公开(公告)号：US11688001B2

公开(公告)日：2023-06-27

申请号：US16581614

申请日：2019-09-24

Applicant: Apple Inc.

Inventor： Marcel Van Os ,  Jennifer Bailey ,  Kristin Canavan ,  Jarad Fisher ,  Corey Fugman ,  Mischa McLachlan ,  Aaron Melim ,  Ashish Nagre ,  Akila Suresh ,  Richard W. Heard

IPC: G06Q20/00 ,  G06Q40/02 ,  G06Q20/40 ,  G06Q20/10 ,  G06Q20/38 ,  G06F3/04845 ,  H04M3/00 ,  G06F3/0484 ,  G06F3/04817

CPC classification number: G06Q40/02 ,  G06F3/0484 ,  G06F3/04845 ,  G06Q20/105 ,  G06Q20/38215 ,  G06Q20/401 ,  G06Q20/405 ,  H04M3/00 ,  G06F3/04817

Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.

公开(公告)号：US11348092B2

公开(公告)日：2022-05-31

申请号：US16827202

申请日：2020-03-23

Applicant: Apple Inc.

Inventor： Michael Artemiw ,  Aaron M. Melim ,  Ashish C. Nagre ,  Christine A. Franco ,  David T. Haggerty ,  Fadi S. Obeid ,  Glen W. Steele ,  Katie M. McIndoe ,  Mischa K. McLachlan ,  Richard W. Heard ,  Rima Kakarla ,  Akila Suresh ,  Jarad M. Fisher

IPC: G06Q40/00 ,  G06Q20/34 ,  G06Q20/38 ,  G06Q20/24

Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.

公开(公告)号：US20210042780A1

公开(公告)日：2021-02-11

申请号：US16944976

申请日：2020-07-31

Applicant: Apple Inc.

Inventor： Akila Suresh ,  Corey G. Fugman ,  David T. Haggerty ,  Eduardo H. Cue ,  Jarad M. Fisher ,  Ashish Nagre ,  Richard Heard

IPC: G06Q30/02 ,  G06Q20/36 ,  G06Q20/24

Abstract: The present technology provides a technological infrastructure that overcomes common problems associated with cash back rewards cards. The present invention integrates a credit card account with cash account through an electronic wallet application such that cash can be transferred directly into a user's cash account after each transaction which cash back is earned. In some embodiments, the user's cash account and a cash account associated with a business associated with a credit card can be provided by the same financial institution. The above infrastructure further allows for more efficient payment of a credit card balance, wherein when cash is transferred from the user's cash account to the business' cash account in association with a credit card balance, an immediate release of open to buy funds is affected.