公开(公告)号：US20180174137A1

公开(公告)日：2018-06-21

申请号：US15387304

申请日：2016-12-21

Applicant: Facebook, Inc.

Inventor： Anand Subbarayan ,  Yegnashankar Parasuram ,  Shuo Song ,  Akshay Mittal ,  Xishuo Liu ,  Kevin Patrick Hurley ,  Vladislav Perelman ,  Attila Incze

IPC: G06Q20/36 ,  G06Q20/10 ,  G06Q20/38 ,  G06Q20/40

CPC classification number: G06Q20/3674 ,  G06Q20/02 ,  G06Q20/102 ,  G06Q20/12 ,  G06Q20/38215 ,  G06Q20/3829 ,  G06Q20/383 ,  G06Q20/385 ,  G06Q20/409 ,  G06Q30/0601 ,  G06Q50/01 ,  G06Q2220/00

Abstract: The present disclosure relates to systems, methods, and devices for device and system agnostic payment tokenization for processing payment transactions. In particular, the message system allows a user to initiate a payment transaction with a merchant. For example, one or more implementations involve identifying, in response to a request by a user client-device, a payment authorization number associated with a user account and sending a request for a payment token to a payment network associated with the payment authorization number. One or more embodiments receive a payment token representing the payment authorization number. Additionally, one or more embodiments encrypt the payment token and send the encrypted payment token to the user client-device to provide to a merchant system associated with the merchant.