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公开(公告)号：US20250022079A1
公开(公告)日：2025-01-16
申请号：US17192562
申请日：2021-03-04
Inventor： Scott Christensen , Greg Hayward , Jeffrey Kinsey , Jeffrey W. Stoiber
Abstract: A computing system includes a server computing device and a control hub. The control hub is in communication with the server computing device and with a distributed network of telematics devices and a wireless communication device physically located at a property. Each telematics device includes a sensor and collects sensor data representing utility consumption. The wireless communication device collects wireless pairing data including timestamps associated with wireless pairing of the wireless communication device with any user computing device. The control hub receives sensor data and wireless pairing data, and transmits the same to the server computing device, which processes the received data to associate portions of an overall utility usage at the property with a presence of user computing devices, and displays, within a graphical user interface of an application executed on each user computing device, the portion of utility usage associated with the presence of that user computing device.
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公开(公告)号：US10547918B1
公开(公告)日：2020-01-28
申请号：US16266171
申请日：2019-02-04
Inventor： Phillip Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey W. Stoiber
Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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公开(公告)号：US10546478B1
公开(公告)日：2020-01-28
申请号：US16395419
申请日：2019-04-26
Inventor： Phillip Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey W. Stoiber
Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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公开(公告)号：US10387966B1
公开(公告)日：2019-08-20
申请号：US15403376
申请日：2017-01-11
Inventor： Rajiv Shah , Michael Shawn Jacob , Sripriya Sundararaman , Jeffrey David Hevrin , Jeffrey Kinsey , Phillip Sangpil Moon , EllaKate LeFebre , Sunish Menon , Jeffrey Wilson Stoiber , James Nolan Dykeman , Erin Ann Olander , Lucas Allen
Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.
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公开(公告)号：US10244294B1
公开(公告)日：2019-03-26
申请号：US16000233
申请日：2018-06-05
Inventor： Phillip Sangpil Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey Wilson Stoiber
Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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Patent Agency Ranking
公开(公告)号：US11270568B2
公开(公告)日：2022-03-08
申请号：US17076405
申请日：2020-10-21
Inventor： Phillip Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey W. Stoiber
IPC: G08C19/22 , H04Q9/00 , G08B21/10 , G08B27/00 , G01C21/34 , G01S19/42 , G06Q40/08 , G08B21/18 , G08B25/00 , G08G1/01 , G06Q50/26
Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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公开(公告)号：US20210035432A1
公开(公告)日：2021-02-04
申请号：US17076405
申请日：2020-10-21
Inventor： Phillip Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey W. Stoiber
IPC: G08B21/10 , G08B27/00 , G01C21/34 , G01S19/42 , G06Q40/08 , G08B21/18 , G08B25/00 , G08G1/01 , G06Q50/26 , H04Q9/00
Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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公开(公告)号：US10825320B1
公开(公告)日：2020-11-03
申请号：US16375054
申请日：2019-04-04
Inventor： Phillip Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey W. Stoiber
Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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公开(公告)号：US10726494B1
公开(公告)日：2020-07-28
申请号：US15403296
申请日：2017-01-11
Inventor： Rajiv Shah , Michael Shawn Jacob , Sripriya Sundararaman , Jeffrey David Hevrin , Jeffrey Kinsey , Phillip Sangpil Moon , EllaKate LeFebre , Sunish Menon , Jeffrey Wilson Stoiber , James Nolan Dykeman , Erin Ann Olander , Lucas Allen
Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.
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公开(公告)号：US20200043316A1
公开(公告)日：2020-02-06
申请号：US16600026
申请日：2019-10-11
Inventor： Phillip Sangpil Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey Wilson Stoiber
Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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