 ,  G06T17/05

Abstract: Methods and systems for populating overlays within a virtual environment. An example method includes obtaining a virtual reality model of an overall region; accessing a plurality of records associated with respective ones of a plurality of properties modeled in the virtual reality model, wherein each of the plurality of records represents a respective status of a respective insurance claim for the respective property, and wherein all of the insurance claims are related to a same damage-causing event for the overall region; generating a plurality of overlays for respective ones of the plurality of records, wherein each of the plurality of overlays depicts the status of the claim for the respective property; and causing the pluralities of overlays to be rendered in a virtual environment for the virtual reality model at substantially the same time.

公开(公告)号：US20240144627A1

公开(公告)日：2024-05-02

申请号：US18407583

申请日：2024-01-09

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Rebecca A. Little ,  Karen Wylie ,  Bryan R. Nussbaum ,  Nathan C. Summers ,  Deanna L. Stockweather

IPC: G06T19/20 ,  G06T19/00

CPC classification number: G06T19/20 ,  G06T19/003 ,  G06Q40/08 ,  G06T2200/04

Abstract: A virtual environment may be generated, the environment including a procedurally generated virtual property. The virtual property may include various features automatically generated based upon a procedural rule set, so as to provide variability between two or more virtual properties. One or more procedurally generated virtual properties may be provided to a user, and various virtual tools may be provided via which the user may identify relevant aspects corresponding to risk associated with the virtual property.

公开(公告)号：US11887196B2

公开(公告)日：2024-01-30

申请号：US17982087

申请日：2022-11-07

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Bryan R. Nussbaum ,  An Ho ,  Nathan C. Summers ,  Kevin L Mitchell ,  Rebecca A. Little

IPC: G06Q40/08 ,  G06T19/00 ,  G06T17/20 ,  G06F3/04845 ,  G06V20/64 ,  G06V20/13 ,  G06V20/17 ,  G06V20/20

CPC classification number: G06Q40/08 ,  G06F3/04845 ,  G06T17/20 ,  G06T19/00 ,  G06V20/13 ,  G06V20/17 ,  G06V20/20 ,  G06V20/653 ,  G06T2200/08 ,  G06T2219/004 ,  G06T2219/024

Abstract: This application discloses methods, systems, and computer-implemented virtualization software applications and computer-implemented graphical user interface tools for remote virtual visualization of structures. Images are captured by an imaging vehicle of a structure and the captured images are transmitted to a remote server via a communication network. Using virtual 3D digital modeling software the server, using the images received from the imaging vehicle, generates a virtual 3D digital model of the structure and stores it in a database. This virtual 3D digital model can be accessed by remote users, using virtualization software applications, and used to view images of the structure. The user is able to manipulate the images and to view them from various perspectives and compare the before-the-damage images with images taken after damage have occurred. Based on all this the user is enabled to remotely communicate with an insurance agent and/or file an insurance claim.

公开(公告)号：US11875309B2

公开(公告)日：2024-01-16

申请号：US18191738

申请日：2023-03-28

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Rebecca A. Little ,  Bryan R. Nussbaum ,  Deanna L. Stockweather ,  Jacob Simonson ,  An Ho ,  Vicki King

IPC: G06Q10/10 ,  H04L65/403 ,  G06F3/04815 ,  H04L12/18 ,  G06F3/01 ,  G02B27/01

CPC classification number: G06Q10/10 ,  G06F3/011 ,  G06F3/04815 ,  H04L12/1831 ,  H04L65/403 ,  G02B27/017

Abstract: Systems and methods for facilitating virtual collaboration between users within virtual environments are disclosed. A plurality of users access a collaborative virtual environment system at various times using interface devices to establish an asynchronous virtual collaboration session in which users collaborate in real-time and/or asynchronously. To enable asynchronous collaboration, data from virtual collaboration session is stored and presented to later users, including user movements and interactions with the environment, user annotation, and audio communications or comments. Other users may then access the data at a later time, and later user interactions, annotations, and audio may likewise be stored for further review by other users.

公开(公告)号：US20230334849A1

公开(公告)日：2023-10-19

申请号：US18211357

申请日：2023-06-19

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Bryan R. Nussbaum ,  Rebecca A. Little ,  Kevin L. Mitchell ,  Nathan C. Summers ,  An Ho

IPC: G06T17/05 ,  G06T19/00 ,  G06V10/22 ,  G06V20/17 ,  G06V10/94 ,  G06V20/20 ,  G06V20/13 ,  G06N3/006

CPC classification number: G06V20/13 ,  G06N3/006 ,  G06T17/05 ,  G06T19/006 ,  G06V10/235 ,  G06V10/95 ,  G06V20/17 ,  G06V20/20

Abstract: A computer-implemented method and system for virtual visualization of overall regions are disclosed. Images of an overall region may be obtained by a server and used to generate a virtual model of the overall region. The server may generate a virtual environment that includes the virtual model of the overall region. A user may indicate a specific area of the virtual environment. The server may then dispatch an imaging vehicle to the location of the indicated area to capture additional image data representative of the indicated area. This additional set of image data may be used by the server to generate higher resolution virtual models of the indicated area that are integrated into the virtual environment.

公开(公告)号：US11757947B2

公开(公告)日：2023-09-12

申请号：US17955007

申请日：2022-09-28

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Rebecca A. Little ,  Bryan R. Nussbaum ,  An Ho ,  Nathan C. Summers ,  Tyler Reeves ,  Jacob Simonson

IPC: H04L65/1069 ,  H04L65/1083 ,  H04L65/403 ,  H04L65/401 ,  H04L67/131 ,  H04L12/18

CPC classification number: H04L65/1069 ,  H04L12/1827 ,  H04L65/1083 ,  H04L65/401 ,  H04L65/403 ,  H04L67/131

Abstract: Systems and methods for facilitating virtual collaboration between users within virtual environments are disclosed. A plurality of users access a collaborative virtual environment system using interface devices with varying capabilities to establish a virtual collaboration session in which users communicate via a bidirectional real-time communication channel and interact within a virtual environment. Annotations or other user interactions within the virtual environment are automatically propagated to each user in the virtual collaboration session in order to facilitate collaboration. Data from such virtual collaboration sessions may be captured for later use.

公开(公告)号：US20230237432A1

公开(公告)日：2023-07-27

申请号：US18191738

申请日：2023-03-28

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Rebecca A. Little ,  Bryan R. Nussbaum ,  Deanna L. Stockweather ,  Jacob Simonson ,  An Ho ,  Vicki King

IPC: G06Q10/10 ,  G06F3/04815 ,  H04L65/403 ,  H04L12/18 ,  G06F3/01

CPC classification number: G06Q10/10 ,  G06F3/04815 ,  H04L65/403 ,  H04L12/1831 ,  G06F3/011 ,  G02B27/017

Abstract: Systems and methods for facilitating virtual collaboration between users within virtual environments are disclosed. A plurality of users access a collaborative virtual environment system at various times using interface devices to establish an asynchronous virtual collaboration session in which users collaborate in real-time and/or asynchronously. To enable asynchronous collaboration, data from virtual collaboration session is stored and presented to later users, including user movements and interactions with the environment, user annotation, and audio communications or comments. Other users may then access the data at a later time, and later user interactions, annotations, and audio may likewise be stored for further review by other users.

公开(公告)号：US11682168B1

公开(公告)日：2023-06-20

申请号：US17191290

申请日：2021-03-03

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Bryan R. Nussbaum ,  Rebecca A. Little ,  Kevin L. Mitchell ,  Nathan C. Summers ,  An Ho

IPC: G06T17/05 ,  G06N3/00 ,  G06T19/00 ,  G06V20/13 ,  G06N3/006

CPC classification number: G06T17/05 ,  G06N3/006 ,  G06T19/006 ,  G06V20/13

Abstract: A computer-implemented method and system for virtual visualization of overall regions are disclosed. Images of a overall region may be obtained by a server and used to generate a virtual model of the overall region. The server may generate a virtual environment that includes the virtual model of the overall region. A user may indicate a specific area of the virtual environment. The server may then dispatch an imaging vehicle to the location of the indicated area to capture additional image data representative of the indicated area. This additional set of image data may be used by the server to generate higher resolution virtual models of the indicated area that are integrated into the virtual environment.

公开(公告)号：US11636659B1

公开(公告)日：2023-04-25

申请号：US17308891

申请日：2021-05-05

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Rebecca A. Little ,  An Ho ,  Bryan R. Nussbaum ,  Nathan C. Summers ,  Deanna L. Stockweather ,  Vicki King

IPC: G06T19/20 ,  G06T17/05 ,  G06Q50/16 ,  G06V10/75

Abstract: Computer-implemented methods and systems for curating virtual models and populating overlays within a virtual environment are described herein. A server may receive a data request from a user electronic device. The data request may comprise a property of interest located at a particular portion of an overall region. The server may then dynamically acquire a virtual model for rendering the property within a virtual environment at the user electronic device based on the data request. The server may then curate the virtual model in accordance with rules that emphasize features associated with the property that are relevant to assessing risks associated with the property when assessing the property. The server may then identify the curated property modeled by the virtual model, obtain annotation records associated with the features of the property, and populate an annotations overlay rendered in the virtual environment with information included in the annotation records.