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    Insurance inventory and claim generation
    32.
    发明授权
    Insurance inventory and claim generation 有权

    公开(公告)号：US11436828B1

    公开(公告)日：2022-09-06

    申请号：US16890865

    申请日：2020-06-02

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Rebecca A. Little ,  Christopher Robert Galante

    IPC: G06V20/20 ,  G06F3/01 ,  G06Q40/08 ,  G02B27/01 ,  G02B27/00

    Abstract: Techniques include receiving image data representing an environment. Based at least in part on the image data, an identity of at least one object disposed within the environment is determined. Based at least in part on the image data, an image is displayed on an electronic device. The image includes a three-dimensional representation of at least a portion of the environment, a three-dimensional representation of the at least one object, and a three-dimensional representation of an assistant providing a request related to the at least one object. A first input is received from a user of the electronic device and based at least in part on the request. An object list is generated based at least in part on the first input and the identity of the at least one object, the list including the at least one object.

    Method and System for Visualizing Overlays in Virtual Environments
    33.
    发明申请
    Method and System for Visualizing Overlays in Virtual Environments 有权

    公开(公告)号：US20220108539A1

    公开(公告)日：2022-04-07

    申请号：US17551713

    申请日：2021-12-15

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Bryan R. Nussbaum ,  Rebecca A. Little ,  Kevin L. Mitchell ,  Nathan C. Summers ,  An Ho

    IPC: G06T19/00 ,  G06Q40/08 ,  G06T17/05

    Abstract: Methods and systems for populating overlays within a virtual environment. An example method includes obtaining a virtual reality model of an overall region; accessing a plurality of records associated with respective ones of a plurality of properties modeled in the virtual reality model, wherein each of the plurality of records represents a respective status of a respective insurance claim for the respective property, and wherein all of the insurance claims are related to a same damage-causing event for the overall region; generating a plurality of overlays for respective ones of the plurality of records, wherein each of the plurality of overlays depicts the status of the claim for the respective property; and causing the pluralities of overlays to be rendered in a virtual environment for the virtual reality model at substantially the same time.

    Asymmetric collaborative virtual environments
    34.
    发明授权
    Asymmetric collaborative virtual environments 有权

    公开(公告)号：US11032328B1

    公开(公告)日：2021-06-08

    申请号：US16397407

    申请日：2019-04-29

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Rebecca A. Little ,  Bryan R. Nussbaum ,  Jacob Simonson ,  Nathan C. Summers ,  An Ho ,  Tyler Reeves

    IPC: H04L29/06

    Abstract: Systems and methods for facilitating virtual collaboration between users within virtual environments are disclosed. A plurality of users access a collaborative virtual environment system using interface devices with varying capabilities to establish a virtual collaboration session in which users communicate via a bidirectional real-time communication channel and interact within a virtual environment. Annotations or other user interactions within the virtual environment are automatically propagated to each user in the virtual collaboration session in order to facilitate collaboration. Data from such virtual collaboration sessions may be captured for later use.

    Method and system for remote virtual visualization of physical locations
    35.
    发明授权
    Method and system for remote virtual visualization of physical locations 有权

    公开(公告)号：US10832476B1

    公开(公告)日：2020-11-10

    申请号：US15966902

    申请日：2018-04-30

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Bryan R. Nussbaum ,  Rebecca A. Little ,  Kevin L. Mitchell ,  Nathan C. Summers ,  An Ho

    IPC: G06T19/00 ,  G06T17/20 ,  G06F3/0484 ,  G06Q40/08 ,  G06K9/00

    Abstract: This application discloses methods, systems, and computer-implemented virtualization software applications and computer-implemented graphical user interface tools for remote virtual visualization of structures. Images are captured by an imaging vehicle of a structure and the captured images are transmitted to a remote server via a communication network. Using virtual 3D digital modeling software the server, using the images received from the imaging vehicle, generates a virtual 3D digital model of the structure and stores it in a database. This virtual 3D digital model can be accessed by remote users, using virtualization software applications, and used to view images of the structure. The user is able to manipulate the images and to view them from various perspectives and compare the before-the-damage images with images taken after damage have occurred. Based on all this the user is enabled to remotely communicate with an insurance agent and/or file an insurance claim.

    Guided vehicle capture for virtual mode generation
    37.
    发明授权
    Guided vehicle capture for virtual mode generation 有权

    公开(公告)号：US12299871B2

    公开(公告)日：2025-05-13

    申请号：US18594331

    申请日：2024-03-04

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Bryan R. Nussbaum ,  Rebecca A. Little ,  Kevin L. Mitchell ,  Nathan C. Summers ,  An Ho

    IPC: G06T7/00 ,  G06Q40/08

    Abstract: Methods and system for guiding user data capture during a scan of a vehicle using a mobile device are disclosed. A user may scan a vehicle using a camera or other sensors of the mobile device to capture data from which a three-dimensional virtual model may be generated. During the scanning process, models may be generated and evaluated according to quality metrics. Visual cues may be determined and presented to the user during scanning to indicate areas sufficiently scanned or areas requiring additional scanning to meet data quality requirements for model generation. Damage to vehicle components may be identified by analysis of the generated model, and addition data capture or user annotation entry may be directed based upon the identified damage.

    Interactive insurance inventory and claim generation
    38.
    发明授权
    Interactive insurance inventory and claim generation 有权

    公开(公告)号：US12142039B1

    公开(公告)日：2024-11-12

    申请号：US17808434

    申请日：2022-06-23

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Rebecca A. Little ,  Christopher Robert Galante

    IPC: G06V20/20 ,  G02B27/00 ,  G02B27/01 ,  G06F3/01 ,  G06F3/16 ,  G06Q40/08

    Abstract: Techniques for generating an insurance claim include receiving pupil data from an electronic device. The pupil data indicates a gaze direction of a user. Environment information is received from the electronic device, including point cloud data representing an environment in which the electronic device is currently disposed and a plurality of objects located within the environment. The techniques include determining an identity of an object of the plurality of objects based at least in part on the gaze direction and the environment information. The techniques include receiving, from the electronic device and via the network, information indicative of an input provided by the user, the input corresponding to the object, and comprising at least one of a first user utterance or a hand gesture. The techniques include generating an insurance claim based at least in part on the information and on the identity of the object.

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