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公开(公告)号：US20190251578A1
公开(公告)日：2019-08-15
申请号：US15895380
申请日：2018-02-13
Applicant: Capital One Services, LLC
Inventor： Steve Blanchet , Zviad Aznaurashvili , Hannes Jouhikainen , Timur Sherif
IPC: G06Q30/02
Abstract: Embodiments disclosed herein generally relate to a method and system of determining an overall sentiment of a facility. A computing system receives a video stream, including a plurality of frames, of one or more patrons in a facility over a first time period. The video stream includes data indicative of a sentiment of each of the one or more patrons. The computing system parses the plurality of frames to determine the sentiment of the patron based at least on audio and visual cues of the patron captured in the video stream during the first time period. The computing system aggregates one or more sentiments corresponding to the one or more patrons in a data set indicative of an overall sentiment of the facility. The computing system generates a sentiment value corresponding to the overall sentiment of the facility. The computing system outputs the overall sentiment of the facility.
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公开(公告)号：US11763357B2
公开(公告)日：2023-09-19
申请号：US17333086
申请日：2021-05-28
Applicant: Capital One Services, LLC
Inventor： Timur Sherif , Zviad Aznaurashvili , Hannes Jouhikainen , Steve Blanchet
IPC: G06Q10/10 , G06Q10/06 , G06Q30/06 , G06Q30/02 , G06Q30/0282 , G06Q30/0201 , G06Q20/38 , G06Q20/40 , G06Q30/0203
CPC classification number: G06Q30/0282 , G06Q20/389 , G06Q20/40 , G06Q30/0201 , G06Q30/0203
Abstract: The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the processor may be configured to calculate a merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.
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公开(公告)号：US11546183B2
公开(公告)日：2023-01-03
申请号：US17674153
申请日：2022-02-17
Applicant: Capital One Services, LLC
Inventor： Hannes Jouhikainen , Zviad Aznaurashvili , Timur Sherif , Steve Blanchet
IPC: G06F15/16 , H04L12/18 , G06F16/907 , G06Q10/00 , G06Q10/10
Abstract: A device may receive meeting data associated with a first meeting, the first meeting having previously occurred. The device may obtain, based on the meeting data, data identifying at least one individual associated with the first meeting and data identifying at least one topic associated with the first meeting. In addition, the device may identify a second meeting based on the at least one individual or the at least one topic, the second meeting having not yet occurred. The device may provide, to a user device associated with the second meeting and based on identifying the second meeting, at least a portion of the meeting data associated with the first meeting.
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公开(公告)号：US20220173921A1
公开(公告)日：2022-06-02
申请号：US17674153
申请日：2022-02-17
Applicant: Capital One Services, LLC
Inventor： Hannes JOUHIKAINEN , Zviad Aznaurashvili , Timur Sherif , Steve Blanchet
IPC: H04L12/18 , G06F16/907 , G06Q10/00 , G06Q10/10
Abstract: A device may receive meeting data associated with a first meeting, the first meeting having previously occurred. The device may obtain, based on the meeting data, data identifying at least one individual associated with the first meeting and data identifying at least one topic associated with the first meeting. In addition, the device may identify a second meeting based on the at least one individual or the at least one topic, the second meeting having not yet occurred. The device may provide, to a user device associated with the second meeting and based on identifying the second meeting, at least a portion of the meeting data associated with the first meeting.
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公开(公告)号：US20210326671A1
公开(公告)日：2021-10-21
申请号：US17327854
申请日：2021-05-24
Applicant: Capital One Services, LLC
Inventor： Timur Sherif , Cara Weikel , Steve Blanchet , Kevin Osborn
IPC: G06K19/077 , G06Q20/34 , B42D25/378 , G07F7/08
Abstract: Methods and systems disclosed herein may communicate information, such as alerts and notifications, to a cardholder via a color-changing transaction card. In particular, the cardholder may configure one or more thresholds that establish when a transaction card may change colors. For instance, a transaction card may change colors at, or while approaching, a first threshold. The transaction card may change colors at, or while approaching, a second threshold. When the cardholder's balance goes below the thresholds, the transaction card may revert back to the lower threshold color or the original color of the transaction card. Using the techniques described herein a financial institution may convey information to a cardholder in a way that does not require the cardholder to digital engage with the financial institution.
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Patent Agency Ranking
公开(公告)号：US20210209438A1
公开(公告)日：2021-07-08
申请号：US16735782
申请日：2020-01-07
Applicant: Capital One Services, LLC
Inventor： Timur Sherif , Cara Weikel , Steve Blanchet , Kevin Osborn
IPC: G06K19/077 , G06Q20/34 , B42D25/378 , G07F7/08
Abstract: Methods and systems disclosed herein may communicate information, such as alerts and notifications, to a cardholder via a color-changing transaction card. In particular, the cardholder may configure one or more thresholds that establish when a transaction card may change colors. For instance, a transaction card may change colors at, or while approaching, a first threshold. The transaction card may change colors at, or while approaching, a second threshold. When the cardholder's balance goes below the thresholds, the transaction card may revert back to the lower threshold color or the original color of the transaction card. Using the techniques described herein a financial institution may convey information to a cardholder in a way that does not require the cardholder to digital engage with the financial institution.
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公开(公告)号：US20200267143A1
公开(公告)日：2020-08-20
申请号：US16861974
申请日：2020-04-29
Applicant: CAPITAL ONE SERVICES, LLC
Inventor： Timur Sherif , Steve Blanchet , Hannes Jouhikainen , Zviad Aznaurashvili
Abstract: Multi-factor authentication systems and methods are provided that include receiving a request to authenticate a user of a mobile device. The request for authentication may include credential information associated with the user and vehicle data. A determination may be made regarding whether the vehicle data was obtained from a vehicle via the mobile device. The received vehicle data and received credential information may be compared to stored data. When there is a match between the received vehicle data and received credential information and corresponding stored data, a notification may be provided to the user device, indicating that the user has been authenticated.
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公开(公告)号：US20200096730A1
公开(公告)日：2020-03-26
申请号：US16686721
申请日：2019-11-18
Applicant: Capital One Services, LLC
Inventor： Hannes Jouhikainen , Timur Sherif , Steve Blanchet , Zviad Aznaurashvili
Abstract: A user device may receive sensor data relating to one or more physical objects, transmit the sensor data to a server, receive a user profile relating to a user of the device, identify a user interface element corresponding to an application, modify the user interface element based on the user profile, and display the modified user interface element. A server may receive data relating to one or more physical objects, identify the one or more design patterns based on the one or more physical objects, create a user profile, update the user profile, receive application data relating to one or more applications running on a device remote from the server, identify a user interface element corresponding to the one or more applications running on the device, modify the user interface element based on the updated user profile, and transmit the modified user interface element to the device.
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公开(公告)号：US10481761B2
公开(公告)日：2019-11-19
申请号：US15947553
申请日：2018-04-06
Applicant: Capital One Services, LLC
Inventor： Hannes Jouhikainen , Timur Sherif , Steve Blanchet , Zviad Aznaurashvili
IPC: G06F3/0481 , G06F9/451 , G06F17/21 , G06F8/38 , G06F16/735
Abstract: A user device may receive sensor data relating to one or more physical objects, transmit the sensor data to a server, receive a user profile relating to a user of the device, identify a user interface element corresponding to an application, modify the user interface element based on the user profile, and display the modified user interface element. A server may receive data relating to one or more physical objects, identify the one or more design patterns based on the one or more physical objects, create a user profile, update the user profile, receive application data relating to one or more applications running on a device remote from the server, identify a user interface element corresponding to the one or more applications running on the device, modify the user interface element based on the updated user profile, and transmit the modified user interface element to the device.
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公开(公告)号：US20190310762A1
公开(公告)日：2019-10-10
申请号：US15947553
申请日：2018-04-06
Applicant: Capital One Services, LLC
Inventor： Hannes Jouhikainen , Timur Sherif , Steve Blanchet , Zviad Aznaurashvili
IPC: G06F3/0481 , G06F9/451 , G06F8/38 , G06F17/21 , G06F17/30
Abstract: A user device may receive sensor data relating to one or more physical objects, transmit the sensor data to a server, receive a user profile relating to a user of the device, identify a user interface element corresponding to an application, modify the user interface element based on the user profile, and display the modified user interface element. A server may receive data relating to one or more physical objects, identify the one or more design patterns based on the one or more physical objects, create a user profile, update the user profile, receive application data relating to one or more applications running on a device remote from the server, identify a user interface element corresponding to the one or more applications running on the device, modify the user interface element based on the updated user profile, and transmit the modified user interface element to the device.
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