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公开(公告)号：US11823206B2
公开(公告)日：2023-11-21
申请号：US17935996
申请日：2022-09-28
申请人： WORLDPAY LIMITED
CPC分类号： G06Q20/405 , G06K19/145 , G06K19/18 , G06Q20/3278 , G06Q20/341 , G06Q20/382
摘要： Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.
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32.发明公开公开(公告)号：US20230156287A1
公开(公告)日：2023-05-18
申请号：US18155126
申请日：2023-01-17
申请人： Worldpay Limited
发明人： Kevin GORDON , Charlotte SPENDER
IPC分类号： H04N21/4722 , G06Q20/30 , G06Q20/32 , H04N21/478 , G06Q20/40 , H04N21/41
CPC分类号： H04N21/4722 , G06Q20/306 , G06Q20/3223 , H04N21/47815 , G06Q20/40145 , H04N21/4126
摘要： Methods and Systems are disclosed for displaying objects between disparate devices connected to an electronic network. One method comprises detecting, by a multimedia device connected to an electronic network, an object in a multimedia stream; determining an identifier associated with the detected object; detecting a mobile device connected to the electronic network, the mobile device being a device other than the multimedia device; and generating a display of the detected object at the detected mobile device.
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公开(公告)号：US11616534B2
公开(公告)日：2023-03-28
申请号：US17741284
申请日：2022-05-10
申请人： Worldpay Limited
摘要： A method of communicating between a first electronic communication device of a plurality of electronic communication devices and a wireless communication initiating device for reading the first electronic communication device. The method comprises receiving, at the first electronic communication device, a communication signal from the wireless communication initiating device and determining a first characteristic value relating to the communication signal. The method further comprises receiving at least a second characteristic value relating to a communication signal received by at least a second electronic communication device that is connected to the first electronic communication device and initiating communication with a reading device based on the first and second value.
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公开(公告)号：US20230081658A1
公开(公告)日：2023-03-16
申请号：US18050646
申请日：2022-10-28
申请人： Worldpay Limited
发明人： Kevin GORDON , Charlotte SPENDER
IPC分类号： G06Q20/12 , G06F3/04817 , G06Q20/36 , G06Q20/40 , G06F3/0482 , G06T11/00 , G06F3/0486
摘要： Methods and systems are disclosed for collecting and releasing virtual objects between disparate augmented reality environments. One method comprises receiving user selection to collect an object in a first environment displayed on a user device at a first time. A search request may then be transmitted to a content server from which a virtual object corresponding to the collected object is received in response. The virtual object may be stored in a user library associated with a user identifier of the user. When a second environment is displayed on the user device, the virtual object may be added to the second environment in response to receiving user selection to add the virtual object and determining that the user is associated with the user identifier.
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公开(公告)号：US20230014816A1
公开(公告)日：2023-01-19
申请号：US17934604
申请日：2022-09-23
申请人： Worldpay Limited
摘要： The invention relates generally to the provisioning of payment instruments onto electronic devices such as a mobile telephone, tablet, laptop or wearable, and in particular to securely provisioning payment instrument for which authorisation for the provisioning must be provided by a payment instrument issuer. A first embodiment is provided in which data that is generated during module a transaction is received by an electronic device and transmitted controller from the electronic device to a server associated with an acquirer. The data received from the electronic device is compared to the data generated during the transaction and, if these match, provisioning is authorised. A second embodiment is provided in which a server associated with an acquirer generates an identification message that is separate from but based on a response message associated with a transaction, and provisioning is authorised or declined based on the identification message.
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公开(公告)号：US11538042B2
公开(公告)日：2022-12-27
申请号：US17370008
申请日：2021-07-08
申请人： WORLDPAY LIMITED
摘要： Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.
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公开(公告)号：US11521189B1
公开(公告)日：2022-12-06
申请号：US16685171
申请日：2019-11-15
申请人： Worldpay Limited
发明人： Kevin Gordon , Charlotte Spender
IPC分类号： G06Q20/12 , G06Q20/40 , G06Q20/36 , G06F3/0482 , G06F3/0486 , G06F3/04817 , G06T11/00
摘要： Methods and systems are disclosed for collecting and releasing virtual objects between disparate augmented reality environments. One method comprises receiving user selection to collect an object in a first environment displayed on a user device at a first time. A search request may then be transmitted to a content server from which a virtual object corresponding to the collected object is received in response. The virtual object may be stored in a user library associated with a user identifier of the user. When a second environment is displayed on the user device, the virtual object may be added to the second environment in response to receiving user selection to add the virtual object and determining that the user is associated with the user identifier.
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公开(公告)号：US11514453B2
公开(公告)日：2022-11-29
申请号：US17237099
申请日：2021-04-22
申请人： Worldpay Limited
摘要： The invention relates generally to the provisioning of payment instruments onto electronic devices such as a mobile telephone, tablet, laptop or wearable, and in particular to securely provisioning payment instrument for which authorisation for the provisioning must be provided by a payment instrument issuer. A first embodiment is provided in which data that is generated during a transaction is received by an electronic device and transmitted from the electronic device to a server associated with an acquirer. The data received from the electronic device is compared to the data generated during the transaction and, if these match, provisioning is authorised. A second embodiment is provided in which a server associated with an acquirer generates an identification message that is separate from but based on a response message associated with a transaction, and provisioning is authorised or declined based on the identification message.
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公开(公告)号：US11271933B1
公开(公告)日：2022-03-08
申请号：US16743030
申请日：2020-01-15
申请人： Worldpay Limited
发明人： Christopher S. Dee
摘要： Systems and methods for authenticating an electronic transaction using a hosted authentication service. The systems and methods determine whether an authentication is required based on a first electronic message received from a first data system. Upon determining the authentication is required, the systems and methods transmit a dummy authentication request and a hosted authentication service uniform resource locator to the first data system. The systems and methods further determine or receive an indication whether a user authentication challenge is required based on a transaction risk analysis by a second data system. Upon determining the user authentication challenge is required, the systems and methods provide, at a user interface, an electronic form including a challenge request. The systems and methods transmit, to the first data system, another electronic form including a dummy authentication response generated based on a challenge result.
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公开(公告)号：US11093948B2
公开(公告)日：2021-08-17
申请号：US16863076
申请日：2020-04-30
申请人： WORLDPAY LIMITED
摘要： Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.
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