公开(公告)号：US10482746B1

公开(公告)日：2019-11-19

申请号：US15397228

申请日：2017-01-03

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Phillip Moon ,  Sunish Menon ,  Jeffrey Kinsey ,  Jeffrey W. Stoiber

IPC: G08B21/10 ,  G08B25/00 ,  G08B21/18 ,  G08G1/01 ,  G06Q40/08 ,  G01S19/42 ,  G01C21/34

Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.

公开(公告)号：US10325473B1

公开(公告)日：2019-06-18

申请号：US16141193

申请日：2018-09-25

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Phillip Moon ,  Sunish Menon ,  Jeffrey Kinsey ,  Jeffrey W. Stoiber

IPC: G01W1/00 ,  G08B21/10 ,  G08B27/00

Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.

公开(公告)号：US10186134B1

公开(公告)日：2019-01-22

申请号：US15904769

申请日：2018-02-26

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Phillip Moon ,  Sunish Menon ,  Jeffrey Kinsey ,  Jeffrey W. Stoiber

IPC: G01W1/00 ,  G08B21/10 ,  G08B27/00

Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.