公开(公告)号：US10263799B1

公开(公告)日：2019-04-16

申请号：US16116600

申请日：2018-08-29

Applicant: Capital One Services, LLC

Inventor： Hannes Jouhikainen ,  Zviad Aznaurashvili ,  Timur Sherif ,  Steve Blanchet

IPC: G06F15/16 ,  H04L12/18 ,  G06F16/907

Abstract: A device may receive meeting data associated with a first meeting, the first meeting having previously occurred. The device may obtain, based on the meeting data, data identifying at least one individual associated with the first meeting and data identifying at least one topic associated with the first meeting. In addition, the device may identify a second meeting based on the at least one individual or the at least one topic, the second meeting having not yet occurred. The device may provide, to a user device associated with the second meeting and based on identifying the second meeting, at least a portion of the meeting data associated with the first meeting.

公开(公告)号：US10257181B1

公开(公告)日：2019-04-09

申请号：US15972697

申请日：2018-05-07

Applicant: Capital One Services, LLC

Inventor： Timur Sherif ,  Benjamin Lindquist

IPC: H04L29/06 ,  G06F21/45 ,  G06N3/04 ,  G06N3/08

Abstract: A system for verifying a user identity is disclosed. The system is configured to generate a first profile related to the user and receive an indication that the account is accessed by an accessor through an accessor device. The system receives, from the accessor device, identity data associated with the accessor. The system is configured to store the identity data subsets in clusters, analyze the clusters, and output the cluster analyses to node instances that weighs the cluster analyses outputs. The system also generates a second profile related to the accessor based on the received identity data and weighted cluster analysis. The system determines a likelihood factor that the accessor is the user based on a comparison of the first profile and the second profile.

公开(公告)号：US12256029B2

公开(公告)日：2025-03-18

申请号：US17853642

申请日：2022-06-29

Applicant: Capital One Services, LLC

Inventor： Kevin Osborn ,  Austin Erickson ,  Christopher Wu ,  Timur Sherif

IPC: H04L9/00 ,  G06F16/23

Abstract: Systems and methods related to integrating blockchain functions with external systems using a variable non-fungible token. A variable non-fungible token comprises a non-fungible token that is minted with an indication of a non-transferable ownership wallet (e.g., a digital wallet for which the non-fungible token is minted for), a non-transferable smart contract address that has permissions for updating metadata for the variable non-fungible token, and a metadata property threshold based on a specific user corresponding to the digital wallet.

公开(公告)号：US20250055683A1

公开(公告)日：2025-02-13

申请号：US18927692

申请日：2024-10-25

Applicant: Capital One Services, LLC

Inventor： Kevin Osborn ,  Austin Erickson ,  Christopher WU ,  Timur Sherif

IPC: H04L9/08 ,  G06F16/16 ,  H04L9/30

Abstract: Systems and methods related to a variable non-fungible token that dynamically update metadata during blockchain functions. A variable non-fungible token comprises a non-fungible token that is minted with an indication of a non-transferable ownership wallet (e.g., a digital wallet for which the non-fungible token is minted for), a non-transferable smart contract address that has permissions for updating metadata for the variable non-fungible token, and a metadata property threshold based on a specific user corresponding to the digital wallet.

公开(公告)号：US12141793B2

公开(公告)日：2024-11-12

申请号：US17853499

申请日：2022-06-29

Applicant: Capital One Services, LLC

Inventor： Kevin Osborn ,  Austin Erickson ,  Christopher Wu ,  Timur Sherif

IPC: G06Q20/00 ,  G06Q20/36 ,  H04L9/00 ,  H04L9/08 ,  H04L9/32

Abstract: Systems and methods related to a variable non-fungible token. A variable non-fungible token comprises a non-fungible token that is minted with an indication of a non-transferable ownership wallet (e.g., a digital wallet for which the non-fungible token is minted for), a non-transferable smart contract address that has permissions for updating metadata for the variable non-fungible token, and a metadata property threshold based on a specific user corresponding to the digital wallet.

公开(公告)号：US12041043B2

公开(公告)日：2024-07-16

申请号：US18311092

申请日：2023-05-02

Applicant: Capital One Services, LLC

Inventor： Timur Sherif ,  Benjamin Lindquist

IPC: H04L9/40 ,  G06F21/45 ,  G06N3/042 ,  G06N3/08

CPC classification number: H04L63/08 ,  G06F21/45 ,  G06N3/042 ,  G06N3/08 ,  H04L63/083 ,  H04L63/0861 ,  H04L63/0876

Abstract: A system for verifying a user identity. The system comprises one or more memory devices storing instructions and one or more processors configured to execute the instructions. The processors are configured to receive information associated with an account of a user. The processors are further configured to generate a first profile, where the first profile being related to the user. The processors also receive an indication that the account is accessed by an accessor through an accessor device; and receive, from the accessor device, identity data comprising a plurality of data subsets associated with the accessor. The processors are configured to store the data subsets in respective clusters. The processors are further configured generate cluster analyses by analyzing the data subsets in respective clusters; and output the cluster analyses to node instances that weighs the cluster analyses outputs. The processors also generate a second profile, the second profile related to the accessor and being based on the received identity data and weighted cluster analysis. And the processors are configured to determine a likelihood factor that the accessor is the user based on a comparison of the first profile and the second profile.

公开(公告)号：US11829979B2

公开(公告)日：2023-11-28

申请号：US17884362

申请日：2022-08-09

Applicant: Capital One Services, LLC.

Inventor： Timur Sherif ,  Matthew Kloster ,  Tao Lin ,  Kevin Osborn

IPC: G06Q20/20 ,  G06Q20/38 ,  G06F13/42

CPC classification number: G06Q20/204 ,  G06F13/4282 ,  G06Q20/382 ,  G06F2213/0042

Abstract: A transaction card is provided for communicating with a computing device. The transaction card may comprise a computer interface device, at least one memory, at least one processor, and a card reader module. The card reader module configured to receive, from the computing device through the computer interface device, a first data packet comprising a request associated with a transaction, the first data packet being compatible with an interface protocol. The card reader module may process the first data packet to generate a second data packet compatible with the payment authentication protocol; provide the second data packet to the processor; receive, from the processor, a third data packet comprising a response to the request; process the third data packet to generate a fourth data packet based on the response, the fourth data packet compatible with the interface protocol; and transmit, to the computer interface device, the fourth data packet.

公开(公告)号：US11677745B2

公开(公告)日：2023-06-13

申请号：US16861974

申请日：2020-04-29

Applicant: CAPITAL ONE SERVICES, LLC.

Inventor： Timur Sherif ,  Steve Blanchet ,  Hannes Jouhikainen ,  Zviad Aznaurashvili

IPC: H04L29/06 ,  H04L9/40 ,  H04W12/06 ,  H04W4/02 ,  H04W4/40 ,  G07C5/00

CPC classification number: H04L63/0853 ,  G07C5/008 ,  H04L63/0428 ,  H04L63/0861 ,  H04L63/0869 ,  H04W4/025 ,  H04W4/40 ,  H04W12/06 ,  G06F2221/2111 ,  H04L2463/082

Abstract: Multi-factor authentication systems and methods are provided that include receiving a request to authenticate a user of a mobile device. The request for authentication may include credential information associated with the user and vehicle data. A determination may be made regarding whether the vehicle data was obtained from a vehicle via the mobile device. The received vehicle data and received credential information may be compared to stored data. When there is a match between the received vehicle data and received credential information and corresponding stored data, a notification may be provided to the user device, indicating that the user has been authenticated.

公开(公告)号：US11665149B2

公开(公告)日：2023-05-30

申请号：US17332266

申请日：2021-05-27

Applicant: Capital One Services, LLC

Inventor： Timur Sherif ,  Benjamin Lindquist

IPC: H04L29/06 ,  H04L9/40 ,  G06F21/45 ,  G06N3/08 ,  G06N3/042

CPC classification number: H04L63/08 ,  G06F21/45 ,  G06N3/042 ,  G06N3/08 ,  H04L63/083 ,  H04L63/0861 ,  H04L63/0876

Abstract: A system for verifying a user identity. The system comprises one or more memory devices storing instructions and one or more processors configured to execute the instructions. The processors are configured to receive information associated with an account of a user. The processors are further configured to generate a first profile, where the first profile being related to the user. The processors also receives an indication that the account is accessed by an accessor through an accessor device; and receive, from the accessor device, identity data comprising a plurality of data subsets associated with the accessor. The processors are configured to store the data subsets in respective clusters. The processors are further configured generate cluster analyses by analyzing the data subsets in respective clusters; and output the cluster analyses to node instances that weighs the cluster analyses outputs. The processors also generate a second profile, the second profile related to the accessor and being based on the received identity data and weighted cluster analysis. And the processors are configured to determine a likelihood factor that the accessor is the user based on a comparison of the first profile and the second profile.

公开(公告)号：US11470116B2

公开(公告)日：2022-10-11

申请号：US16686762

申请日：2019-11-18

Applicant: Capital One Services, LLC

Inventor： Timur Sherif ,  Hannes Jouhikainen ,  Steve Blanchet

IPC: H04L9/40 ,  H04W12/12 ,  G06Q50/26

Abstract: Embodiments disclosed herein generally relate to a system and method for detecting fraudulent computer activity. A computing system generates a plurality of synthetic identities. Each of the plurality of synthetic identities mimics information associated with a verified identity. The computing system receives, from a user, an input attempt. The input attempt includes a synthetic identity of the plurality of synthetic identities. The computing system compares input information in the input attempt to the plurality of synthetic identities. The computing system determines that the input information in the input attempt includes information from the plurality of synthetic identities, if it does, the computing system rejects the input attempt.